MIS -Monthly Income Scheme in Finacle

OLD LEGDER:

TIPM – to view the old ledger of Sanchay post

NEW LEDGER:

HTDTRAN – To view all the transactions in that account in FINACLE.

INTEREST PAYOUT:

CNAC – Using CNAC find out the new MIS account number.

To inquire the interest amount of the legacy period:

HIOT –
  • Enter the sundry MIS account number.
  • Delete start date
  • Enter the MIS account number in the reference column
  • Submit and note down the interest amount

To inquire the interest amount of the legacy period:

HTDTRAN – enter the MIS account number and view the interest amount
INTERST PAYOUT -By cash:
HTM -
  • Add
  • Cash Normal Payment (C/NP) Go
  • Enter the Sundry MIS account id – sol id ending with 0337
  • Enter the tab.
  • Enter the amount of interest to be paid out.
  • Enter the MIS account id in the Reference column. (without this number, LOT will not be fetched correctly)
  • Additional Part tran details -> GO
  • In the next screen again enter the MIS account number in the Reference column.
  • In the next screen, the amount to be paid will be displayed. (If the customer wants only a partial amount, that amount can be corrected).
  • Then Accept
  • Then Post
  • On exception (cash limit) will appear. Give OK.
  • Post.
  • Note the tran id.
  • Supervisor should verify that tran id.
INTEREST PAYOUT BY CHEQUE:
If the interest amount exceeds cash limit or in case of the interest payment on the day of closure, cheque has to be issued.
HTM -
  • Add
  • Customer induced (T/CI) Go
  • Enter the Sundry MIS account id – sol id ending with 0337- 630001000337
  • Enter the tab.
  • Enter the amount of interest to be paid out.
  • Enter the MIS account id in the Reference column. (without this number, LOT will not be fetched correctly)
  • Additional Part tran details -> GO
  • In the next screen again enter the MIS account number in the Reference column.
  • In the next screen, the amount to be paid will be displayed. (If the customer wants only a partial amount, that amount can be corrected).
  • Then Accept
  • Click the 2nd record button.
  • On the top, record < 1 > will appear. Click the arrow mark >. Then 2nd record will be opened.
  • Click the radio button Credit.
  • Enter the Post master Cheque account number ( sol id ending with 0340) - 630001000340.
  • In the amount, click the contra amount details button. Amount will be auto populated.
  • In the reference column, enter the MIS account number.
  • Then Post
  • On exception (cash limit) will appear. Give OK.
  • Post.
  • Note the tran id.
  • Supervisor should verify that tran id.

ACCOUNT CLOSURE (by cheque):

HCAACTD - Enter the MIS account number. Always use the Trial close option to verify the amount.
  • Go
  • General / closure details / closure exceptions pages will be displayed under different tabs.
  • In the General tab, check for the Name of the depositor, date of opening and amount.
  • In the closure details tab, if the closure amount can be paid by cash, select the option in Close mode – By cash.
  • If cheque, select the option – Repayment account, enter the Repayment account id as the Post master Cheque account id – 630001000340.
  • In the closure exception tab, enter the reason - whether death or Normal. (select the reason only from the searcher)
  • Submit.
  • Closure details will be listed below.
  • Go to HPR.
  • In the HPR, the final amount to be paid will be listed.
  • Then do the regular Closure in the option – Z-Close.

Verification :

  • HCAACVTD – Visit all the pages and submit.
  • Then go to HPR, to verify the final amount to be paid.
ACCOUNT CLOSURE (BY CASH) :
  • Follow the same procedure as above.
  • In the close mode select, cash.
  • Use HCASHPND finally to pay the amount.

ACCOUNT OPENING:

Verify whether the customer already have a MIS account
CIF using CDEDUP menu.
If the customer already has a CIF
CMISAOP:
  • Enter the CIF id.
  • If the customer gives standing instruction to SB, the SB account number can be given in the ‘Interest credit account”.
  • Transaction column – it should be ticked and transaction during account opening should be selected.
  • Cash or transfer should be selected.
  • In the transfer column, enter the Debit account id 630001000382, if the account is opened by cheque. If it is SB transfer, enter the SB account number.
  • See the flow details to view the interest flow.
  • Submit
  • Note down the new account number and tran id.
ACCOUNT VERIFICATION:
CMISAOPV
  • Select the account number from the Searcher and verify.
  • Go to HPR and see the amount to be paid.