Saturday, December 31, 2016

Instructions from CPC(CBS) on Interoperable ATM in DOP

Dear All,
As you are aware DOP ATMs are interoperable, however still under observation for a week. As many ATMs were not online/kept open, patches pushed centrally by switch team could not be deployed in such ATM sites. Due to this non DOP ATM cards are not working in those ATM locations.

As per directorate orders all the DOP ATMs should be functioning and kept open 24X7. Hence, kindly instruct all the ATM site located SOLs to personally check the ATM screen by using other bank ATM cards and do some sample transactions. If the other bank cards are not functional in those ATMs please consolidate such ATM location details with ATM ID and SOLID for taking up the issue with respective vendor for early rectification by 02/01/2017 1100 hrs positively.

Thanks & regards,
Incharge Operations, DOP ATM Unit
CBS-CPC, 4th Floor, Bengaluru GPO Building
080-22850173, 18004252440


Previously, people with accounts in postal department can only use the services of the India Post ATMs.

Today Reserve Bank of India (RBI) has approved the India Post's proposal for interoperability of its ATMs with other banks.

Equipped with a wide network of core banking solution (CBS) branches, Pensioners and other savings bank account holders, including Monthly Income Scheme (MIS) account holders with the postal department need not hence-forth wait in long queues for withdrawal of cash. They could withdraw up to a maximum of Rs.10,000 at a time from any ATM in India with the ATM cards issued to them. 

Good News! Bank customers can use Post Office ATMs and Post Office ATM can also use in other bank ATM Machine

Interoperable transactions started between Banks and Post Office through ATM Machine. Now we Postal ATM card can be accessed on other banks ATM machine and also Bank ATM card can be also accessed in our Post Office ATM machine. This is a very good news to all the postal and bank customers.

Note: Withdrawal also Possible in many banks ATM, In some location could not be possible it will be rectified.

To know more click below link

Greetings! New Year Wishes 2017

RTI regarding the workload points of the GDS in AP & Telangana Circle - CIC Video Conference with CH.Laxmi Narayana ,President NUGDS

RTI regarding the workload points of the GDS in AP & Telangana Circle - CIC Video Conference with CH.Laxmi Narayana ,President NUGDS. 

CPIO clearly clarified in the Video Conference with Central Information Commissioner and CH.Laxmi Narayana on 21.12.2016 at Guntur Collectorate Office that no GDS employees should work beyond 5 hours. If any such GDS officials working beyond 5 hours no extra payment will be paid.

In these circumstances I appeal all the GDS officials not to work beyond 5 hours as the GDS are not going to get any extra benifit. It is an appeal to all GDS that each and every GDS official should take into criteria regarding working hours. This effort is made for all GDS brothers and sisters by NUGDS.

NUGDS RTI Application to Directorate (CPIO )
CPIO reply to NUGDS

NUGDS application to First Appellate Authority (FAA)
FAA reply to NUGDS
NUGDS Application to Central Information Commission -Second Appeal (CIC)


CIC reply for final hearing to NUGDS. (Video Conference).

Representation to CIC made by CH.Laxmi Narayana ,President NUGDS

the representation made by CH.Laxmi Narayana , President NUGDS

A Video Conference with Hon'ble Central Information Commissioner Sri.Basanth Seth was held on 21.12.2016 at Collectorate Office , Guntur ,Andhra Pradesh. Mr .CH.Laxmi Narayana ,All India President NUGDS was attended the Video Conference with releated discussion by Sri D.Kishan Rao G/S NAPE Group -C , Sri.D.Theayagarajan SG ,FNPO ,Sri .Vasireddy Sivaji Org.Secretary ,NAPE Group - C CHQ ,Sri.L.Krishna Prasad Regional Representative ,Visakhapatnam .

Final Decision of the Central Information Commissioner

CH.Laxmi Narayana 

Easy “RPLI Premium Calculator” for Calculation of Premium

Dear Friend, if You Have PC please download “RPLI Premium Calculator” and Leave a Comment on Comment Box if you Find any Error and also Suggest Necessary Changes.

Click Below link to Download RPLI caluclator

Click on RPLI Premium Calculator for Download.

Pepared By:-
KHAIRUL HOQUEBPM, Uttar Simlabari BO in A/C with Mathurabagan SO under Cooch Behar Division, West Bengal Circle.

Don't fight postmasters! Expose Government!

Don't fight postmasters! Expose Government!

Deplorable condition!

No money with the Government! No money with the State Bank of India! No money to the Post Offices! No money to Pension and Pay disbursement! But Government and Ministers often say 'enough money with RBI'! RBI got enough money; but no money with SBI and Banks and Post Offices! What a contradiction? What an apathy? Which is fact? Are the People fools to hear the cock and bull stories? Let the pensioners organise themselves and sit before banks and post offices in protest; let us call the media and expose to them our conditions! Let the media project the facts before the country! Go for protest action everywhere! - KR GS AIPRPA

Reservation Roster (As on 31-12-2015)- Inspector Posts (Departmental)/Inspector Posts(Direct)/Asst Supdts of Posts

Reservation Roster (As on 31-12-2015)- Inspector Posts (Departmental)/Inspector Posts(Direct)/Asst Supdts of Posts

To view please Click Here.

After 50 days of demonetization

Meeting with the Committee on Allowances

Shiva Gopal Mishra
Ph.: 23382286
National Council (Staff Side)
13-C, Ferozshah Road, New Delhi — 110001
E Mail :

The Secretary(Expenditure),
Ministry of Finance,
(Government of India),
North Block,
New Delhi
Dated: December 29, 2016
Dear Sir,

Sub: Meeting with the Committee on Allowances
The Staff Side, National Council(JCM) had a meeting with the Committee on Allowances on 1st September, 2016, wherein it was advised us to send the committee a detailed note. Subsequently, on 16th September, 2016 we sent a detailed note on the allowances to your goodself with the hope that the Committee on Allowances would consider the same, and in case of reservations, they would at least hold a meeting on the detailed memorandum submitted by the Staff Side(JCM).

Almost four months have passed without any outcome. All the Central Government Employees’ are quite agitated as well as are having mental agony because allowances of the VII CPC, have not been implemented.

You are, therefore, requested to fix-up a meeting of the Committee on Allowances, at an earliest to resolve the issues placed in the memorandum of the Staff Side(JCM) on various allowances.

Here it is worth-mentioning that, the issues related to DoP&T were discussed by the Secretary(DoP&T) with the Staff Side on 25th October, 2016. The Staff Side is of firm opinion that, there should be resolution to the demands, and these Allowances should be implemented with effect from 01.01.2016, i.e. the date from which VII CPC has been implemented.

Sincerely yours

(Shiva Gopal Mishra)
Secretary(Staff Side)

Source –


Dear Comrades,
Federal Secretariat meeting of NFPE held on 19-12-2016 in New Delhi discussed and endorsed the decision of the Confederation of Central Govt Employees & Workers to go on one day strike on 15th February 2017.

After a detailed discussion in PJCA (NFPE & FNPO) meeting held on 19-12-2016 and informed that the FNPO also decided to serve the strike notice to participate in ensuing one day strike on 15-12-2017.

NFPE & AIPEU GDS decided to serve strike notice on 05th January 2017.

All are requested to serve strike notice at all levels by organizing mass demonstrations.

Proforma of Strike Notice and Charter of Demands is published below:

NEW DELHI-110 001

No.PF-12-C /2017 Dated: 05th January, 2017

The Secretary / Director General
Department of Posts
Dak Bhawan
New Delhi – 110001


In accordance with the provisions of Sub Section (1) of Section 22 of the Industrial Disputes Act, 1947, we hereby notify that all the Postal/RMS/MMS/Administrative & Postal Accounts Employees and the Gramin Dak Sewaks (NFPE) will go on 1 Day Strike on 15th February,2017.

The Charter of Demands is enclosed herewith.

1. Settle the demands raised by NJCA regarding modifications of 7th CPC recommendations as submitted in the memorandum to Cabinet Secretary on 10th December 2015. (See Annexure-I). Honour the assurance given by the Group of Ministers to NJCA on 30th June 2016 and 6thJuly 2016, especially increase in minimum wage and fitment factor. Grant revised HRA at the existing percentage itself i.e. 30%, 20% and 10%. Accept the proposal of the staff side regarding Transport Allowance. Settle all anomalies arising out of implementation of 7th CPC recommendations, in a time bound manner.

2. Implement option-I recommended by 7th CPC and accepted by the Government regarding parity in pension of pre-2016 pensioners, without any further delay. Settle the pension related issues raised by NJCA against item 13 of its memorandum submitted to Cabinet Secretary on 10th December 2015. (See Annexure-I).

3. Scrap PFRDA Act and New Pension System (NPS) and grant pension and Family Pension to all Central Government employees recruited after 01.01.2004, under CCS (Pension) Rules 1972.

4. Treat Gramin Dak Sewaks of Postal department as Civil Servants, and extend all benefits like pay, pension, allowances etc. of departmental employees to GDS. Publish GDS Committee report immediately.

5. Regularise all casual, contract, part-time, contingent and Daily rated mazdoors and grant equal pay and other benefits. Revise the wages as per 7th CPC minimum pay.

6. No Downsizing, Privatisation, outsourcing and contractorisation of Government functions.

7. Withdraw the arbitrary decision of the Government to enhance the bench mark for performance appraisal for promotion and financial upgradations under MACP from “GOOD” to VERY GOOD” and also decision to withhold annual increments in the case of those employees who are not able to meet the bench march either for MACP or for regular promotion within the first 20 years of service. Grant MACP pay fixation benefits on promotional hierarchy and not on pay-matrix hierarchy. Personnel promoted on the basis of examination should be treated as fresh entrants to the cadre for grant of MACP.

8. Withdraw the draconian FR 56 (J) and Rule 48 of CCs (Pension) Rules 1972 which is being misused as a short cut as purity measure to punish and victimize the employees.

9. Fill up all vacant posts including promotional posts in a time bound manner. Lift ban on creation of posts. Undertake cadre Review to access the requirement of employees and their cadre prospects. Modify recruitment rules of Group-‘C’ cadre and make recruitment on Regional basis.

10. Remove 5% ceiling on compassionate appointments and grant appointment in all deserving cases.

11. Grant five promotions in the service carreer to all Central Govt. employees.

12. Abolish and upgrade all Lower Division Clerks to Upper Division Clerks.

13. Ensure parity in pay for all stenographers, Assistants, Ministerial Staff in subordinate offices and in all organized Accounts cadres with Central Secretariat staff by upgrading their pay scales. Grant pay scale of Drivers in Loksabha Secretariat to Drivers working in all other Central Government Departments.

14. Reject the stipulation of 7th CPC to reduce the salary to 80% for the second year of Child Care leave and retain the existing provision.

15. Introduce Productivity Linked bonus in all department and continue the existing bi-lateral agreement on PLB wherever it exists.

16. Ensure cashless medical treatment to all Central Government employees & Pensioners in all recognized Government and Private hospitals.

17. Revision of Overtime Allowance (OTA) and Night Duty Allowance (NDA) w.e.f 01.01.2016 based on 7th CPC pay scale.

18. Revision of wages of Central Government employees in every five years.

19. Revive JCM functioning at all levels. Grant recognition to the unions/Associations under CCS (RSA) Rules 1993 within a time frame to facilitate effective JCM functioning.

20. Implementation of the Revised Pay structure in respect of employees and pensioners of autonomous bodies consequent on implementation of CCS (Revised Pay) Rules 2016 in respect of Central Government employees and pensioners w.e.f. 01.01.2016.

21. Implementation of the “equal pay for equal work” judgement of the Supreme Court in all departments of the Central Government.

CLICK HERE to view the Annexure


1. Settle the demands of various cadres of Postal department relating to 7th CPC recommendations submitted to Secretary, Posts in memorandum dated 08.12.2015.

2. Implement cadre restructuring in all remaining cadres in the Department of Posts and settle the residual issues arising at implementation stage. Finalize RRs in MMS Cadres. 

3. Grant Civil Servant status to Gramin Dak Sevaks and grant all benefits of departmental employees on pro-rata basis./Publish GDS Committee Report.

4. Revision of wages and payment of arrears from 01.01.2006 to all casual, part-time, contingent and daily-rated mazdoors and regularization of services.

5. Fill up all vacant posts in all cadres including promotional posts and GDS.

6. Conduct membership verification of Gramin Dak Sevaks and declare the result of the verification already conducted among departmental employees during 2015.

7. Revision of OTA & OSA and fixation of norms for CRC/Speed post and Parcel in RMS and FMC for Postman Cadre.

8. Settle problems arisen out of implementation of CSI and CBS.

9. Grant of upgraded 3050 pay scale to Postmen w.e.f. 1.1.1996 as per Supreme Court Judgment. Change of RRs of Postmen/MTS.

10. Withdraw “Very Good” bench mark condition for MACP and future increments and holding of DPCs timely..

11. Grant of S D.A. & HCA to the Assam & NE & remove discrimination..

12. Problems arisen out of demonetization Scheme and grant additional remuneration of full day salary for Sunday/Holiday and hourly rate for extended duty hours. Provide proper infrastructure including fake currency detector and counting machines. Not to direct the officials to make good the loss where fake currency machines are not provided.

13 Stop Sunday / Holiday working completely.

14. Discussion on Memorandum of AIPSBCOEA.

15. All COs/ROs & DPLI office Kolkata may be allowed to function CPCs.

16. Finalization of Recruitment Rules of AAO Cadre in Postal Accounts and review of result for SC/ST -2012 Exam.

17. Repairing and Maintenance of Departmental Buildings.

18.Payment of revised wages to the GDS/ Casual Labourers substitutes who are working on the posts of Postmen, Mail guard, MTS etc,

19. Stop Trade Union victimization.

20. Declaration of Result of LGO & other LDCEs in remaining Circles.

RBI increases cash withdrawal limit from ATMs to Rs 4,500 from Jan 1

RBI issued a statement on Friday citing that from January 1 2017, the daily withdrawal limit of ATMs would be increased from the current Rs 2, 500 rupees to Rs 4, 500. The bank also said that there would be no change in weekly withdrawal limits.

The statement read: On a review of the position, the daily limit of withdrawal from ATMs has been increased (within the overall weekly limits specified) with effect from January 01, 2017, from the existing ₹ 2500/- to ₹ 4500/- per day per card. There is no change in weekly withdrawal limits.Such disbursals should predominantly be in the denomination of ₹ 500.

Click below to enlarge RBI Order enclosed below for information

Reserve Bank of India (RBI) Assistants Provisionally selected candidates 2016

Reserve Bank of India (RBI) has published List of Provisionally selected candidates for the post of Assistants 2016, Check below for more details.

(2) Brief details about Main examination:
(i) The Main online examination will be conducted in the third/ fourth week of January 2017, only for the candidates who have been shortlisted on the basis of results of the preliminary examination.
(ii) Separate Admission Letters for Main Examination should be downloaded from RBI Website. The time of Main Examination and Venue of Examinations will be indicated in the admission letters.
(iii) The link for downloading Admission Letters, Information Handout for Main examination, Instruction to PWD candidates/ Joint undertaking / Declaration form for PWD candidates using the scribe, will shortly be made available in RBI website.
Disclaimer: Though utmost care has been taken while preparing the Result, the Bank reserves the right to rectify inadvertent errors, if any.

NFPE felicitates Sri Ashutosh Tripathy, DG retiring on 31.12.2016

ON 30th DECEMBER-2016

Shri Ashutosh Tripathi: Director General Department of Posts is going to retire on 31st December-2016.

Felicitation was given by NFPE, Secretary General & President at Dak Bhawan today on 30th December-2016 and extended best wishes on behalf of NFPE for his happy, healthy and peaceful retired life.

Shri Ashutosh Tripathi is an officer of positive approach and during his period as Member(P) and DG, Post, so many problems of staff were settled and he never gave opportunity to staff side to go on strike or on any serious agitational programmes. Whenever there was any problem in Circles also he invited NFPE leadership and settled.

We as NFPE wish all the best for his retired life:

Friday, December 30, 2016

AICPIN For the Month of November 2016

No. 5/1/2016- CPI

DATED: 30th December, 2016
Press Release

Consumer Price Index for Industrial Workers (CPI-IW) — November, 2016

The All-India CPI-IW for November, 2016 decreased by 1 point and stood at 277 (two hundred and seventy seven). On 1-month percentage change, it decreased by (-) 0.36 per cent between October and November, 2016 when compared with the increase of (+) 0.37 per cent between the same two months a year ago.

The maximum downward pressure to the change in current index came from Food group contributing (-) 1.33 percentage points to the total change. At item level, Rice, Arhar Dal, Moong Dal, Urd Dal, Groundnut Oil, Chillies Green, Banana, Brinjal, Cabbage, Cauliflower, French Beans, Gourd, Green Coriander Leaves, Lady’s Finger, Methi, Palak, Potato, Radish, Tomato, etc. are responsible for the decrease in index. However, this decrease was checked by Wheat, Wheat Atta, Gram Dal, Goat Meat, Tea (Readymade), Cooking Gas, Electricity Charges, Petrol, Toilet Soap, etc., putting upward pressure on the index.
The year-on-year inflation measured by monthly CPI-IW stood at 2.59 per cent for November, 2016 as compared to 3.35 per cent for the previous month and 6.72 per cent during the corresponding month of the previous year. Similarly, the Food inflation stood at 1.66 per cent against 2.99 per cent of the previous month and 7.86 per cent during the corresponding month of the previous year.

At centre level, Salem reported the maximum decrease of 10 points followed by Bokaro (9 points), Raniganj and Kolkata (6 points each) and Ahmedabad (5 points). Among others, 4 points decrease was observed in 2 centres, 3 points in 8 centres, 2 points in 8 centres and 1 point in 15 centres. On the contrary, Jaipur recorded a maximum increase of 6 points followed by Rourkela and Srinagar (3 points each). Among others, 2 points increase was observed in 5 centres and 1 point in 7 centres. Rest of the 25 centres’ indices remained stationary.

The indices of 35 centres are above All-India Index and other 40 centres’ indices are below national average. The index of Jabalpur, Vishakhapathnam and Ludhiana centres remained at par with All-India Index.

The next issue of CPI-IW for the month of December, 2016 will be released on Tuesday, 31st January, 2017. The same will also be available on the office website


Proper functioning of CBS Finacle on the outset of 2017 : CBS CPC

Clarification on withdrawal and acceptance of notice of Voluntary Retirement

No.24012/04/2016-AIS (II)
Government of India,
Ministry of Personnel, Public Grievances and Pension
(Department of Personnel & Training)
AIS II(Pension)

North Block, New Delhi
Dated: 27/12/2016

All Chief Secretaries of States/UTs

Subject: Amendment of All India Service (Death Cum Retirement Benefits) Rules, 1958 in terms of the provisions in CCS(Pension) Rules, 1972.

I am directed to state that this Department is proposing to insert provision for withdrawal and acceptance of notice of Voluntary Retirement in the All India Service (Death Cum Retirement Benefits) Rules, 1958 under Rules 16(2) as 16(2-B) and 16(2-C), as provided in the relevant rules of CCS(Pension) Rules, 1972 i.e. under Rule 48 & 48-A as under:

16(2-B) A notice of voluntary retirement given by a member of the service under subrule 2 and 2-A above, may be withdrawn by him, provided the request for such withdrawal shall be received within the intended date of his retirement by the Competent Authority.

16(2-C) Where a notice of voluntary retirement is given by a member of the service under sub-rule 2 above and the appointing authority does not refuse to grant the permission for retirement before the expiry of the period specified in the said notice, the retirement shall become effective from the date of expiry of the said period.

Provided that in cases, where no order is issued by the State Government, then after the expiry of the notice period, the Central Government may issue orders to give effect to this sub-rule.

2. All the State Governments/UTs are requested to convey their comments on the proposed amendments as required under Clause 3 of the AIS Act, 1951 latest 07/01/2017 positively. If no comments are received by the stipulated date, it would be assumed that the concerned States/UTs are in agreement with the proposed amendments.

Yours faithfully,
(Rajesh Kumar Yadav)
Under Secretary to Govt. of India

SB Order 15/2016 : Revision of Interest Rates for Small Savings Schemes for 01.01.2017 to 31.03.2017

Interest Rates for Small Savings Schemes for 01.01.2017 to 31.03.2017 - SB Order 15 - 2016







[Important] Disciplinary action will be taken if you do this - DoPT order enclosed

Any grievance related to your service matters should flow through proper channel. Instead if you directly complaint to higher authorities disciplinary action will be initiated as per the order below. So guys please be careful.

Important : RBI Instructions to Post Office/Bank Branches on Deposit Old currency notes into banks on 31Dec2016

Closure of the scheme of exchange of Specified Bank Notes(SBN) at banks on December 30th 2016

In continuation of trailing mails, please find attached the RBI notification no. DCM (Plg) No.2103/10.27.00/2016-17 dated December 30, 2016 regarding closure of the scheme of exchange of Specified Bank Notes (SBNs) at banks on December 30th 2016. In this connection, following instructions are issued:

1. All Circle/Regional Level control rooms to continue till further orders. 
2. With the closure of the facility of deposit of SBNs (WOS banknotes) as at the close of business on December 30, 2016, all Circles should submit a consolidated report (from 10.11.2016 to 30.12.206)in Annexure 3D in addition to the daily reports of today (30.12.2016), to control Room Directorate.
3. The Post Offices which are linked to the Bank Branches having currency chest should deposit SBNs/WOS banknotes by December 31, 2016.
4. SBNs (WOS banknotes) cannot form part of Post Offices cash balances from the close of business as on December 31, 2016.
5. Necessary action may be taken to deposit WOS banknotes today itself in linked banks.

With regards,

Sachin Kishore
Director (CBS)

7th CPC Report – Revision of Minimum Wage and Multiplying Factor etc

Revision of Minimum Wage and Multiplying Factor etc., – Assurance given by Senior Ministers-reg.

National Federation of Indian Railwaymen
3, Chemlmsford Road, New Delhi – 110 055

No.IV/NJCA (N) 2014/Part III
Dated: 27/12/2016

Shri Narendra Modiji,
Hon’ble Prime Minister of India.
South Block,
Raisina Hill,
New Delhi-110011

Respected Sir,

Sub: 7th CPC Report – Revision of Minimum Wage and Multiplying Factor etc., – Assurance given by Senior Ministers-reg.

NFIR brings to your kind notice that the National Joint Council of Action (NJCA) – consisting JCM constituent organizations of Central Government employees have deferred the Indefinite Strike action on the assurance of Senior Cabinet Ministers on 30th June 2016 that a High Level Committee will be constituted to consider the demands of JCM (Staff Side) within four months for improving the minimum wage and applying revised multiplier factor for pay fixation in 7ft CPC Pay Matrices to the Central Government employees which include over 1.3 million Railway employees.

Pursuant to the assurance of Group of Ministers as mentioned above, the decision to go on indefinite strike by Railway employees has been deferred, hoping that there shall be a negotiated settlement on the Charter of demands already submitted to the Cabinet Secretary by the JCM (Staff Side).

NFIR however expresses its deep sense of disappointment over breach of commitment as more than five months passed from the date of assurance given to the Leaders of JCM (Staff Side) by the Group of Ministers (Hon’ble Finance Minister, Home Minister, Railway Minister and Minister of State for Railways). The Railways specific issues on which agreement was reached between the Railway Board and the Federations have also not been implemented till date.

The Railway employees of all categories are greatly disappointed over non-fulfillment of assurances, consequently, there has been a feeling among Rail workforce that the Government is not sensitive towards resolving their genuine grievances and equally not sincere to honour its commitments.

NFIR also beings to your kind notice that even though the successive Railway Ministers have sent proposals to Finance Minister that Railways should be exempted from National Pension System (NPS) in view of complexities, unique nature of working of Railway employees and their arduous working conditions, the Government has not given its approval till now, resultantly, the Railway employees who had joined from 01/01/2004 are extremely agitated as there is no social security to them and their families in the form of guaranteed pension at par with those appointed prior to 0110112004. The unique nature of duties are comparable with Defence Forces Personnel. The death rate of Railway employees in the course of performing duties is 700 per annum and the average number of staff injured on duty is about 3000 per annum as reported by the High Level Safety Review Committee headed by Dr. Anil Kakodkar.

NFIR further brings to your kind notice that the Indian Railways has the track record of dedicated working on account of unquestionable loyalty, dedication and devotion of Railway employees to Indian Railways. Most of them perform duties at remote places, jungle areas where minimum living facilities are not available. It needs to be appreciated that not a single man day was lost on employees’ account during the past four decades.

NFIR, therefore, requests your kind intervention in ensuring that the Government implements its commitments on revision of minimum wage and multiplier factor for the Central Government employees which include rail workforce. Federation also requests that other issues which are pending before various Committees constituted by the Government may be got finalized on the basis of submissions made by JCM (Staff Side) before those Committees and also before the Cabinet Secretary. NFIR at the same time requests to kindly arrange to issue appropriate directive for solving Railways’ specific issues through negotiated settlement very soon. Also kind attention of Hon’ble Prime Minister is invited to NFIR’s communication vide letter of even number dated 0111112016 and subsequent reference by the PMO to the Secretary, Department of Expenditure (Ministry of Finance) vide PMO ID No. PMOPG//D1201610326695 dated04lIl12016, endorsing copy to the Federation, in this regard.

With regards,

(Dr. M. Raghavaiah)
General Secretary

Source : NFIR

Difference between NEFT / RTGS / IMPS ???


  • Immediate transfer (24 x 7)
  • Upper limit : 50k per day. Total 2.5 lac per month.


  • No upper limit. Transfer is not immediate.
  • Mon to Friday - 8 am to 7 pm - transfer is done in 12 batches
  • Saturdays - 8 am to 1 pm - transfer is done in 6 batches.
  • Some charges apply (maximum is Rs 25 + service tax)


  • Meant for large transactions. Minimum amount is 2 lac. No upper limit.
  • Transfer is immediate or "real time" during business hours. (usually few minutes, but not necessarily in seconds)
  • Monday to Friday - 9 am to 4.30 pm
  • Saturdays - 9 am to 1 pm
  • Charges : Rs.30 below 5 lac. Or Rs 55 above 5 lac.

New Rules for Cash Deposits made between 9 November - 30 December 2016

IPPB Newsletter | Volume 6 | December 2016

Promotion and Posting in the grade of Director General, Postal services

Sri T.Murthy, Member(O), Postal services Board is promoted as Director General, Dept of Posts in place of Sri A.K.Tiwari retiring on 31.12.2016.

Click here to the Directorate order in original.

Union Cabinet approves ordinance to impose penalty for holding old notes

NEW DELHI: The Union Cabinet on Wednesday approved promulgation of an ordinance to impose a penalty, including a jail term, for possession of the scrapped 500 and 1,000 rupee notes+ beyond a cut-off. 
The Cabinet headed by Prime Minister Narendra Modi also approved an ordinance to amend the RBI Act to extinguish the liability of the government and the central bank on the demonetised high-denomination notes to prevent future litigations. 

Official sources said the ordinance has been cleared, but did not say if the penal provisions would apply for holding the junked currency after the 50-day window to deposit them in banks ends as of December 30 or after March 31, till which time deposit of old currency notes at specified branches of the Reserve Bank after submitting a declaration form is open. 

The ordinance on denotification of Rs 500 and Rs 1000 notes has been sent to President Pranab Mukherjee for his assent. 

The penalty for holding old currency in excess of 10 notes may include financial fines and a jail term of up to 4 years in certain cases.

After December 31, the government through a separate notification and clarification will specify cases eligible to get the banned currency deposited in specified branches of the RBI. 

While announcing the demonetisation of the old currency on November 8, the government had allowed holders to either exchange them or deposit in bank and post office accounts. While the facility to exchange the old notes has since been withdrawn, depositors have time till Friday to deposit the holding in their accounts. 

The ordinance is expected to be replaced by a law in the Budget session of Parliament, likely to begin by the end of January. 

Of the Rs 15.4 lakh crore worth of currency that was scrapped, Rs 14 lakh crore has been deposited in banks or exchanged.

Withdrawal of Legal Tender Character of existing Rs 500/- and Rs 1,000/- banknotes - SB Order No. 12/2016

Withdrawal of Legal Tender Character of existing Rs 500/- and Rs 1,000/- banknotes - SB Order No. 12/2016

Director (CBS)
Thu 29-12-2016 18:33

All CPMG;CPMG Telangana Circle;
All Postal Divisions;;Director (Financial Services);ADG (FS I);;ADG (CBS);

Respected Sir/Madam,
Kindly refer to SB order no. 12 dated 8.11.2016 and Gazette Notification No 10/3/2016-CY.1 dated 8th November 2016 issued by Government of India regarding accepting of WOS banknotes till close of 30th of December 2016. In this connection it is requested to kindly ensure that post offices will accept the WOS banknotes only upto 30th of December 2016.

With regards,

Sachin Kishore
Director (CBS), Sansad Marg,, Dak Bhavan

Click below link to Download in PDF format

Conducting Examination for selection of Group Leaders, [previously known as Development Officer (PLI)] on 05.02.2017 (Sunday)

Thursday, December 29, 2016

Disbursement of salary in cash in the Storm (Vardha) affected area of Chennai-BPMS

Government of India
Ministry of Defence

Subject : Disbursement of salary in cash in the Storm (Vardha) affected area of Chennai – Representation of Bharatiya Pratiraksha Mazdoor Sangh (BPMS)

Defence Civilian Employees Federation BPMS has address letter ref. no. BPMS/MoD/Payment/186(8/1R) dated 27 Dec.2016 (copy enclosed) to the MoD, on the above subject. It has been informed that the storm Vardha has caused enormous damage in the Chennai Area. The disruption of the electricity supply has adversely affected the banking services, thereby causing economic hardship to the Central Government employees working in and around the affected area. It has been requested that the serving employees in the Chennai area may please be paid the salary for the month of Dec 2016 in cash.

In view of the position reported by BPMS, it is apprehended that the ATM systems and the computer network may not be functioning in the storm affected area, which may not be allowing the public to access the electronic banking facilities. It is felt that the hardship being experienced by the affected employees should be addressed with due sensitiveness. It is suggested that necessary instructions may please be issued to the pay disbursing authorities, located in the storm affected area, to explore the possibility of disbursing the salary for the month of Dec 2016 to the Government employees in cash, in accordance with the ceilings/instructions prescribed by the Government

(Gurdeep Singh)
Under Secretary (Civ)

Tomorrow i.e. 30-12-2016 is the last date for accepting the old 500-/1000- currency notes.

Tomorrow i.e. 30-12-2016 is the last date for accepting the old 500-/1000- currency notes.
Every single note of old 500/1000 currency should reach the HOs / cash offices having link with banks, by the day end of 30-12-2016 for remitting the same to Banks.
Bankers will not accept the said currency after 31-12-2016.

Please check up and act accordingly to avoid burden on individulas.

Allotments and Postings in PS Group B cadre

Allotments and Postings in PS Group B cadre

CPMG, AP Circle has ordered the following Allotments / Posting sin PS group B cadre vide memo no ST/12-1/2016/II dated 27.12.16.

Sl no
 Working at present
Place of  Allotment / Posting
K.Latchumu Naidu
PLI Directorate
Visakhapatnam Region
Vijayawada region
Visakahapatnam Region
Arbind Panda
Visakhapatnam region
SPOs Vriddhachalam  Dn  Central region, TN Circle

Official Answer Keys for Inspector of Posts Examination held on 22nd and 23rd October, 2016

Keys of LDC Examination for promotion to the cadre of Inspector Posts (66.66% quota) for the year 2015-16 held on 22nd and 23rd October, 2016.
Click below link to download official Answer key

Modi government makes it illegal to hold old notes post March 31

The Cabinet on Wednesday approved promulgation of an ordinance to extinguish Reserve Bank of India's liability towards the Rs 500 and Rs 1000 notes that ceased to be a legal tender from November 8.

This ordinance would provide the legislative backing for the demonetisation exercise.

It will make necessary changes to the RBI Act to allow for extinguishing central bank's liability with regard to issued currency that has been cancelled.

All notes carry RBI's promise to pay the bearer the amount of the value of the currency and it requires a legal change to end this liability.

The ordinance also seeks to make possession of more than ten notes of Rs 500 or Rs 1000 a penal offence attracting a monetary fine that could Rs 10,000 or five times the cash held, whichever is higher, a government official said.

The ordinance will have to be sent to the President and after his assent will come into force.

Fresh guidelines would be issued for exchange of notes at RBI counters post December 30. Notes will be allowed to be deposited with select branches of RBI till March 31 in exceptional circumstances.

Source :

Frequently Asked Questions (FAQs) on withdrawal of Legal Tender Character of the Old Bank Notes in the denominations of Rs 500/- and Rs 1,000 and replies there to

Following are the Frequently Asked Questions (FQAs) related to the withdrawal of Legal Tender Character of the old Bank Notes in the denominations of Rs 500/- and Rs 1000/- and replies there to:
(Updated as on December 27, 2016)

1. Why is this Scheme introduced?
The incidence of fake Indian currency notes in higher denomination has increased. For ordinary persons, the fake notes look similar to genuine notes, even though no security feature has been copied. The fake notes are used for antinational and illegal activities. High denomination notes have been misused by terrorists and for hoarding black money. India remains a cash based economy hence the circulation of Fake Indian Currency Notes continues to be a menace. In order to contain the rising incidence of fake notes and black money, the scheme to withdraw has been introduced.

2. What is this Scheme?
The legal tender character of the existing bank notes in denominations of Rs 500 and Rs 1000 issued by the Reserve bank of India till November 8, 2016 (hereinafter referred to as Specified Bank Notes) stands withdrawn. In consequence thereof these Bank Notes cannot be used for transacting business and/or store of value for future usage. The Specified Bank Notes can be exchanged for value at any of the 19 offices of the Reserve Bank of India and deposited at any of the bank branches of commercial banks/ Regional Rural Banks/ Co-operative banks (only Urban Co-operative Banks and State Co-operative Banks) or at any Head Post Office or Sub-Post Office.

District Central Cooperative Banks (DCCBs) can allow their existing customers to withdraw money from their accounts up to Rs 24,000 per week. No exchange facility against the specified bank notes (Rs 500 and Rs 1000) or deposit of such notes should be entertained by DCCB’s. The Reserve Bank has accordingly advised all banks to permit withdrawal of cash by DCCBs from their accounts based on need.

3. Does the Scheme apply to pre 2005 banknotes of Rs 500 and Rs 1000?
Yes, specified banknotes (SBN) include pre 2005 banknotes in the denominations of Rs 500 and Rs 1000. Banks should accept deposits of pre-2005 bank notes in the denominations of Rs 500 and Rs 1000 under the scheme. However, these notes can be exchanged at RBI Offices only.

4. How much value will I get?
You will get value for the entire volume of notes tendered at the bank branches / RBI offices.

5. Can I get all in cash?
The Scheme does not provide for it, given its objectives. You can use balances in bank accounts to pay for other requirements by cheque or through electronic means of payments such as Internet banking, mobile wallets, IMPS, credit/debit cards etc.

6. Can I get cash in exchange for specified banknotes over the bank counter?
No. Over the counter exchange (in cash) of SBNs is not permitted from November 25, 2016. Members of public who approach the banks for over the counter exchange of SBN are encouraged to deposit SBNs into their bank accounts. Banks have been advised to facilitate opening of new accounts for unbanked people.

7. What if I don’t have any Bank Account?
You can always open a bank account by approaching a bank branch with necessary documents required for fulfilling the KYC requirements.

8. What if, if I have only JDY account?
A JDY account holder can avail the deposit facility subject to the caps and other laid down limits in accord with norms and procedures.

With a view to protect the innocent farmers and rural account holders of PMJDY from activities of money launders and legal consequences under the Benami Property Transaction & Money Laundering laws, it has been decided to place certain limits, as a matter of precaution, on the operations in the PMJDY accounts funded through deposits of Specified Bank Notes (SBNs) after November 09, 2016. As a temporary measure, the banks have been advised that:

(1) Fully KYC complaint account holders may be allowed to withdraw Rs 10,000/- from their account, in a month. The branch managers may allow further withdrawals beyond Rs 10,000 within the current applicable limits only after ascertaining the genuineness of such withdrawals and duly documenting the same on bank’s record.

(2) Limited or Non KYC compliant account holders may be allowed to withdraw Rs 5,000 per month from the amount deposited through SBNs after November 09, 2016 within the overall ceiling of Rs 10,000.

9. Where can I go to exchange the notes?
The exchange facility has been stopped at bank branches with effect from November 25, 2016.

10. Should I go to bank personally for deposit or can I send the notes through my representative?
Personal visit to the branch is preferable. In case it is not possible for you to visit the branch you may send your representative with an express mandate i.e. a written authorisation. The representative should produce authority letter and his / her valid identity proof while tendering the notes.

In case you want to go to a branch of any other bank where you are not maintaining an account, you will have to furnish valid identity proof and bank account details required for electronic fund transfer to your account.

11. Can I withdraw from ATM?
The ATMs are progressively getting recalibrated. As and when they are recalibrated, the cash limit of such ATMs will stand enhanced to Rs 2500/- per day. This will enable dispensing of lower denomination currency notes for about Rs 500/- per withdrawal. Other ATMs which are yet to be recalibrated, will continue to dispense Rs 2000/- till they are recalibrated.

Banks have also been advised to increase the Business Correspondents’ limit of dispensing cash to Rs 2500/- for withdrawal from bank accounts.

12. What will be the levied ATM charges?
It has been decided that banks shall waive levy of ATM charges for all transactions (inclusive of both financial and non-financial transactions) by savings bank customers done at their own banks’ ATMs as well as at other banks’ ATMs, irrespective of the number of transactions during the month. This waiver is applicable on transactions done at ATMs from November 10, 2016 till December 30, 2016, subject to review.

13. Does the limit of Rs 24000 withdrawal apply to withdrawals from bank account of one bank from another bank?
These limits are not applicable to cash withdrawal from a bank account by one bank from another bank, Post Office, Money changers operating at International airports and operators of White Label ATMs. The branches maintaining Currency Chests have been advised to accommodate the requests from other branches in their vicinity – linked or otherwise – for supply of cash.

14. Can I withdraw cash against cheque?
Yes, you can withdraw cash against withdrawal slip or cheque subject to a weekly limit of Rs 24000/- (including withdrawals from ATMs and over the counter) from the bank accounts.

Business entities having Current Accounts which are operational for last three months or more will be allowed to draw Rs 50,000/-per week. This can be done in a single transaction or multiple transactions. This facility has been extended to Overdraft and Cash Credit accounts and traders registered with the Agricultural Produce Market Committee (APMC) markets or mandis. Accordingly, holders of current / overdraft / cash credit accounts, which are operational for the last three months or more, may withdraw up to Rs 50000 in cash, in a week. Such withdrawals may be disbursed predominantly in Rs 2000 denomination bank notes. This enhanced limit for weekly withdrawal is not applicable for personal overdraft accounts. Farmers are allowed to draw up to Rs 25000/- per week in cash from their loan (including Kisan Credit Card limit) or deposit accounts subject to their accounts being compliant with the extant KYC norms.

15. Can I withdraw a higher amount for the purpose of my ward’s wedding?
With a view to enable members of the public to perform and celebrate weddings of their wards it has been decided to allow a cash withdrawal of maximum Rs 250000/- from their bank deposit accounts till December 30, 2016 out of the balances at credit in the account as at close of business on November 08, 2016 to meet wedding related expenses. This is subject to the following conditions:

i. Withdrawals are permitted only from fully KYC compliant accounts.
ii. The amounts can be withdrawn only if the date of marriage is on or before December 30, 2016.
iii. Withdrawals can be made by either of the parents or the person getting married. (Only one of them will be permitted to withdraw).
iv. Since the amount proposed to be withdrawn is meant to be used for cash disbursements, it has to be established that the persons for whom the payment is proposed to be made do not have a bank account.
v. The application for withdrawal shall be accompanied by following documents:

Evidence of the wedding, including the invitation card, copies of receipts for advance payments already made, such as Marriage hall booking, advance payments to caterers, etc.
A detailed list of persons to whom the cash withdrawn is proposed to be paid, together with a declaration from such persons that they do not have a bank account, where the amount proposed to be paid is Rs 10,000/- or more. The list should indicate the purpose for which the proposed payments are being made.

Banks may keep a proper record of the evidence and produce them for verification by the authorities in case of need. The scheme will be reviewed based on authenticity/ bona fide use thereof. Yet, banks should encourage families to incur wedding expenses through non-cash means viz. cheques /drafts, credit/debit cards, prepaid cards, mobile transfers, internet banking channels, NEFT/RTGS, etc. Therefore, members of the public should be advised, while granting cash withdrawals, to use cash to meet expenses which have to be met only through cash mode.

16. What is being done for the farmers?
Farmers are allowed to draw up to Rs 25000/- per week in cash from their loan (including Kisan Credit Card limit) or deposit accounts subject to their accounts being compliant with the extant KYC norms. Specified banknotes in the denomination can be used for making payments towards purchase of seeds from the Centres, units or outlets belonging to the Central or State Governments, Public Sector Undertakings, National or State Seeds Corporations, Central or State Agricultural Universities and the Indian Council of Agricultural Research, on production of proof of identity.

Towards ensuring unhindered farming operations during the Rabi crop season, NABARD would be utilizing its own cash credit limits up to about Rs 23,000 crore to enable the DCCBs to disburse the required crop loans to PACS and farmers. Banks with currency chests have been advised to ensure adequate cash supply to the DCCBs and RRBs. Adequate cash supply should also be ensured for rural branches of all commercial (including RRBs). Bank branches located in APMCs may also be given adequate cash to facilitate smooth procurement.

17. Can I deposit Specified Bank Notes through ATMs, Cash Deposit Machine, cash Recycler and bank branches multiple times?
Yes, Specified Bank Notes can be deposited in Cash Deposits machines / Cash Recyclers or at bank branches more than once till December 30, 2016. At bank branches, customers should use separate pay-in-slips for depositing specified bank notes and other legal tender bank notes.(If a depositor has a mixed bunch of SBN and legal tender notes, he has to segregate them and submit two separate Pay-in slips).

18. Can I make use of electronic (NEFT/RTGS /IMPS/ Internet Banking / Mobile banking etc.) mode?
You can use NEFT/RTGS/IMPS/Internet Banking/Mobile Banking or any other electronic/ non-cash mode of payment. In order to meet the transactional needs of the public through digital means, additional measures have been introduce by way of special dispensation for small merchants and enhancement in limits for semi-closed Prepaid Payment Instruments (PPIs).

PPIs issuers can issue PPIs to such merchants. While balance in such PPIs cannot exceed Rs 20,000/- at any point of time, the merchants can transfer funds from such PPIs to their own linked bank accounts up to Rs 50,000/- per month, without any limit per transaction. Merchants only need to provide a self-declaration in respect of their status and details of their bank account.

The limit of semi-closed PPIs issued with minimum details has been enhanced to Rs 20,000/- from the existing Rs 10,000/-. The total value of reloads during any given month has also been enhanced to Rs 20,000/-.

Extant instructions for other categories of PPIs remain unchanged. Full KYC PPIs with balance upto ₹1,00,000/- can continue to be made available by authorised PPI issuers. The above measures will be effective from November 21, 2016 till December 30, 2016, subject to review.

Relaxation in Additional Factor of Authentication (AFA) for payments upto Rs 2000/- for card network provided authentication solutions has been permitted for the Card Not Present (CNP) transactions. For details please referRBI DPSS circular dated December 6, 2016.

19. I am right now not in India, what should I do?
If you have Specified banknotes in India, you may authorise in writing enabling another person in India to deposit the notes into your bank account. The person so authorised has to come to the bank branch with the Specified banknotes, the authority letter given by you and a valid identity proof (Valid Identity proof is any of the following: Aadhaar Card, Driving License, Voter ID Card, Pass Port, NREGA Card, PAN Card, Identity Card Issued by Government Department, Public Sector Unit to its Staff)

20. I am an NRI and hold NRO account, can the exchange value be deposited in my account?
Yes, you can deposit the Specified banknotes to your NRO account.

21. I am a foreign tourist, how much Indian currency can I get after the announcement of withdrawal of legal tender status for specified banknotes?
Foreign citizens will be permitted to exchange foreign currency up to Rs 5000 per week. Necessary entry to this effect will be made in their passports.

22. I have emergency needs of cash (hospitalisation, travel, life saving medicines) then what I should do?
Exemptions for the use of specified banknotes have been discontinued with effect from December 16, 2016

23. Can I deposit the Specified banknotes to my account?
Deposits of Specified bank Notes into all types of deposit/loan accounts of Public Sector Banks/ Private Sector Banks / Foreign Banks/Regional Rural Banks / Urban Cooperative Banks/ State Cooperative Banks is allowed subject to CTR/STR reporting. Certain restrictions have been imposed on deposits of SBNs into non KYC compliant bank accounts as indicated below:

Tenders of SBNs in excess of Rs 5000 into a non KYC compliant bank account will be received for credit only once during the remaining period till December 30, 2016. The credit in such cases shall be afforded only after questioning tenderer, on record, in the presence of at least two officials of the bank, as to why this could not be deposited earlier and receiving a satisfactory explanation. The explanation will be kept on record to facilitate an audit trail at a later stage.

Even when tenders smaller than Rs 5000 are made in a non KYC compliant bank account and such tenders taken together on cumulative basis exceed Rs 5000 they may be subject to the procedure to be followed in case of tenders above Rs 5000, with no more tenders being allowed thereafter until December 30, 2016.

The above restrictions shall not apply to tenders of SBNs for deposits in KYC compliant account and deposits under the Taxation and Investment Regime for the Pradhan Mantri Garib Kalyan Yojana, 2016

The equivalent value of specified bank notes tendered will be credited to an account maintained by the tenderer at any bank in accordance with standard banking procedure and on production of valid proof of Identity.

The equivalent value of specified bank notes tendered may be credited to a third party account, provided specific authorisation therefor accorded by the third party is presented to the bank, following standard banking procedure and on production of valid proof of identity of the person actually tendering, as indicated in Annex-5of our circular DCM (Plg) No.1226/10.27.00/2016-17 dated November 08, 2016

Anybody depositing more than Rs 50,000/- in cash in their bank account has to submit a copy of the PAN card in case the bank account is not seeded with PAN.

24. Can I deposit SBN to Small Savings Scheme?
Government of India has decided that subscribers of Small Savings Schemes may not be allowed to deposit SBNs in Small Savings Schemes. Banks have been advised not to accept SBNs for deposits in Small Saving Schemes with immediate effect. However deposits into Post Office Savings account are permitted

25. What is proof of identity?
Valid Identity proof is any of the following: Aadhaar Card, Driving License, Voter ID Card, Pass Port, NREGA Card, PAN Card, Identity Card Issued by Government Department, Public Sector Unit to its Staff.

26. Where can I get more information on this scheme?
Further information is available on our website ( and the website of the Government of India (

27. What steps have been taken for queue management?
Banks have been advised to make arrangements for separate queues for Senior citizens and Divyang (disabled) persons. Similarly, separate queues should also be arranged for those who come to exchange SBN for cash and those who come to deposit into bank accounts.

The last date for submission of the annual life certificate for the government pensioners which is to be submitted in November every year has been extended upto January 15, 2017 to facilitate.

The Reserve Bank assures members of the public that enough cash in small denominations is also available at the Reserve Bank and banks. The Reserve Bank urges that public need not be anxious; need not come over to banks repeatedly to draw and hoard; Cash is available when they need it.

Also see:

28. If I have a problem, whom should I approach?
You may approach the control room of RBI by email or on Telephone Nos 022 22602201/022 22602944

29. Can payments towards tax, penalty, surcharge and deposit under PMGKY be made in SBNs?
The Central Government has decided that up to 30.12.2016, the payment towards tax, surcharge, penalty and deposit under the Pradhan Mantri Garib KalyanYojana (PMGKY), can be made in Old Bank Notes of Rs 500 and Rs 1,000 denomination issued by the RBI. The Taxation and Investment Regime for Pradhan Mantri Garib KalyanYojana (PMGKY), 2016 has commenced on 17th December, 2016 and is open for declarations upto 31st March, 2017. The payment of tax, surcharge and penalty under the Scheme is to be made through challan ITNS- 287 and the deposits are to be made in the Pradhan Mantri Garib Kalyan Deposit Scheme, 2016. The notifications relating to PMGKY are available on the website