Tuesday, June 21, 2016

Finacle Training Lesson 17 - RD Account Closure

We heard some good news and also some bad news about finacle. Good news is that HTV is working for BO RD deposits as well. Well at least some time will be saved. The bad news is that, recent fraudulent activities have compelled our authorities to impose some restrictions at sub offices. They have give us a list of steps to be followed to prevent frauds. 

Click below links to read the full details about steps to prevent frauds.

Some important points to be noted are

1. All freezing and unfreezing has to be done at HO only
2. All transfers are to be done at HO only. SOs will collect all the required documents along with KYC documents. Then they will forward them to HO for transfers.
3. All value dated transactions whose back value date is more than 3 days will be thoroughly checked by the auditors.

This will also ease some burden on SOs. We hope these measures will give some good results. Share your opinions by commenting.

Now lets get back to our lessons. We have stopped after learning about how to close MIS/TD/SCSS accounts. Now let's see how RD closure is done.

RD Account Closure:

There are several cases in RD account closure. Though the closure itself is easy, the procedure is a little different for some cases. The cases are as follows.

1. RD Account closure on Maturity.
2. RD Account premature closure.
3. RD account closure on maturity with loan.
4. RD account premature closure with loan.
5. RD account closure when an SI exists. 

Now let us see each case one by one.

1.. RD Account closure on Maturity.

This is pretty straight forward. The menu for any RD closure is CRDCAAC. So, invoke the menu and you will see a screen as shown in the figure below.

In the above screen, choose function code as Z-Close. Then enter the a/c id and click on Go. Other fields are not necessary. After Clicking on the Go button you will get the screen as shown below.

1. In this screen before doing anything, first click on the check box as shown in the above image. 

2. After clicking the check box, enter closure reason code as the case may be. For most of the closures, the closure reason code will be NORMAL CLOSURE - NORML only. In case of claims the closure reason code will be DTCLM - DEATH CLAIM. So choose the appropriate closure reason code.

3. Then enter repayment mode as CASH or TRANSFER as the case may be. If you are transferring the closure proceeds to SB account of the customer, then enter the customer SB account no in Repayment A/c ID. If you are making payment by RBI cheque then enter the repayment account id as your SOL ID+0340 ( Office Repayment account or postmaster account).

That's all click on Submit button. After clicking the submit button you will get a screen as shown below.

Finacle will show the full maturity value as one entry and interest as one entry. So DO NOT ADD interest again to the first entry shown in this screen. 
That's it, verify the account using CRDOAACV. 
Note : If you want to cancel the closure in any case, you can cancel the closure in CPA login only. If you are cancelling the closure in Supervisor login, system is not allowing to close the account and problem is not yet resolved.So keep this point in mind.

2. RD Account premature closure.

Follow the same steps in RD account closure on maturity. The procedure is same but there is one point you should remember. 

In the last step of closure where the closure values are shown on screen, refund of default fee, if any, is shown as a separate entry. This amount is not included in the closure amount, so add this amount to the closure value. 

Hope you got my point.

3. RD account closure on maturity with loan.

If a customer takes withdrawal or what we generally call as RD loan, then before closing the RD account customer must repay the loan amount with interest. Only after paying the loan amount system will allow the closure of RD account. 

Previously in sanchaypost, system would have shown the net value after deducting the loan amount and interest. But in Finacle loans are processed differently. We have to open a new loan account for giving loan withdrawal to customer. So close the RD account with loan, we have to close this loan account first. Hope you are following what I'm trying to say.

Before we close the loan account, we have to make the repayment of loan using the menu HPAYOFF.
Invoke the menu HPAYOFF and you will get the screen as shown below.

1. Choose function as P- Payoff Loan amt. 
2. Enter A/c id ( RD loan account number will be 11 digits {RD ac no+1 eg. 30189252731}
3. Select Transaction Type as C/Cr - Cash Receipt if customer is paying off loan amount by cash, or Select Transaction Type as T/CI - Transfer Customer Induced if customer is paying off loan amount by SB cheque.

Its better not to accept bank cheques for paying off loan amounts. Because interest will change after 10th of every month. So to avoid such confusions better not accept bank cheques.
4. Click on GO.

After clicking on GO You will get a new screen. In the screen you will see the pending loan amount and interest.

  • Click on CREATE TRANSACTION button. System will show loan amount along with interest amount.

Click on Submit.

5. Verify using the same menu.

After doing the payoff transaction we have to close the loan account. To close the loan account invoke the menu CAACLA and follow the below steps.
1. Choose function as close.
2. Enter RD loan account id.
3. Click on GO
4. Click on SUBMIT.

That's it. Then verify using the same menu.

This is how we close RD loan accounts. Only after the closure of loan account, actual RD account can be closed.

After closing the loan account, you can follow the steps in RD Closure on maturity to continue closing of RD account.

Most of the times customers do not make loan amount payment, but the request us to deduct the loan amount from closure proceeds itself. Finacle will not deduct loan amount from actual RD account closure proceeds.

In this situation what we have to do is, make the PAYOFF transaction by choosing transaction type as Cash Receipt and close the loan account.

Later while closing the actual RD account, make payment either by cash or by transferring closure proceeds to SB account only. Don't give RBI cheque in this case. If you are making payment by cash, deduct the loan amount along with interest and make payment. If you are transferring closure proceeds to SB account of the customer, then don't forget to collect withdrawal voucher for loan amount plus interest from the customer beforehand. After transferring the closure proceeds to SB account of the customer, make the withdrawal for loan amount from SB account of the customer.

I hope you got my point.

4. RD account premature closure with loan.

Follow the same steps in RD account closure on maturity in this case also. For premature closure of account with loan, system will deduct the loan amount and shown the balance amount on screen. Also remember if any RDF is due it should be added to the closure amount.

In case of premature closure of RD, loan withdrawal is treated as normal SB withdrawal and hence no loan interest. Hope you got my point.

5. RD account closure when an SI exists.

If SI exists for RD finacle will not allow closure of such accounts. What we have to do is first delete the SI. To delete the SI follow the below steps.

1. Invoke the menu HSSIM
2. Choose the function as Delete
3. Enter SI Srl No ( if you don't know the SI no click on the searcher beside it and enter rd account number and click on submit. You will get SI no. Note it down and click on it.
4. Click on GO
5. Click on Submit.

Verify using the same menu. 

In case if there are multiple accounts of RD in single SI, then don't delete the SI. Modify the SI and remove the RD account which you are closing.

After deleting or modifying the SI as the case may be, just follow the closure steps in RD closure on maturity and close the account.

So these are the various cases in RD account closures.

7th Pay Commission: जानिए, कितने बढ़ेंगे आपको मिलने वाले अलाउंसेज

लखनऊ. 7वें वेतन आयोग के लागू हो जाने से केंद्र कर्मचारियों को मिलने वाले अलाउंसेज में भी बढ़ोत्तरी होगी। मौजूदा समय में कर्मचारियों को मिलने वाले अलाउंसेज में कई मांग की गयी है। ट्रांसपोर्ट अलाउंसेजऑफिस या सम्बंधित कार्य स्थल और निवास की जगह ड्यूटी के बीच आने-जाने के खर्चे को कवर करने के लिए ट्रांसपोर्ट अलाउंस दिया जाता है।
जो अधिकारी सरकारी गाड़ियों के प्रयोग के लिए सूचीबध है वह या तो सरकारी वाहन की सुविधा ले सकते और या तो 7 हजार + DA ले सकते है।

7th Pay Commission ला रहा है आपके लिए अधिक छुट्टियां मौजूदा समय अटकलें है कि A/A1 केटेगरी में कर्मचारियों को अधिक दरें न दी जाएं। 13 शहरों में यह लागू है जिनके बीच दूरी ज्यादा है और पब्लिक ट्रांसपोर्ट की स्थिति अच्छी नहीं है। इसलिए कमीशन इस पर विचार करेगा। साथ ही यह भी मुद्दा है कि सभी अधिकारी जो एक ही स्थान पर तैनात है उन्हें एक्स्ट्रा अलाउंस मिलना चाहिए। हालांकि कमीशन की ओर से इसे मना कर कहा गया कि यह कर्मचारियों के स्टेटस पर निर्भर करता है।

ट्रेवल अलाउंस / DA पहली नजर में, दोनों ट्रेवल अलाउंस और ट्रांसपोर्ट अलाउंसेज एक जैसे ही लगते हैं। दरअसल ट्रेवल अलाउंस कर्मचारियों को उनके कार्य स्थान से बहार काम के सिलसिले पर जाने पर मिलता है। टूर लम्बे होने पर इसमें DA यानि डेली अलाउंस भी मिलता है। ये वहां रहने और सफर करने के खर्चे के लिए होता। यह दोनों ही कर्मचारी के पेय स्केल पर आधारित होता है। जानिये क्या है 7th Pay Commision और कर्मचारियों को मिलेगा कितना लाभइष्टतम दर की बात करें तो TA पहले से DA से अनुक्रमित है। DA पहले से 119 प्रतिशत है, लेकिन इसकी और भी बढ़ने की उम्मीदें है। हाउस रेंट अलाउंस 7वें वेतन आयोग में हाउस रेंट की दरें बदलने की मांग की गयी है। अभी यह XYZ केटेगरी शामिल शहरों के आधार पर मिलता है। यह मौजूदा समय में ग्रेड के हिसाब से 24, 16 और 8 प्रतिशत है। DA के 50 प्रतिशत होने में दरें में ऐसे बदलाव की मांग है - 27,18 और 9 प्रतिशत वही DA के 100 प्रतिशत या अधिक होने पर 30, 20 और 10 प्रतिशत दरें। 7वीं सीपीसी, 3 सीपीसी द्वारा दिए गए सुझाव पर कार्रवाई करने के लिए सरकार को सिफारिश कर सकते हैं। सरकार की ओर से कार्रवाई लंबित है, आयोग HRA के निम्न दरों की सलाह दे
चिल्ड्रन एजुकेशन अलाउंस / CEA6वें वेतन आयोग में स्पष्ट किया गया था कि इस अलाउंस का खंडन नहीं किया जा सकता। फिर भी इसका फ़ायदा लेने के लिए कर्मचारियों को कई दिक्कतों का सामना करना पड़ता है। मौजूदा समय में अच्छे स्कूलों में पढ़ाई महंगी हो गयी है। बच्चों की पढ़ाई खर्च में हर साल लगभग 5 प्रतिशत का इजाफा होता है। इसलिए मांग की गयी है कि DA के 50 प्रतिशत से अधिक होते है 25 प्रतिशत CEA में भी इजाफा हो। 

Source - patrika

Recovery of Provident Fund under EPF Scheme, 1952 – Reg

Recovery of Provident Fund under EPF Scheme, 1952 – Reg

New Delhi – 110016
Email ID:- kvsjcfin@gmail.com
Telephone No: 011-26858570 ext-(205)

Dated: 16/06/2016

The Deputy Commissioner /Director,
Kendriya Vidyalaya Sangathan,
All Regional Offices/ ZIETs.


Sub: Recovery of Provident Fund under EPF Scheme, 1952 – Reg.

With reference to the captioned subject, I am to forward herewith a copy of DO. Letter no.CAIU/011(33)2015/HQ dated 6th June 2016 which is self – explanatory.

The salient features highlighted by Sri. C.Chakraborty, Addl. Central Fund Commissioner-II, EPFO, New Delhi in his letter is reproduced hereunder:

1. The issue of coverage of contract workers under the EPF & MP Act, 1952 has been flagged as an area of top most concern by the Government of India.

2. Contractors claim huge amount towards EPF of contract workers from the Principal Employer (KVS) but either do not deposit it at all or deposit it partly, thus depriving these workers of Provident Fund, Pension and Insurance benefits.

3. As per Paragraph 30(3) of EPF Scheme, 1952, it is the responsibility of the principal employer to pay both the contributions payable by him in respect of the employees directly employed by him and also in respect of the employees employed by or through a contractor.

4. In their website www.epfindia.gov.in on the “establishment search option”, a provision is available to verify as to whether the agencies and contractors having Provident Fund Code numbers are regularly depositing Provident Fund contributions every month to check the compliance position of the agencies and contractors to the provisions of the Act and the Schemes framed there under to which the contracts are awarded by the department.

5. To bridge the gaps and with the view to make the system more robust, transparent and to reduce the cost of compliance for the employer, EPFO has launched a facility for the principal employers to register at the EPFO website the details of contract employers of each contract awarded, which can be viewed and updated at any time.

6. The Regional and Sub-Regional office will also take steps to secure compliance of employees engaged by the contactor towards Employees Provident Fund.

7. A representative can be deputed to contact the concerned Regional PF Commissioner of the Regional/Sub-Regional Office to know further methodology.

8. The details of the contract employers of each contract should be uploaded to facilitate compliance under EPF and MP Act, 1952.

It is requested that the contents of DO letter dated 6th June 2016 may be brought to the notice of all the Principals under your region and may also be noted at your end for compliance in letter and spirit.

Yours faithfully,

(M. Arumugam)
Joint Commissioner (Fin)


Frequent asked questions (FAQs) on the issue of residence/domicile and caste/tribe certificates.

Q.1 What is the purpose of issuance of Residence/domicile certificate to the students belonging to SC/ST and other than SC/ST while they are studying in Class V/VIII?

Answer: The residence/domicile certificate is to be issued by the concerned authority of State Government/Union Territory to certify that the person bearing the certificate is a domicile/resident of State/Union Territory to whom the certificate being issued. Such certificate is issued as proof of residence to avail domicile/resident quota in educational institutions and in the State/Central Government services and also in the case of jobs where preference to local candidates is available as per Government of India instructions issued from time to time.

Q.2 Who will be eligible to be issued the Residence/Domicile as well as Caste/Tribe certificates ?

Answer: SC/ST students will be eligible to be issued the Domicile certificate and also Caste/Tribe Certificate, as the case may be.

Other students will be eligible to be issued only the Residence/Domicile certificate.

Q.3 What is the objective behind issuance of residence/domicile certificates and caste/Tribe certificates at School level?

Answer: In order to avoid difficulties faced by the SC/ST students, it has been proposed that “Caste or Tribe Certificate” and also the Domicile certificate may be issued to SC/ST students and only a Residence Certificate may be issued to other than SC/ST students all over the country, while studying in Class V or Class VIII, as an annual exercise. The State Government can choose either Class V or Class VIII to issue this certificate. Once Class V or VIII is chosen, the endeavour should be to issue it to all the students studying in that particular class.

Q.4 Who will assist the students in getting the necessary documents/papers filled as an annual exercise for issue of Residence and also Caste/Tribe certificate?

Answer: The Head Master/Principal of the School in which the students are studying would get the necessary documents/papers filled up from the students studying in Class VNIII as an annual exercise for issue of Resident and also Caste/Tribe Certificate.

The School Head Master/Principal will get the documents collected from all the SC and ST students and also other than SC/ST students and arrange to submit them to the relevant State Government authority/revenue authorities for making the requisite certificate.

Q.5 What would be the proposed time frame set up for completing the exercise for issuance of residence/domicile certificates and caste/tribe certificates to the students studying in VNIII classes?

Answer: A window of two months in September/October or any other time frame decided by the concerned State Government/Union Territory may be allocated /decided for completing this exercise.

Q.6 What is the objective behind the issuance of caste certificates to Scheduled Castes and Scheduled Tribes?

Answer: The main objective of issuance of caste/tribe certificate is to facilitate access of bona-fide candidates belonging to the Scheduled Castes and Scheduled Tribes to the reserved posts and services under the State/Central Government and secure admission in educational institutions and other facilities being provided by the State/Central Government to them.

Q.7 How much time would be taken by the State authorities for issuance of such certificates?

Answer: The concerned Revenue/State Government authorities would scrutinize/verify the documents and issue the relevant certificates preferably within a period of 30 — 60 days.

Q.8. Who would be the custodian of such certificates?

Answer: Once the certificate is made, it may be given to the students in cellophane cover, as far as practicable, though the School authorities and would be kept with the students for safe custody for availing the benefits/concessions and facilities available to the concerned category of students.

It can also be uploaded on E-locker facilities, wherever such facilities are available in the States.

Q.9 How can the authenticity of data be verified ?

Answer: The State Government may also try to get the information of students fed into the Meta Data to be made online and may link it to Aaadhar enabled data, if feasible. Sincere efforts be made to issue these certificates alongwith Aaadhar Number.

Q.10 What remedy is available to the students if their application for issuance of residence/domicile and caste/tribe certificate is rejected?

Answer: If the application of any student is rejected for issuance of the relevant certificate, the reasons will be provided and provision for one time appeal may be allowed by the State authorities. The procedure for appeal would be decided by the concerned State Government authorities.

Q.11 Who will be responsible where acceptance for SC/ST domicile certificate is mandatorily done through Citizen Services Centres?

Answer: In states where acceptance for SC/ST domicile certificate is mandatorily done only through Citizen Service Centres, it will be the responsibility of the Headmaster of the School for collection of the documents and ensuring that the application is digitally sent to the concerned authorities from the nearest Citizen Service Centres. If there is already a time limit prescribed by the State authorities through executive order or regulation for issuing such certificates, then such time frame may be adhered to.

Q.12.What is the existing procedure for issuing of Scheduled Caste/Scheduled Tribe certificates? Who is the competent authority to issue the same?

Answer: Caste certificates are issued by the concerned State Government authorized authorities. Each State Government/UT administration has laid down its own procedure for issuance of certificates.

Efforts are being made to standardize the format of the certificate as far as possible.

Wherever feasible, efforts be made to issue the certificate in bilingual including the language (s) of the State.

The Central Government accepts the certificates issued by the following authorities on the prescribed format:-
(1 ) District Magistrate / Additional District Magistrate/Collector/ Deputy Commissioner/Additional Deputy Commissioner/Deputy Collector/Ist Class stipendiary Magistrate/Sub Divisional Magistrate/Taluka Magistrate/Executive Magistrate/Extra Assistant Commissioner.
(2) Chief Presidency Magistrate/Additional Chief Presidency
Magistrate/Presidency Magistrate.
(3) Revenue Officer not below the rank of Tehsildar and
(4) Sub-Divisional Officer of the area where the candidate and /or his
family normally resides.
Instructions have been issued recently vide 0.M.No.36011/1/2012- Estt.(Res.) dated 8th October 2015 providing that where a candidate belonging to a Scheduled Caste, Scheduled Tribe and Other Backward Classes is unable to produce a certificate from any of the prescribed authorities, he/she may be appointed provisionally on the basis of whatever prima-facie proof he/she is able to produce in support of his/her claim subject to his/her furnishing the prescribed certificate within a reasonable time and if there is genuine difficulty in his/her obtaining a certificate, the appointing authority should itself verify his/her claim through the District Magistrate concerned.

Q.13. What are the points/facts/factors taken into account by the competent authority while issuing residence/ domicile and caste/Tribe certificates?

Answer: The certificate issuing authority should verify and ensure that:
(i) the caste or the tribe to which the candidate claims to belong to is
included in the Presidential Orders issued from time to time under Articles 341 and 342 of the Constitution;
(ii) the candidate belongs to the said caste/tribe;
(iii) the candidate ordinarily resides in the concerned State or part of that State etc.
(The term ‘ordinarily resides’ has the same meaning as in section 20 of the Representation of Peoples Act 1950).

Q.14. What is the procedure adopted for verification of antecedents and claims of the applicants before issue of such certificates and how the place of permanent abode of the applicant is ascertained?

Answer: States/UTs have their own procedure for verification of antecedents and claims of the applicants to belong to a Scheduled Caste/Scheduled Tribe including ascertainment of the permanent residence of the candidates.

Q.15.What are the guidelines that have been issued to the appointing authorities in regard to scrutiny and verification of caste certificates of candidates at the time of their entry into Government service?

Answer: The Government of India has issued instructions regarding scrutiny and verification of the caste certificates of the candidates at the time of initial appointment and promotion against reserved vacancies. This Department re-iterated the instructions vide O.M. No.36011/3/2005-Estt. (Res.) dated 9th September 2005.

These guidelines would ensure that the benefit of reservation goes to genuine Scheduled Caste/Scheduled Tribe candidates only and reserved vacancies are not occupied by unscrupulous non-SC/ST candidates.

Q.16. Whether the Government contemplates to draw a permanent mechanism to look into the anomalies that have crept into the whole procedure of issuance, verification and cancellation of SC/ST certificates and also for initiating disciplinary and penal action against holders/producers of the false caste certificates?

Answer: The caste certificates are issued, verified and cancelled by the authorities of the respective State Governments. Each State Government has its own system/procedure in this regard. However, if it is found that a Government servant had produced a false caste certificate in order to secure appointment, action against him/her is required to be taken as per instructions contained in the Department of Personnel & Training’s 0.M.No.11012/7/91-Estt.(A) dated 19-5-93 which provides that wherever it is found that a Government servant, who was not qualified or eligible in terms of the recruitment rules etc. for initial recruitment in service or had furnished false information or produced a false certificate in order to secure appointment, he should not be retained in service. If he/she is a probationer or a temporary Government servant, he should be discharged or his services should be terminated. If he/she has become a permanent Govt. Servant, an inquiry as prescribed in Rule 14 of CCS (CCA) Rules, 1965 may be held and if the charges are proved, the Government servant should be removed or dismissed from service.

Government keeps interest rates on small savings scheme unchanged

NEW DELHI: Government has kept interest rates unchanged for various small savings schemes for the July-October quarter of 2016-17 fiscal. 

The Finance Ministry in a statement today said that interest rate on one-year deposits for July-October quarter of this fiscal has been kept unchanged at 7.1 per cent. 

Similiarly, interest rate on two-year time deposit, three-year time deposit and five-year time deposit were kept at 7.2 per cent, 7.4 per cent and 7.9 per cent, respectively. 

Likewise, interest rate on Public Provident Fund (PPF) scheme, Kisan Vikas Patra scheme and SukanyaSamriddhi Account Scheme were kept at 8.1 per cent, 7.8 per cent and 8.6 per cent respectively, the ministry said. 

In February this year, the Finance Ministry had announced that small savings rate will be set quarterly to align them with market rate of government securities.
Source : PTI

Quarterly Revision of Interest Rates for Small Savings Schemes for 2nd Quarter of FY 2016-17

Press Information Bureau 
Government of India
Ministry of Finance
20-June-2016 17:11 IST
Quarterly Revision of Interest Rates for Small Savings Schemes 

On the basis of the decision of the Government, interest rates for small savings schemes are to be notified on quarterly basis. Accordingly, the rates of interest on various small savings schemes for the second quarter of financial year 2016-17, on the basis of the interest compounding/payment built-in in the schemes, shall be as under:

InstrumentRate of interest w.e.f. 01.04.2016 to 30.6.2016Rate of interest w.e.f. 01.07.2016 to 30.9.2016Compounding frequency
Savings Deposit4.04.0Annual
1 Year Time Deposit7.17.1Quarterly
2 Year Time Deposit7.27.2Quarterly
3 Year Time Deposit7.47.4Quarterly
5 Year Time Deposit7.97.9Quarterly
5 Year Recurring Deposit7.47.4Quarterly
5 Year Senior Citizens Savings Scheme8.68.6Quarterly and paid
5 year Monthly Income Account Scheme7.87.8Monthly and paid
5 Year National Savings Certificate8.18.1Annual
Public Provident Fund Scheme8.18.1Annual
KisanVikasPatra7.8 (will mature in 110 months)7.8 (will mature in 110 months)Annual
SukanyaSamriddhi Account Scheme8.68.6Annual

Revision of pattern and syllabus for the LGO exam

अंतर्राष्ट्रीय योग दिवस के अवसर पर प्रधान डाकघर गोण्डा परिसर में योग शिविर का आयोजन UP Circle

International Yoga Day Celibrated in Gonda HO by Orgnizing Yoga Session.

Postman/Mail Guard Result for the year 2015-2016 exam held on 17.04.2016 - TN Circle

Click below link to view the result

Mark lists of Limited Departmental Competitive Examination amongst MTS and competitive exam restricted to GDS for filling up the vacancies of the year 2015-16 in Postman/Mail Guard held on 17.04.2016.

Non working of RTI CAPIO Application available in India Post

RTI Online for India Post

RTI Quickk Link has already been added with India Post web portal under the head of RTI. The quick link configured in the India Post website which is not working shown below

The above link could not access from the past few months. but the same portal is working in the following link. Click below link then use your DO/RO/CO Credentials to login into the Portal to view the pending.

The working RTI Site is

Highlights of PM Modi's address at International Yoga Day celebration in Chandigarh

NEW DELHI: Prime Minister Narendra Modi launched the second International Yoga Day celebrations in Chandigarh on Tuesday. PM Modi addressed thousands of people gathered for asanas at Chandigarh's Capitol Complex. Over 30, 000 people, including 100 differently-abled children, participated in the event, which began at 6.30am. The theme of this year's event is to 'Connect the Youth'. Here are the highlights from the PM's address on Yoga Day:

  • Yoga talks about what you will get in this life. It is not a science of afterlife
  • This is a day linked with good health and now it has become a people's mass movement
  • The way mobile phone has become a part of life, you can make yoga a part of your life too
  • The UN is celebrating International Yoga Day all over the world. It was started last year on India's request. This day was picked as it is the longest day and the Earth is closest to the Sun
  • I really feel some people don't fully understand the power and benefits of Yoga
  • The world supported the idea of International Day of Yoga. All sections of society came together in this endeavour
  • This is a day linked with good health and now it has become a people's mass movement
  • Yoga is not about what one will get, it is about what one can give up
  • With zero budget, yoga provides health assurance. Yoga does not discriminate between rich and poor
  • Important to integrate yoga with our lives. Do not wait, make yoga a part of your life
  • Let's make yoga more popular globally. Let India produce good yoga teachers
  • Today more and more gynaecologists are recommending yoga for pregnant women
  • Yoga will connect you to yourself, which is vital in these times when everyone is so busy 
  • Let's focus on one thing in the coming days, how to mitigate diabetes through yoga. Diabetes can surely be controlled through yoga 
Today on the second International Yoga Day, on behalf of the Indian Govt, I am announcing 2 awards. Next year, on this day these awards will be given on behalf of India: (a) Best contribution to yoga internationally (b) Best contribution to yoga within India 

Source: TOI

Cabinet Approval for 7th Pay Commission Recommendation in 1st week of July 2016

Prime Minister himself will come forward to announce the Increase and changes in recommendations of 7th CPC

“It is expected the that the Prime Minister himself will come forward to announce the Increase and changes in recommendations of 7th CPC, keeping in mind of CG Employee’s dissatisfaction over recommendations of 7th CPC.”

Cabinet Approval for 7th Pay Commission Recommendation in 1st week of July 2016

Some News websites claims that the Meeting of Empowered Committee of Secretaries took place on 14th June and the report was submitted to Finance Ministry.

The News further stated that the Cabinet Note was being prepared by Finance Ministry and it will be sent to Union Cabinet for its approval.

The Staff Side, however, were unable to confirm this news.

But the Agencies closely associated with the Ministry told, the Report of Empowered Committee was finalized and Cabinet Approval for Implementation of 7th Pay Commission Recommendation will be accorded in the first week of July 2016.

The report of the Empowered Committee will be reviewed by the Union Cabinet.

Presumably the ECoS Report will just be carrying the Views Expressed by all the Stakeholders. They, in fact, may not be expected to recommend the Government to increase the Pay and Allowances. So there will not be any modifications in recommendations of 7th Pay commission in the ECOS Report.

But it is expected the that the Prime Minister himself will come forward to announce the Increase and changes in recommendations of 7th CPC, keeping in mind of CG Employee’s dissatisfaction over recommendations of 7th CPC.

Until then it is announced Publicly by the authorities concerned, all the news about 7th Pay Commission have to be considered as just Rumours.

Centre allows premature closure of PPF account

Deposit scheme can be closed early for higher education, medical expense
In a significant move, the Finance Ministry has allowed subscribers of the Public Provident Fund (PPF) to prematurely close their accounts after a minimum of five years for reasons such as higher education or expenditure towards medical treatment. 

The Finance Ministry has also retained the interest rates on all small saving products for the second quarter of the fiscal. 

On PPF, the Ministry, in a notification, said, the subscribers can close the account if “the amount is required for serious ailments or life threatening diseases of the accountholder, spouse, dependent children or parents…or the amount is needed for higher education of the account holder or the minor account holder.” It further added that supporting documents and bills will have to be produced. 

But such subscribers will get one per cent interest less than other accounts. For instance, instead of an interest of the current 8.1 per cent, a subscriber who chooses to prematurely close his PPF account would earn interest of 7.1 per cent on the deposit. At present, withdrawals from the PPF account are allowed after seven years of opening the account. But it is only up to 50 per cent of the total deposit till the end of the fourth year. The account matures after 15 years, when full withdrawal is permitted. 

Interest rate 

“On the basis of the decision of the government, interest rates for small savings schemes are to be notified on quarterly basis,” said the Ministry on Monday. 

The return on PPF is maintained at 8.1 per cent in the July-September quarter, the same as that in the quarter ending June 30, 2016. 

Similarly, the interest rate on the Kisan Vikas Patra has been maintained at 7.8 per cent for a maturity of 110 months, while the return on the five-year National Savings Certificate is 8.1 per cent. The government has moved to a quarterly reset of interest rates on small savings beginning this fiscal. Under the new mechanism, returns on these products are aligned with the market rates of the relevant Government securities, in order to improve the monetary transmission of interest rates by banks. 

Double Loan Amount Transaction in RD Loan Account in DOP Finacle

Double Loan Amount Transaction in RD Loan Account - POFinacleGuide

As you aware that many time server goes to down. We face the problem like "Could not get response from server". In this situation we should escape from opening new accounts of any type. One office opened the Loan account and disbursement the Loan amount(LARDD). Due to slowness of server, the Loan amount disbursed twice as like screen shoot.

Now what step should be taken in this situation to remove the one entry from Loan account. Please follow the below step.
Menu Shortcut - HLAUPAY
Result screen will be displayed.
Payment Type – Payment
Transaction Type – Click on Cash or Transfer
If Transfer is selected then give Common Debit A/c No.
Click on Go
Loan A/c ID
Give Cheque Details if DOP cheque is given for payment
Click on Accept
Click on Submit to Verify. Note Tran ID
Verify the Supervisor in Same Command.
Now we check the Loan account No. in HACLI. 
A deposit entry will shown. It adjust with extra loan amount transaction.

MACP On Promotional Hierarchy Case at SC Likely to be Listed on - 22/07/2016


SLP(C) No. 21803/2014 (Union Of India and Ors Vs. M.V. Mohanan Nair) Tagged With Case Numbers SLP(C) No. 22181/2014 , SLP(C) No. 23335/2014, SLP(C) No. 23333/2014, SLP(C) No. 18227/2015

CASE DETAILS                                                           STATUS PENDING

Special Leave Petition (Civil)   21803 / 2014
Petitioner                                                  Union Of India and Ors.
Respondent                                              M.V. Mohanan Nair

Advocate(Petitioner)                               Mr. B. V. Balaram Das

Advocate(Respondent)                           Mr. C. K. Sasi

Appealed Against                                    High Court Details - Not Available

Matter is Connected To                          Connected Details - Not Available

Subject Matter                                         Matters Relating To Judiciary Matters Pertaining To Employees of District Courts  And Tribunals

Listing Details                                       Likely to be Listed on -  22/07/2016

Post Master Grade – Cadre Restructure Issue :: AIAPS(GL) Submitted Letter For Early Action

Post Master Grade – Cadre Restructure Issue :: AIAPS(GL) Submitted Letter For Early Action

Speed Net Communication v4.4.1 Execution and CEPT Solution : Revised EMS Client

Speed Net Communication - Revised version released by CEPT

After upgrading the Speed Net version into 4.4 update, the speed net communication shows an error message is attached below.
Error in connecting to database - Ecounter on <IPAddress> due to the following error:
The ConnectionString property has not been initialized


Please do the following and check: 
  • Download the attached zip file and unzip the contents. 
  • Rename the existing 'Speednet Communication.exe' file as 'Speednet Communication1.exe' in the EMSClient folder. 
  • Copy the latest 'Speednet Communication.exe' file to the EMSClient folder. 
  • Now, run Speednet communication and check for recurrence of the reported error in the log files.

Download the attachment by click the below link

7th Pay Commission – Wait is over soon it will become reality

7th Pay Commission – Wait is over soon it will become reality, Please read this news paper report published in Jagran:-

Logo Design and Tagline Competition for India Post Payments Bank

With over 1.54L branches across the country, India Post enjoys the love and trust of millions of Indians. The objective of India Post Payments Bank (IPPB) is to provide affordable and useful banking services to people who don’t just have limited access to banks, but might never have banked before. This is true financial inclusion. With a network spanning across every corner of the country, the postal service will now deliver prosperity to rural India as well as semi urban towns.
We invite you to design the visual identity of India Post Payments Bank (IPPB).

Share a logo and tagline that captures the essence of the brand according to this Inspiration Guide/a>, and stand to win Rs. 50,000.

The last date for submissions is 9th July, 2016.

What we want from you:

1. A creative with an original, catchy tagline and logo that captures the essence of the India Post Payments Bank (IPPB) Inspiration Guide.

2. The tagline should be no longer than 8 words in Hindi or English.

3. The logo should be such that it can be converted into a monogram without losing the effectiveness of the communication.

4. Your creative should be submitted as JPG, PDF or PNG along with the open file, with a minimum size of 4” x 4” (inches).

5. A minimal look and feel in terms of colours and fonts is preferred, along with possible adherence to the current India Post identity.

6. Photographs in the logo are not acceptable.

7. Your design should be uploaded here with a detailed explanation of colour codes and measurements.

Evaluation Process

Out of the total entries received, our panelists will select the top 20 through a detailed evaluation process. From this, top 10 entries will be chosen through MyGov polls. The final winning entry will be decided by the Department of Posts, with equal weightage being given to the Department’s ranking and the rankings obtained through public poll.

Click here for Terms and Conditions.

General Body Meeting of AIPEU Gr C Phulbani Division on 19.06.2016

General Body Meeting of AIPEU Gr C Phulbani Division concluded successfully on 19.06.2016 in the campus of Phulbani HO.

The General Body Meeting of AIPEU Gr.- C, Phulbani Divisional branch was held on 19.06.2016 in the campus of Phulbani HO under the presidentship of Com Tejaswini Padhy, vice-President of the Union with unanimous decision, inter alia to participate enmasse in the forthcoming Indefinite Strike called by NJCA from 11.07.2016 regarding 7th CPC issues.

NJCA Meeting on 25th June 2016 at NEW DELHI

National Joint Council Of Action
4, State Entry Road, New Delhi – 110055

Dated: June 20, 2016

All Constituents of the NJCA
Dear Comrades,

To review the situation and consider the developments and take appropriate decision, the National JCA will meet on 25th June, 2016 at 11:30 hrs. in JCM Office Ferozshah Road, New Delhi.

You are requested to attend above cited meeting of the NJCA.

With Fraternal Greetings,

Comradely yours,
(Siva Gopal Mishra)


Notification released for LDCE from LGO to PA/SAs for the vacancies of the year 2015-2016 in TN circle


Application form for LGO to PA/SAs Examination

Download Application form in PDF / Word Format (Google Drive)

Download - PDF

Download - Word