Sunday, December 31, 2017

Link Your Aadhaar Card With Ration Card

Why And How To Link Your Aadhaar Card To Ration Card?

Aadhar cards are mandatory for each and every resident of India as these will become the only Identity Proofs. And, ration cards are a necessity for people of India.

Due to increased scams and frauds in case of ration cards, govt. has decided to opt for aadhaar cards for added security. And you all must be aware of the fact that it has been executed in some parts of the country, i.e, to link your aadhaar card to banks, LPG connections and even to the ration cards.
Many of you might be facing some problems while linking the same. So, here is a brief procedure for your help.

How To Link Your Aadhaar Card to Ration Card?

There are two ways i.e online/offline methods in which you can link your ration card with aadhaar card “UID” simply by following some guidelines as provided below:
Offline Procedure:

Just submit the photocopies of the required documents i.e. your aadhaar card and your ration card to your shop dealer.

Online Procedure:

  • Visit:
  • Enter location details as asked.
  • Complete the next field – benefit type(LPG connection, pension or whichever suitable)
  • Next step is to enter your contact information and then the 12 digit aadhaar card number. In this contact information, you will be asked to enter your mobile number. Do enter the correct one as you will receive an OTP(One Time Password) on your number.
  • Enter the OTP and the captcha.
  • Click submit to send the request.
After submitting the request, the concerned officials will contact you to verify.
One of the other suitable Methods is By Sending a SMS to 51969 in the Following Format:

SMS Format :- For all schemes other than LPG

UID SEED <State Short Code> <Scheme/Program Short Code> <Scheme/Program ID> <Aadhaar No>
For Example: UID SEED JH POSC 1234567 131313131313

**Details on online portal are being updated, so , if you don’t find the suitable one, you can opt for other option – through mobile or SMS. ** So this is easiest way to seed aadhaar card to ration card. And their are numerous of benefits by linking of these documents. and help us a lot in various situation of life.

DA as on January 2018

All India Consumer Price Index Numbers for Industrial Workers - CPI(IW) for November 2017 Increased by one point from 287 points to 288 points.
The DA as on November 2017 is 7.21%. The Consumer Price Index Numbers for December is expected on Wednesday 31st January 2018, even if the CPI reduces or increase by 5 points , the DA for the January 2018 will remain at 7% . That means increase of 2%DA is assured.

Experience on CSI Environment and suggestions for Improvement

After 10 days working in CSI environment. Here I mentioned some drawbacks and solutions to overcome that. (These are up to my knowledge only please consider if possible)

1.SAP is looking good and user-friendly But drawbacks are…

Q.Everytime we have to Open a new window for invoicing to either beat or BO

Need to improve selection of beat and BO at the same window

Q.I think no reports column is there in SAP for Delivery slips (Both Postman & BO)

Create a column for Reports with selection of postman and BO in a single window.

Q. No abstract register ???

Create Abstract register for all articles.
Q. Cash remittance and request problems?

Cash remittance and request is easy but while clearing transit is too difficult because transit GL is unique and it will blocked by other user so to overcome this that transit document number should be created on facility id and profit centers of both offices and it will be cleared irrespective of blocking of Transit GL code. Just like accessing of DOP cash GL code.

Coming to POS Back office and Counter

Here most important and major changes will be done then maximum 30% of work will save to employees. Then u can use this time for other works also.

First I confirm one thing to all of you if we are going to online environment then everything should be online. We can't do even single work on paper expect public deposit vouchers.

Q.Finacle and McCamish are user-friendly but need some changes

Create a single report column for generation of reports where there is transactions is happened it will save more time.

The most important thing is Finacle and McCamish heads are automatically fetched to daily account in SAP for SO transactions and for BO Finacle transactions we will do outside of POS counter up to RICT implementation. It will save more time and reduces maximum tension of Post office work to employee because voucher posting is too difficult in SAP and it will be done with too much care.

Create a tab for treasury payments like bills paid

Expect Finacle and McCamish of Counter POS is fine.

Last but not least Internet issue is major problem. Everything is online but no net to reach that online kindly increase speed of the net at least 10 mbps even cellular network also given that speed.

Finally I confirm one thing these are up to my knowledge and please do needful action if possible. 

I kindly request SP sir please arrange a committee on problems with operating staff and then arrange a meeting with RO/CO regarding on this and we are ready to ask these problems.

Shri A N Nanda, Secretary (Post) to The Telegraph : Plans on for postal website

Plan on for postal website

Training Need Assessment of DoP End User through online survey for IPPB Operations

Training Need Assessment of DoP End User through online survey for IPPB Operations

New Recruitment taking time, Railways to engage retired staff

रेलवे में नई भर्ती में अभी लगेगा वक्त, संरक्षा की चुनौतियों से निपटने के लिए फिलहाल सेवानिवृत्त रेलकर्मियों को दिया जा रहा है काम का अवसर

रेलवे में संरक्षा की चुनौतियों के बीच नई भर्ती में अभी वक्त लगेगा। हांलाकि रेलवे ने अपनी संरक्षा जरूरतों को पूरा करने के लिए नई भर्ती की प्रक्रिया शुरू कर दी है। फिर भी बहुत तेजी से भी प्रक्रिया चलायी गयी तो कर्मचारियों की नियुक्ति, फिर उन्हें प्रशिक्षण आदि की औपचारिकताएं पूरी करने में एक वर्ष का समय लग ही जाएगा। हांलाकि रेलवे ने तात्कालिक जरूरतों को पूरा करने के लिए सेवानिवृत्त रेलकर्मियों को फिर से काम पर रखने का सिलसिला शुरू कर दिया है।
इनकी सेवाएं केवल 65 वर्ष की आयु तक की ली जाएंगी। इन सेवानिवृत्त रेलकर्मियों से संरक्षा से जुड़े कार्यो से जोड़ा जाएगा या नहीं। इसको बहुत ही बारीकी से देखा जा रहा है। अभी तक रेलवे के पास यह आंकड़ा नहीं आया है कि कितने सेवानिवृत्त रेलकर्मियों पुन: काम के लिए आवेदन किया या भर्ती हुए हैं। दरअसल रेलवे में बीते कुछ वर्षो में जिस तरह से ट्रेनों और सेवाओं का विस्तार हुआ उस लिहाज से रेलकर्मियों की भर्ती नहीं की गयी। इसके विपरीत बहुत तेजी के साथ रेलकर्मी सेवानिवृत्त होते हैं।

उनके स्थान पर नये कर्मचारियों भर्ती के बजाय मशीनों और प्रौद्योगिकी के इस्तेमाल कर रेलकर्मियों की जरूरतों को पूरा किया गया। लेकिन अब हालात यहां तक पहुंच गये हैं कि रेलवे में करीब सवा दो लाख रेलकर्मियों के पद खाली हैं और जरूरतों के लिहाज से रेलकर्मियों की मांग बढ़ी है। लिहाजा रेलवे ने भर्ती की प्रक्रिया शुरू कर दी है और एक लाख नये कर्मचारियों की भर्ती होगी। लेकिन कर्मचारियों की भर्ती के लिए परीक्षा, नियुक्ति और फिर प्रशिक्षण में एक वर्ष का समय लग जाएगा। इसके बाद ही नये रेलकर्मी रेलवे को मिल सकेंगे। इस सिलसिले में रेलवे का हमेशा से यह कहना होता है कि रेलवे में भर्ती की प्रक्रिया निरंतर चलती रहती है।

फिर भी हमेशा से बड़ी संख्या में पद खाली रहते हैं। यही कारण है कि फिलहाल रेलकर्मियों को कमी को पूरा करने के लिए सेवानिवृत्त रेलकर्मियों को काम का अवसर दिया जा रहा है। इसके लिए उनकी अधिकतम आयु सीमा 65 वर्ष रखी गयी है। यह प्रक्रिया रेलवे में शुरू हो गयी है। कुछ सेवानिवृत्त रेलकर्मी आवेदन कर रहे हैं तो कुछ को नियुक्ति पत्र मिल गया है। यह सब कुछ अनुबंध के आधार पर हैं और पेंशन की धनराशि को घटाकर उन्हें वेतन दिया जाना तय किया गया है। इस संबंध में रेलवे के एक अति वरिष्ठ अधिकारी का कहना है कि सेवानिवृत्त रेलकर्मियों को कार्य का अनुभव है।

SB Order Collections 2017

Collection of SB Orders - 2017 - Click the each link to view the order

Miscellaneous Orders

Transfer/Posting Orders in Bihar Circle

Bihar Circle - Transfer / Posting for the Post of Asst. Director (Trg.II), PTC Darbhanga, Central Region

Saturday, December 30, 2017

Unstarred Question in Rajya Sabha Regarding Vacancies in Postal Department

Unstarred Question in Rajya Sabha Regarding Vacancies in Postal Department

Solution for MM Upgradation to the latest version 7.9.10

MM Version upgradation issue in Parcel Net site

Issue noticed:
After upgradation to the latest version of MM 7.9.10, most of the office status are not updated in the Parcel Net Web portal due to MM7.9.10 software issue. Hence, the upgraded status could not be monitored through the Parcel Net web Portal. Issue has been raised to CEPT from the SAs in various circle. The CEPT provided solution for the said issue and the status will be updated in the Parcel Net Site also.

Execution Procedure:

  • Download attached solution provided by CEPT.
  • Execute the same using MM Script Tool after taking necessary backup.
  • Please report to CEPT incase of any error.

Download the Solution:

Note: The above solution is not applicable if you are not upgrading the MM version to 7.9.10

Post Office Interest rates from 2003 to 2018

Post Office Interest rates 

1) Recurring Deposit(Qly Comp)
01.03.2003 7.50% Rs.728.90
01.12.2011 8.20% Rs.738.62
01.04.2012 8.40% Rs.746.51
01.04.2013 8.30% Rs.744.53
01.04.2014 8.40% Rs.746.53
01.04.2015 8.40 % Rs.746.53
01.04.2016 7.40% Rs.726.97
01.07.2016 7.40 % Rs.726.97
01.10.2016 7.30% Rs.725.05
01.04.2017 7.20% Rs.723.14
01.07.2017 7.10% Rs.721.23
01.01.2018 6.90%
2) Time Deposit (Qly Compd.)
01.03.2003 6.25/6.50/7.25/7.50%
01.12.2011 7.70/7.80/8.00/8.30%
01.04.2012 8.20/8.30/8.40/8.50%
01.04.2013 8.20/8.30/8.40/8.50%
01.04.2014 8.40/8.40/8.40/8.50%
01.04.2015 8.40/8.40/8.40/8.50%
01.04.2016 7.10/7.20/7.40/7.90%
01.07.2016 7.10/7.20/7.40/7.90%
01.10.2016 7.00/7.10/7.30/7.80%
01.04.2017. 6.90/7.00/7.20/7.70%
01.07.2017. 6.80/6.90/7.10/7.60%
01.01.2018. 6.60/6.70/6.90/7.40%
3) Monthly Income Scheme 
01.03.2003 8.00% 6yrs
01.12.2011 8.20% 5yrs
01.04.2012 8.50% 5yrs
01.04.2013 8.40% 5yrs
01.04.2014 8.40% 5yrs
01.04.2015 8.40% 5yrs
01.04.2016 7.80% 5yrs
01.07.2016 7.80% 5yrs
01.10.2016 7.70% 5yrs Payable mly
01.04.2017 7.60% 5yrs
01.07.2017 7.50% 5yrs
01.01.2018 7.30% 5yrs
4) SCSS'2004
02.08.2004 9.00%
01.12.2011 9.00%
01.04.2012 9.30%
01.04.2013 9.20%
01.04.2014 9.20%
01.04.2015 9.30%
01.04.2016 8.60%
01.07.2016 8.60%
01.10.2016 8.50% Payable Qly
01.04.2017. 8.40%
01.07.2017. 8.30%
01.01.2018. 8.30%
5) PPF(Yly Comp)
01.12.2011 8.60%
01.04.2012 8.80%
01.04.2013 8.70%
01.04.2014 8.70%
01.04.2015 8.70%
01.04.2016 8.10%
01.07.2016 8.10%
01.10.2016 8.00%
01.04.2017 7.90%
01.07.2017. 7.80%
01.01.2018. 7.60%
6)NSC(VIIIth Issue)5yrs(Yly comp)
01.03.2003 8.00% Rs.160.10 6yrs
01.12.2011 8.40% Rs.150.90 5yrs
01.04.2012 8.60% Rs.152.35 5yrs
01.04.2013 8.50% Rs.151.62
01.04.2014 8.50% Rs.151.62
01.04.2015 8.50% Rs.151.62
01.04.2016 8.10% Rs.147.61
01.07.2016 8.10% Rs.147.61
01.10.2016. 8.00% Rs.146.93
01.04.2017. 7.90% Rs.146.25
01.07.2017. 7.80% Rs.145.58
01.01.2018. 7.60%
7)NSC(IXth Issue)10yrs(HYly comp)
01.12.2011 8.70% Rs.234.35 10yrs
01.04.2012 8.90% Rs.238.87 10yrs
01.04.2013 8.80% Rs.236.60
01.04.2014 8.80% Rs.236.60
01.04.2015 8.80% Rs.236.60 
8) Kisan Vikas Patra(Yly Comp)
01.03.2003 8.40% 8yrs7mth
01.12.2011 8.70% 8yrs4mth
01.04.2016 7.80% 9yrs2mth
01.07.2016 7.80% 9yrs2mth
01.10.2016 7.70% 9yrs4mth
01.04.2017 7.60% 9yrs5mth
01.07.2017 7.50%. 9yrs7mth
01.01.2018 7.30%. 9yrs10 mth
9) Sukanya Samriddhi Account
01.04.2014 9.10% Yly Comp.
01.04.2015 9.20% Yly Comp.
01.04.2016 8.60% Yly Comp.
01.07.2016 8.60% Yly Comp.
01.10.2016 8.50% Yly Comp.
01.04.2017 8.40% Yly Comp
01.07.2017 8.30% Yly Comp
01.01.2018 8.10% Yly Comp

अब डाकघर खाते में भी जमा होगी एलपीजी की सब्सिडी

Employment News : 30 December To 5 January 2018


Name Of Post : Associate Professor and Assistant Professors
No.of Vacancies : 61
Last Date :16.01.2017

Name Of Post : Lady Doctor, Staff Nurse, Junior Clerk etc
No.of Vacancies : 22
Last Date :20 Days after Publication.
Name Of Post : Forex Officer and Integrated Treasury Officers
No.of Vacancies : 100
Last Date :13.01.2018
Name Of Post : Tradesman ‘B’
No.of Vacancies : 40
Last Date :05.01.2018
Name Of Post : Material Assistants, LDC, Fireman etc
No.of Vacancies : 818
Last Date :21 Days After Publication
Name Of Post : Cook, Water Carrier etc
No.of Vacancies : 707
Last Date :16.01.2017

Minimum educational qualification for appointment in Level-l of the pay matrix of 7th CPC on compassionate grounds

Minimum educational qualification for appointment in Level-l of the pay matrix of 7th CPC on compassionate grounds : Railway Board.

Setting up of PTC, Nashik with Immediate effect

Click below link to Download

Filling up of vacancies in Assistant Accounts Officer (AAO) cadre in the Postal Accounts Offices on deputation basis amongst the officers working in Central Govt. & State Govt

Click below link to view the notification for deputation


Counting the pre appointment Induction and practical training period as regular service for the purpose of grant of MACP promotion in the Department Of Posts. - AISBCEU Letter to Directorate

CHQ Lr.No: AISBCEU/Counting of training period for MACP/27-2017 Dt. 15.10.2017/28.12.2017

Secretary [Posts]
Dak Bhawan, Sansad Marg
New Delhi -110001 [Email ID:]

Respected Sir,
Sub: Counting the pre appointment Induction and practical training period as regular service for the purpose of grant of MACP promotion in the Department Of Posts.

Ref: 1. Dte letter no 4-7/(MACPS)/2009-PCC dt 18.9.2009
2. Dte letter no 4-7/(MACPS)/2009-PCC dt 23.6.2016
3. CPMG A.P.Corcle Lr.No: SST/PA/D;gs/2016 Dt: 27.09.2016
4. CPMG, Assam Circle Lr.No: Staff/37-13/32 Dt: 28.06.2017

Our Union wish to bring your kind notice about the following genuine reasons to reconsider the to reconsider the above reference Dt: 18.09.2009 para Nu: 9 for issuing clarification regarding the Counting the pre appointment Induction and practical training period as regular service for the purpose of grant of MACP promotion .
Hitherto the training period has not been taken into account for the grant of promotion under MACPs in many Circles. On perusal of the rulings on the above subject, it seems that the period of training is to be taken into account for MACPS also. This period of training is included for MACPS in other Circles of AP and Assam, and the MACP promotion were issued by considering the training period. The copy of order is enclosed for your kind information to take a uniform stand in all Circles in view of the following genuine reasons.

1. All the candidates selected for PA cadre are to undergo Induction and practical training for 90/105 days, before regular appointment. Such period of training was not counted for anything and their pay and allowances, increments were regulated from their actual date of joining in the department as Postal Assistants.

2. Subsequently, orders were issued for counting the training period for increments and for the promotions (financial upgradations) under TBOP and BCR schemes, vide Dept. of Personnel and Trg OM 16/16/92-Estt(pay I) dt 31.3.1992.

3. The above provision was made applicable with effect from 1.1.1986. The pay of the officials was notionally fixed from 1.1.1986 to 30.9.1990 and on actual basis from 1.10.1990.

4. The above provision was applicable to those officials who underwent training on or after 1.1.1986.

5. The provision was extended to officials who underwent training before 1.1.86 videDte order number: 44-2/2011-SPB II dated 5.5.2016. The list of officials is called for by DO and the same has been submitted to DO.

6. The scheme of MACPS was introduced consequent on the implementation of 6th CPC with effect from 1.1.2006.

7. This scheme was given effect from 1.9.2008 vide reference cited under 1 above.

8. The salient features of the scheme were given in the Annexure-I to the communication cited under 2 above.

9. The second sentence of para 9 of the Annexure read as follows: “Service rendered on adhoc/contract basis before regular appointment or pre-appointment training shall not be taken into reckoning. A casual reading of the text gives the meaning that the pre-appointment training shall not be taken into reckoning. Under this context, the training period was omitted for the grant of MACP to the officials, it is presumed.

10. But a close reading of the above text gives a different but correct meaning. The meaning of the above text may be explained as follows. If the sentence is broken into smaller parts, they read as follows.

a. Service rendered on adhoc/contract basis before regular appointment shall not be taken into reckoning.

b. Service rendered on adhoc/contract basis before pre-appointment training shall not be taken into reckoning.

11. From (a) and (b) above it is clear that only the service, if any, rendered on adhoc/contract basis either before regular appointment or before pre-appointment training shall not be taken into reckoning.

12. From the above it is clear that pre-appointment training shall count for MACPS, as the above text speaks only about the services rendered on adhoc or contract basis which might before regular appointment or before pre-appointment training, and nothing about the training period.

13. As per the communication cited under 2 above, the second sentence of para 9 is modified as follows: “service rendered on adhoc/contract basis before regular appointment on pre-appointment training shall not be taken into reckoning.”

14. From the above it is clear that any service rendered on adhoc/contract basis will not count, but the training period counts for the grant of promotion under MACPS. It is added that as per our departmental rules, the training period is neither treated as service on adhoc basis nor on contract basis in as much as this period counts for increment and also for TBOP/BCR promotions.

15. For clarity sake consider the following rule of our department. “ Air journey on LTC is not permissible” which means that no government servant is entitled for air journey on LTC but LTC can be availed. This does not take away the privileges granted under LTC. The restriction is for air journey only.

16. Also as per the developments taken place towards the counting of training period for service, the training period counts for increment and TBOP/BCR schemes.

17. It is added that just like TBOP/BCR schemes, MACPS is also a financial up gradation only. Hence the provision of counting training period towards TBOP/BCR will squarely applicable to MACPS also.

18. The observations of CIFA noted in A.P.Corcle CPMG order Dt: 27.09.2016 that:
a. the period of training is a part of process /formality to be completed prior to appointment and the appointment orders are issued on completion of training period satisfactorily. Detail of pre-appointment training, payment made to the training period of training shall also be recorded in the service book of officials concerned.

b. Both the orders of Directorate Vide No: 44-2/2011-SPB –II dated 05.05.2016 and No 4-7/(MACPS)/2009-PCC dt 23.6.2016 for counting the period of pre-appointment training as qualifying service for purpose of TNOP/BCR/MACP UPGRADATION only and not for advancing /altering the date of appointment.[Copy of CPMG order is enclosed]

19. It is clarified by the CPMG, Assam Circle vide Lr.Dt: 28.06.2017 that Under the provision of G.I.Dept Per & A.R.O.M.No:28/32/81 – Pension Unit Dt:22.09.1983 and Dept of P & P.W.O/M/No: 28/37/86 P & P.W. Dt: 12.09.1986 , the pre appointment training period will be treated as the qualifying service for pension if the same is followed immediately for regular appointment.
In view of the above clarification, the training period [if the same is followed immediately for regular appointment] will also be counted for MACP being treated as the qualifying service. The Competent Authority has, therefore, directed ao all concerned for taking necessary action for granting financial up gradation to all the eligible officials under the purview of the above clarifications.

Those officials, who have completed 16/26 years’ service before 1.9.2008, had no problems, as their pay would have been fixed on the date of promotion to TBOP/BCR schemes prior to 1.9.2008. If the training period is included, the date of promotion to TBOP/BCR would be advanced and their pay would be re-fixed accordingly. .[Copy of CPMG order is enclosed]

As per the above para 10 to 14, 18 & 19, it is clear that pre-appointment training shall count for MACPS, as in para 9. text speaks only about the services rendered on adhoc or contract basis which might before regular appointment or before pre-appointment training, and nothing about the training period and , the training period [if the same is followed immediately for regular appointment] will also be counted for MACP being treated as the qualifying service.

In view of the above reasons, In case of the officials who have got their MACP after 1.9.2008, the date of MACPS is to be advanced. Necessary clarification may please be issued immediately to follow an uniform stand in all Circles to avoid anomalies in this MACP promotion,

Thanking you, Sir.
Yours faithfully,


Copy to 
Ms. Smriti Sharan, DDG, Estt, Dak Bhawanm New Delhi-110001 for information and n/a please.

AICPIN for the Month of November 2017

DATED: 29th December, 2017
Press Release

Consumer Price Index for Industrial Workers (CPI-IW) - November, 2017

The All-India CPI-IW for November, 2017 increased by 1 point and pegged at 288 (two hundred and eighty eight). On 1-month percentage change, it increased by (+) 0.35 per cent between October, 2017 and November, 2017 when compared with the decrease of (-) 0.36 per cent for the corresponding months of last year.
The maximum upward pressure to the change in current index came from Food group contributing (+) 1.10 percentage points to the total change. At item level, Wheat Atta, Eggs (Hen), Goat Meat, Milk (Cow), Onion, Tamarind, Bitter Gourd, Cabbage, Carrot, Coconut, Potato, Tomato, Cooking Gas, Electricity Charges, Firewood, Kerosene Oil, Private Tuition Fee, Petrol, Barber Charges, etc. are responsible for the increase in index. However, this increase was checked by Arhar Dal, Gram Dal, Masur Dal, Urd Dal, Groundnut Oil, Fish Fresh, Poultry (Chicken), Chillies Green, Garlic, Ginger, Brinjal, Cauliflower, French Bean, Green Coriander Leaves, Methi, Palak, Radish, Apple, Banana, etc., putting downward pressure on the index.

The year-on-year inflation measured by monthly CPI-IW stood at 3.97 per cent for November, 2017 as compared to 3.24 per cent for the previous month and 2.59 per cent during the corresponding month of the previous year. Similarly, the Food inflation stood at 3.91 per cent against 2.26 per cent of the previous month and 1.66 per cent during the corresponding month of the previous year.

At centre level, Giridih reported the maximum increase of (7 points) followed by Salem and Puducherry (6 points each) and Rourkela, Sholapur, Mercara and Ghaziabad (5 points each). Among others, 4 points increase was observed in 5 centres, 3 points in 16 centres, 2 points in 13 centres and 1 point in 12 centres. On the contrary, Kolkata recorded a maximum decrease of 3 points followed by Munger-Jamalpur, Amritsar, Chandigarh and Doom Dooma Tinsukia (2 points each). Among others, 1 point decrease was observed in 7 centres. Rest of the 13 centres’ indices remained stationary.

The indices of 34 centres are above All-India Index and 42 centres indices are below national average. The indices of Vishakhapathnam and Ghaziabad centres remained at par with All-India Index.

The next issue of CPI- IW for the month of December, 2017 will be released on Wednesday, 31st January, 2018. The same will also be available on the office website



Booking and Approval of eMO and Bulk eMO in CSI Environment

eMO and Bulk eMO Booking
eMO and Bulk eMO Approval

POSB Interest calculator Android app - Updated for Interest Changes from 01.01.2018

POSB Interest calculator Android app - Updated

Interest Calculator helps user to calculate the interest for most of the saving schemes. It has knowledge base of last history of the interest for different schemes.

PO Interest calculator ( Post Office Interest Calculator ) app has historical interest rates. Application users do not have to remember about the interest percentage. Just change the date when your scheme has started, It will take the interest rate automatically. 
Please check the video link below to learn to use the application.

Now you can check your maturity value for any date

Download the app for more calculation from below link: 

Check Aadhaar Authentication History and status

Unique Identification Authority of India (UIDAI) has given an National Identity Card with Aadhaar and it is being used for many purposes in the country. Aadhaar Card will help Indians to get a SIM, Gas connections and even and many other payments where it has been made mandatory. Aadhaar data will have bio-metric information like retina scan and fingerprint scans too so it has been used for various authentication.
One can lock Aadhaar bio-metric data online inorder to block misuse of your Aadhaar data. People of India can check that when your Aadhaar data has been used for authentication. Go through the below steps to check the details of Aadhaar data usage.
Check Aadhaar date authentication :-
Check into UIDAI’s Aadhaar Authentication History page
Enter your Aadhaar number and the captcha in the image
Click Generate OTP. You’ll get a one-time password via SMS on your phone. In case you haven’t done it already. Steps on how to verify your phone number with UIDAI.

Go to Next Page – UIDAI lets you filter the search by specific authentication request types such as biometric, demographic, and so on. The page even allows you to select the date range — you can see authentication requests up to six months before the current date. The final field is the OTP. Just enter that and click Submit.

You’ll be able to see a detailed list of Aadhaar authentication requests. This shows you the date, time, and type of authentication request. However, it does not show what company or agency used your Aadhaar data for authentication.
With the above mentioned procedure one could check Aadhaar authentication history. People can also carry mAadhaar app or simply download a copy of your Aadhaar card.

Friday, December 29, 2017

Counting of induction training period of PAs (Direct Recruit) prior to 1986 for the purpose of qualifying service under TBOP/ BCR Scheme in Odisha Circle

Non-implementation of Directorate's letter No.44-2/2011-SPB-II, dated 05.05.2016 regarding counting of induction training period of PAs (Direct Recruit) prior to 1986 for the purpose of qualifying service under TBOP/ BCR Scheme in Odisha Circle

Release of Speed net 4.5 update 2

The mentioned SpeedNet Revised version may be used for Bill Generation for BNPL/Advance Customers in those Offices which has already updated the revised EMS International tariff w.e.f. 11.12.2017. They should have generate all the bills till November-2017 before executing this application. In order to avoid any further issues, offices are advised to follow the Release document which is available in the same FTP link.

Admin Section,
O/o General Manager ,
Centre For Excellence In Postal Technology,

Year End Review-2017: Important Achievements of Department of Posts

1. Implementation of Core Banking Solutions in the Department of Posts


• The Post Office Savings Bank (POSB) was started in 1882 to facilitate small savings in the country. It operates as an agency of the Ministry of Finance and caters to the basic savings needs of the citizens.

• All the 1.55 Lakh Post Offices in the country provide the basic banking products of the POSB. Of these 25,353 are departmental Post Offices which are manned by the regular government employees.
• At the end of March 2017, there were35.62 Cr live accounts with a balance of Rs. 5,32,338 Crore and Savings certificates with an outstanding balance of Rs. 1,98,935 Crore

• The Post Offices were operating on a standalone software which operated in a closed environment.

• Many value added services like ATMs, inter branch banking, Internet and mobile banking, DBT etc were not available to the POSB customers

Challenges faced:

• Though an impressive customer base, the banking services were not upto industry standards.

• As the complexity of services grew, it became difficult to monitor it on the old system.

• Government schemes of DBT, financial inclusion and social security could not be serviced on the old software.



FROM 12th TO 16th FEBRUARY-2018
12.02.18 Andhra Pradesh 100 (1) All NFPE Unions Circle Secretaries should convene meetings and allot quota to each union and book the tickets to and fro journey in advance to avoid inconvenience.
(ii) All General Secretaries /NFPE Office bearers and All India leaders of All NFPE unions will remain present all the days. Respective CHQ will make their arrangements for stay.
Telangana 75
J&K 15
Himachal Pradesh 30
Punjab 50
Delhi 100
13.02.18 Kerala 100
Karnataka 100
Haryana 50
Uttarakhand 30
Rajasthan 100
14.02.18 Tamilnadu 100
Maharashtra 100
Assam 30
North East 15
UP(Eastern) 75
15.02.18 West Bengal 100
Odisha 75
Bihar 75
Jharkhand 50
16.02.18 UP (West) 100
Madhya Pradesh 100
Chhattisgarh 50
Gujarat 100

Vision & Purpose of Government eMarketplace - GeM

Counter Operations on CSI Environment

PPF Accounts to be closed, interest lowered to 4 per cent if you become an NRI - Gazette Notification

Non Resident Indians are continually looking for investment opportunities in India. A few weeks ago, we blogged about “NRIs for real estate investment in India – Know the simple Rules” The Government of Indian recently announced new rules under which select small savings schemes like Public Provident Fund (PPF) and National Saving Certificates (NSC)will not earn you the same rate if you become non-resident Indians (NRI).

A summary of changes to rules and what it means to NRIs:

NRIs will no longer be permitted invest in small savings schemes like NSC and PPF. In the past they were allowed to retain their PPF account if they had opened it before becoming an NRI.

PPF and NSC currently fetch an interest rate higher than bank savings rates. Some of it is subsidized by the Government of India. (Current rate of PPF is 7.8 per cent while Post Office savings account get 4 %)

PPF accounts would be deemed to be closed prior to maturity in case the holder becomes a non-resident Indian (NRI). The investor will be then paid interest at the rate applicable to Post Office savings accounts till the date the PPF account is closed.
The Indian government notification on PPF dated October 3 states,
“Provided that if a resident who opened an account under this scheme, subsequently becomes a non-resident during the currency of the maturity period, the account shall be deemed to be closed with effect from the day he becomes a non-resident and interest with effect from that date shall be paid at the rate applicable to the Post Office Saving Account up to the last day of the month preceding the month in which the account is actually closed.”

The finance ministry notification adds:
“Provided that if a resident Indian having purchased a certificate, subsequently becomes Non-Resident during the currency of the maturity period, the certificate shall be encashed or deemed to be encashed on the day he becomes a non-Resident, and interest shall be paid at the rate applicable to the Post Office Savings Account, from time to time, from such day and up to the last day of the month preceding the month in which it is actually encashed.”

GDS Committee Recommendations will be implemented soon – Minister replied in Parliament on 27.12.2017

GDS Committee Recommendations will be implemented soon – Minister replied in Parliament on 27th December, 2017

Minister of State (IC) for Communications & Railways, Shri Manoj Sinha, in a written reply to a question on GDS Kamlesh Chandra Committee Report, in Lok Sabha on 27.12.2017 informed that a One Man Committee has been constituted to look into the salary structure, other service matters and problems of Gramin Dak Sevaks under the Chairmanship of Shri Kamlesh Chandra.

The Committee has submitted its report to the Government. The salient features are given in the Annexure.
The recommendations of the Committee have been considered by the Department. After getting the necessary approvals from all concerned, the recommendation of the Committee will be implemented.

Annexure : Salient features of the One Man Committee Report headed by Shri Kamlesh Chandra

The old system of payment of Time Related Continuity Allowance (TRCA) is dispensed with and replaced with a new wage payment system. Under the new wage payment system, 11 TRCA slabs are subsumed into 3 Wage Scales with two Levels each for BPMs and for other than BPMs. One wage scale would be common for both the categories of GDSs.

The minimum working hours of GDS Post Offices and GDSs are increased to 4 hours from 3 hours.

The new working hours for GDS Post Offices will be 4 hours and 5 hours only.

The Level 1 GDS Post Offices / GDSs will have 4 hours as working hours and Level – 2 will have 5 hours as working hours.

The Point System for assessment of workload of BPMs has been abolished.

The new wage payment system is linked to revenue generation of GDS Post Offices. Under the new system, there will be no increase in wages of BPMs from Level -1 to Level -2 on the basis of workload but the same will be increased based on achievement of prescribed revenue norms which is fixed at 100% for normal areas and 50% for special areas.

The GDS Post Offices not achieving the prescribed revenue norm within the given working hours will have to open GDS Post Offices for minimum of additional 30 minutes beyond the prescribed working hours.

The GDS BPMs will be paid Revenue Linked Allowance @10% beyond level-2 wage scale if they will be successful in achieving revenue beyond prescribed norms

The GDS Post Offices has been categorized into A, B; C and D categories based on the revenue generation norms. The GDS Post Office in A category will achieve 100% revenue norm. The Committee has recommended a set of actions for each category of GDS Post Offices.

The six approved categories of GDSs are subsumed into two categories only. One category will be Branch Post Master and all other 5 categories of GDSs are subsumed into one Multi Tasking Category.

The GDSs working in the GDS Post Offices will be known as Assistant Branch Post Master (ABPMs) and those working in the Departmental Post Offices will be known as Dak Sevak (DS).
The minimum wage has been increased to Rs. 10000/- per month and maximum pay to Rs. 35480/- per month.

The rate of annual increase is recommended as 3%.

A Composite Allowance comprising of support for hiring accommodation for GDS Post Offices as well as mandatory residence, office maintenance, mobile and electricity usage charges etc. has been introduced for the first time.

Children Education Allowance @Rs. 6000/- per child per annum has been introduced for GDSs.
Risk & Hardship Allowance @Rs. 500/- per month for GDS working in the special areas has also been introduced.

A Financial up-gradation has been introduced at 12 years, 24 years and 36 years of services in form of two advance additional annual increases.

The Ceiling of ex-gratia gratuity has been increased from Rs. 60,000 to Rs. 5,00,000

The GDS Contribution for Service Discharge Benefit Scheme (SDBS) should be enhanced maximum up to 10% and minimum up to 3% of the basic wage per month, whereas the Department should contribute a fixed contribution of 3% of the basic wage of the GDSs.

The coverage of GDS Group Insurance Scheme has been enhanced from Rs. 50000/- to Rs. 5,00,000/

The contribution of Department in Circle Welfare Fund (CWF) has been increased from Rs. 100/ per annum to Rs. 300/ per annum.

The scope of CWF is extended to cover immediate family members such as spouse; daughters, sons and dependent daughters in law in the scheme.

The Committee also recommended 10% hike in the prescribed limits of financial grants and assistances in the Circle Welfare Funds.

The Committee has recommended addition of Rs. 10,000/ for purchase of Tablet / Mobile from the Circle Welfare in the head “Financial Assistance of Fund by way of loans with lower rate of interest (5%)”.

Provision of 26 weeks of Maternity Leave for women GDS has been recommended.

The wages for the entire period of Maternity Leave is recommended to be paid from salary head from where wages of GDSs are paid.

The Committee has also recommended one week of paternity leave.

Leave accumulation and encashment facility up to 180 days has been introduced.

Online system of engagement has been recommended.

Alternate livelihood condition for engagement of GDSs has been relaxed.

Voluntary Discharge scheme has been recommended.

The Discharge age has been retained at 65 years.

The Limited Transfer Facility has been relaxed from 1 time to 3 times for male GDSs. There will be no restriction on number of chances for transfer of women GDSs. The powers for transfer has been delegated to the concerned Divisional head.

The ex-gratia payment during put off period should be revised to 35% from 25% of the wage and DA drawn immediately before put off.

The Committee has recommended preferring transfer before put off duty.

Thursday, December 28, 2017

POSB - Scheme and Interest Rates from 01.01.2018 to 31.03.2018

POSB - Scheme and Interest Rates from 01.01.2018 to 31.03.2018

Interest Calculator Lite for Interest Rates w.e.f. 01.01.2018



Labour Movement

Need For Trade Unions:
Why do workers organize themselves into a trade union? It is however, a significant question. The worker joins a trade union for a variety of reasons, but he may be no more conscious of the motive or motives that prompt him to join a union. The trade unions are the organizations formed by working male and female workers both to improve the conditions of labour and to further to attain better life.
i. The individual workers all alone feels especially weak in a world of mass production and mass movement. An organization may give him an opportunity to join others for the achievement of those objectives that he considers as socially desirable.

ii. The basic purpose of trade union is to safeguard the economic interests of its members. One of the problems in the life of the workers is how to provide sufficient food, clothing and a home for himself and for the members of his family. This is first and foremost a question of finding a job on a reasonable wage. To improve and maintain the wage at 47 a reasonable standard is one of the primary reasons for which a worker joins a trade union.

iii. A worker does not only require the bare necessaries of existence but he also wants to obtain the amenities of civilized life, e.g., a better home, more leisure, better conditions of work, etc. The workers also join the trade unions, to a very large extent, because they have interests such as these to promote or defend.

iv. The need for trade unions arises due to this fact also that the workers require help in time of sickness or death, protection from suffering and want when they are not of a job and an income of some kind when they are too old to work any more.

v. There is anesthetic reason for the existence of trade unions, viz., need for adequate machinery for settling the relations between the employers and employees. In modern industry the old personal relationship between the employers and the workers largely disappears. The worker may become dissatisfied with his working conditions or the treatment of his employers while the employer may feel that he has reason for complaint against the workers. With the growth 48 to industry the number of such questions to be settled increases and it is much better to adjust these differences by agreement between the employers and employees through negotiations. Thus, a trade union is the best and socially most desirable to conduct bargaining on behalf of the workers and the development of collective bargaining between the employers' and workers' organizations is an essential basis for the establishment of peace in industry.

vi. Trade unions developed on proper lines lessens violent class conflicts and, thus, is beneficial to employers, the employees, the state and the public. It is, thus, clear that no agency formed or promoted to look after the interests of the workers can be a real substitute for trade unions. The organization of workers is, therefore, not only necessary but also inevitable.


Unions concentrate their attention to achieve the following objectives:

(A) Wages and Salaries : The subject which drew the major attention of the trade unions are wages and salaries. This item may be related to policy matters. However, differences may arise in the process of their implementation. In the case of unorganised senior the trade union plays a crucial role in bargaining the pay scales. The Workers should be provided with need based minimum wage.

(B) Working Conditions : Trade unions with a view to safeguard the health of workers demand the management to provide all the basic facilities such as lighting and ventilation, sanitation, rest rooms, safety equipment while discharging hazardous duties, drinking water, refreshment, minimum working hours, leave and rest, holidays with pay, job satisfaction, social security benefits and other welfare measures. The concept of 48 hrs a week should be adopted.

(C) Personnel Policies : Trade unions may fight against improper implementation of personnel policies in respect of recruitment, selection, promotions, transfers, training, etc.

(D) Discipline : Trade unions not only conduct negotiations in respect of the items with which their working conditions may be improved but also protect the workers from the clutches of management whenever workers become the victims of management's unilateral acts and disciplinary policies. This victimisation may take the form of penal transfers, suspensions, dismissals etc. In such a situation the separated worker who is left in a helpless condition may approach the trade union. Ultimately, the problem may be brought to the notice of management by the trade union, which explains about the injustice meted out to an individual worker and fights the management for justice. Thus, the victimised worker may be protected by the trade union.

(E) Welfare : As stated earlier, trade unions are meant for the welfare of workers. Trade union works as a guide, consulting authority and cooperates inn overcoming the personal problems of workers. It may bring to the notice of management, through collective bargaining meetings the difficulties of workers in respect of sanitation, hospitals, quarters, schools and colleges for their children's cultural and social problems.

(F) Employee-Employer Relations : Harmonious relations between the employees and employer are sine quanon for industrial peace. A trade union always strives for achieving this objective. However, the bureaucratic attitude and unilateral thinking of management may lead to conflicts in the organisation which, ultimately, disrupt the relations between the workers and the management. Trade union, being the representative of all the workers, may carry out continuous negotiations with the management with a view to promoting industrial peace.

(G) Negotiating Machinery : Negotiations include the proposals made by one party and the counterproposals of the other. This process continues until the parties reach an agreement. Thus, negotiations are based on the give and take' principle. Trade union, being a party for negotiations, protects the interests of workers through collective bargaining. Thus, the trade union works as the negotiating machinery.

(H) Safeguarding Organisational Health and the Interest of the Industry : Organisational health can be diagnosed by methods evolved for grievance redressal and techniques adopted to reduce the rate of absenteeism and labour turnover and to improve the employee relations. Trade union by their effective working may achieve employee satisfaction. Therefore trade unions help in reducing the rate of absenteeism, labour turnover and developing systematic grievance settlement procedures leading to harmonious industrial relations. Trade unions can thus contribute to the improvements in level of production, productivity and discipline thereby improving quality of work-life.


Trade unions in present era of industrial development, perform two sets of functions: the "Militant Functions and the Fraternal Functions." The trade union is a militant organisation designed to fight for the cause of the workers. One of the main aims of the organisation of workers into trade union is to secure better conditions of work and employment. The trade 49 unions try to fulfill this aim by the method of collective bargaining and negotiations and if they do not succeed in securing their purpose in this manner, they put up a fight with the employers for achieving their end in the form of strikes and boycotts. More recently, the trade unions have started making efforts to secure some share in the profits and also control of the industry. Then, the trade union is also a fraternal association, a benefit organization, providing sickness and accident benefits to the members and supporting them during strikes and lockouts and during the period when they are temporarily out of work. Such financial help to the members is given by the trade unions out of their own funds created through subscriptions by members. Such functions are known as fraternal functions : However, in modern period, the various functions are performed by trade unions as pointed out below:
Social Responsibilities of Trade Unions
i. To educate the rank and file workers so that the traditional agitational role be gradually transformed into one of understanding and co-operation;

ii. To keep the well-being and progress of the society constantly before them by way of refraining from unnecessary strikes work stoppage, go-slow intimidation;

iii. To protect the interests of the consumer which is usually lost sight of in bipartite agreements reached between the parties;

iv. To discharge their role in the success of the schemes for planned economic development of the country, maximizing production and distribution in an equitable manner. According to the first plan document, "for the successful execution of the plan,' the co-operation of the trade unions and employers is indispensable." The Second Plan document also emphasized that, "a strong trade union movement is necessary both for safe guarding the interests of labour and for realizing the targets of production";

v. To adopt themselves to charging social needs and to rise above divisive forces of caste, religion and language and to 53 help in promoting national, social and emotional integration at all levels

vi. To instil in their members a sense of responsibility towards industry and the community. Further they should seek to harmonise the sectional goals of their members with the community interests in the larger good of the society;

The Initial Stage of Labour Movement in India :

1. The earliest labour leaders were Sasipada Banerjee of Bengal, S.S. Bengalee of Mumbai and N.M. Lokhanday of Mumbai.

2. First labour organization was Working Men’sClub founded in 1870 by Sasipada Banerjee at Kolkata. Sasipada Banerjee published the journal Bharat Sramjeevi.

3. N.M. Lokhandav could be regarded as the first leader of the Indian workers. In 1890 he founded Mumbai Mill hands Association and protested against the poor conditions in the factories. He published the journal Dinbandhu.

4. Other important workers organization were the Kamgar Hitavardhak Sabhan (1909), the Social Service League (1911), Amalgamated Society of Railway Servants of India (1897), Printers Union of Kolkata (1905) Postal Union in Mumbai.

5. The Chennai Labour Union, founded in 1918 by B.P.Wadia was perhaps the first trade union organization of Indian on modern lines.

6. On Oct. 31, 1920 All India Trade Union Congress (AITUC), which was influenced by the Social Democratic ideas of British labour party. It was also influenced by moderates like N.M.Joshi.

7. The first session of AITUC was held in Mumbai. Lala Lajpat Rai was the President & Dewam Cham Lal was the Secretary.

8. First session was attended by C.R. Das, V.V. Giri, J.L. Nehru, S.C. Bose, Sarojini Naidu, Satyamurti and C.F. Andrew.

9. Gandhi founded Ahmedabad Textile Labour Association also known as Majdur Mahajan in1918-20.

10. A Giri Kamgar Mahamandal was founded by A.A. Alve and G.R. Kasle in Mumbai. This emerged as Girni Kamgar Union in 1928 under thecommunists.

11. Split took place in AITUC in 1929 session which was presided over by J.L. Nehru over the issue of affiliation and issue of boycott of royal commission on labour.

12. In 1929 AITUC was divided into two groups.
· The Reformers called Geneva Amsterdum Group, which wanted affiliation with the International Federation of Trade Unions.
· The Revolutionary or Moscovite Group which wanted affiliation with Red Labour Union (RITU).
· AITUC was affiliated to pan-pacific secretariat and to the Third International.

13. In protest N.M. Joshi withdrew and formed All India Trade Union Federation in 1929. V.V. Giri was its first president.

14. Second split took place in 1931 and Red Trade Union Congress was founded.

15. In 1933, N.M. Joshi & R.R. Bakhle founded National Trade Union Federation.

16. Unity was restored in AITUC in 1940.

17. A pro-government Union was founded IndianFederation of Labour.

18. Indian National Trade Union Congress was founded in 1944 by Nationalist leaders led by Sardar Vallabhabhai Patel.

19.The non-cooperation movement launched by Gandhi deserves special mention in this connection. As a result of the efforts made by Gandhiji, Ahmedabad Textile Labor Association was established.

20. Trade union Hind Mazdoor Sabha in 1949.
21. In 1955, Jan Sangh also established a labor organization. The trade union under the aegis of Jan Sangh was known as “Bhartiya Mazdoor Sangh”. Its headquarters was in Bhopal. Bhartiya Mazdoor Sangh is not a popular trade union.

22. Socialist Party had established another trade union and this is known as Hind Mazdoor Panchayat.
23. CITU is a National level Trade Union in India politically affiliated to the Communist Party of India (Marxist) as its trade union wing and is a spearhead of the Indian Trade Union Movement founded in 1970.

Present challenges of the Trade Union Movement in India :

Small Size of Unions:
Though trade unions are of various sizes with thousands of members, yet, most of the unions are still characterized by their small size and small membership. The average membership per union in India is less than 800, as compared with the U.K (17,600) the USA (9,500). Rivalry among the leaders and the Central Organisations has resulted in multiplicity of unions thereby reducing the average membership. It is noteworthy that as the number of unions increases, the total membership does not increase proportionately. If rival unions could be stopped from being evolved, the average size of unions could definitely go up.

Financial Weakness:
Trade unions suffer from financial weakness as the average yearly income of the unions has been rather low and inadequate. The average income has been low not because of the poverty of the workers but because of certain factors namely, workers are apathetic towards trade unions and do not want to contribute out of their hard earned money.
Another method advocated is the introduction of the “Checkoff system,” under which an employer undertakes on the basis of a collective agreement, to deduct union dues from the worker’s pay and transfer the same to the union.
Multiplicity of Trade Unions:
Multiple trade unions are the biggest curse of Indian trade union movement. Existence of many unions each trying to compete with each other on membership drive and securing management support to recognise their union, not only weakens the trade union movement but also cause inter-union rivalry and disunity among the workers.
Leadership Issue:
Another disquieting feature of the trade unions is outside leadership, i.e., leadership of trade unions by persons who are professional politicians and lawyers and have no history of physical work in the industry. In many cases retired persons are also act as leaders ,leadership should be within the industry
Management Attitude:
Management, by and large, take an unhelpful attitude. Unionism is considered by them as an anathema. Union leaders, according to managers are trouble makers. They are there to break the harmony between the management and workers. They restrict the managers; power in decision-making, question their discretion and wisdom and obstruct their “right to manage”. Given this mindset, very often, they find fault with union for all difficulties faced by management; be it on low productivity, low quality, low profitability or lack of good will from customers. No doubt, some union leaders are also responsible for the negative image of their unions because of use of muscle power, money power and militant methods adopted by them which is called “irresponsible unionism”. Managers also take advantage of multiple trade unions and their inter-union rivalry by playing one against another. Another area is the recognition of trade union to become a bargaining agent. Management makes use of the loopholes of the existing labour legislation in with holding or delaying the recognition. Management considers trade union a legal obligation. This does not bring faith and good will.
Statutory Support:
Indian constitution considers formation of association as a fundamental right. Indian Trade Union Act allows any seven workers to join together and form a Trade union. Both give rise these file to formation of multiple trade unions which goes against the very concept of unionism-the unity workers. No central legislation now exists which makes it compulsory for management to recognize more than one unions or not to recognize anyone. This has further weakened the trade union and their bargaining power. The Indian Trade Union Act further allows 50 per cent of officer-bearers from outside the organization and 10 per cent of leadership from outside. This provision resulted politicisation, and remote control of union activities from outside the organisations. Even the “code of discipline” only recommend recognition of trade union as a voluntary action. Recognition of trade union causes rivalry from others who are not recognized. This problem can be tackled by bringing out comprehensive central legislation covering all aspects such as Recognition, Multiplicity, Outside leadership, etc.

Factors affecting workers in Modern World:

1. The unemployment in India is effecting the present day worker, the employer can have his choice of worker as plenty of man power is available with him, so there is a fear in the mind of the worker of losing his job , this fear is only restricted to un organised sectors .
2. Modern day technology is affecting the worker, he has to adopt to the new technology otherwise he may have to lose his job for the youngsters, who have technology savvy.
3. Modernisation is killing the jobs, less man power is required for doing the same job due to technology up gradation. 
4. Privatisation of Government Jobs is a major threat, many of the Government jobs are privatised. 
5. Inflation rate is at 5% , the money value has gone down , the wages are not increasing as much as inflation is increasing .
6. The concept of need based minimum wage is still a dream, the worker is deprived of a proper wages and allowances, as due to competition especially in private industries ,this concept of need based minimum wage is not implemented in spirit of ILO convention.
7. The many jobs in both Government and Private sector are done on contract basis , this phenomena of contract basis is catching fast and very dangerous. 

Conclusion :

Comrades to fight against these policy’s, the both the members of the union / association and the leadership should be more serious in their approach. Now are never , organise and educate each and every worker / employee .
Save our Jobs for better future of our children. 
Courtesy : CoC Karnatak