Wednesday, February 08, 2017

Removal of limits on withdrawal of cash from Saving Bank Accounts - RBI Order

DCM (Plg) 3107/10.27.00/2016-17
February 08, 2017

All Banks
Dear Madam / Sir,

Removal of limits on withdrawal of cash from Saving Bank Accounts
Please refer to our circular DCM (Plg) 2905/10.27.00/2016-17 dated January 30, 2017 on the captioned subject.

2. In the wake of withdrawal of Specified Bank Notes (SBNs) since November 09, 2016 Reserve Bank had placed certain limits on cash withdrawals from Savings / Current / Cash credit /Overdraft accounts and withdrawals through ATMs. On a review of the pace of remonetisation, Reserve Bank partially restored status quo ante by removing the restrictions on cash withdrawals from Current / Cash credit / Overdraft accounts and ATMs effective January 31, 2017 and February 01, 2017 respectively. However, the limits on cash withdrawal from Savings Bank accounts continued to be in place.

3. In line with the pace of remonetisation, it has now been decided to remove the restrictions on cash withdrawals from Saving Bank accounts (including accounts opened under PMJDY) in a two step process as under:

Effective February 20, 2017, the limits on cash withdrawals from the Savings Bank accounts will be enhanced to ₹ 50,000 per week (from the current limit of ₹ 24,000 per week); and

Effective March 13, 2017, there will be no limits on cash withdrawals from Savings Bank accounts.

4. Please acknowledge receipt.

Yours faithfully,

(P Vijaya Kumar)
Chief General Manager

DOP Order : i.Grant double TA to Deaf and Dump ii.Permission to travel by private airlines in c/w donation of organs iii.Applicability of SR147 in Special cases- clarifications

DoP order on (i) Grant of Transport allowance at double rate to Deaf and Dumb Employees of Central Government ( ii). Permission to travel by private airlines in respect of journey performed for donation/transplantation of organs by Government servant and (iii) Applicability of provision below SR-147 to the families of deceased Govt. servant in special circumstances

RBI raised withdrawal limit from savings banks accounts to Rs 50,000 from Rs 24,000

The Reserve Bank of India (RBI) said on Wednesday it would remove the cash withdrawal limit from ATMs and savings accounts from March 13.
Cash withdrawal limit from savings bank accounts will be relaxed to Rs 50,000 from February 20 to March 13, after which it will be removed, RBI deputy governor R Gandhi said after the monetary policy meeting.

Several limits on cash withdrawals from banks and ATMs were imposed after the government’s surprise move to demonetise Rs 500 and Rs 1000 on November 8, 2016.

Earlier, on January 30, RBI had allowed withdrawal upto Rs 24,000 from savings accounts. This was preceded by the relaxation on January 16 when the limit was raised to Rs 10,000 per day from Rs 4,500.

The government has been saying the amount of currency in circulation would remain lower that what it was before November 8 even after remonetisation is completed, a move aimed at encouraging people to go cashless and adopt digital payment methods.



The Superintendent of Pos.,

Through: Proper channel.
Sub:Issue of show cause notice for participating in the NFPE Strike held on – Reg.

Ref: SPOs., memo. dt.

With reference to the memo. cited, I am to submit that the said strike was called NFPE CHQ on specific charter of demands. Strike notice was served with the Department properly In accordance with the provisions of Sub Section (1) of Section 22 of the Industrial Disputes Act, 1947. It was not declared as illegal either by the Department or by the DG. Being the strike notice served properly by unions , and being the member of the union I have adhered the call given by them and taken part in the said strike, which is a legal strike under Industrial Disputes Act , 1947. This is my humble submission.

Thanking you Sir,

Yours faithfully,
Date :

FNPO is decided to go on Strike on 16/03/2017? Click here to know Why...

You are aware, we conducted a protest week from 12.12.2016 to 19.12.2016 demanding to change minimum pay and fitment formula.

In this connection, we submitted a memorandum to the Honourable Prime Minister. We have not received any response from Prime Minister office till this date.

Therefore, FNPO is decided to go on Strike on 16/03/2017. A separate strike notice will be issued shortly.

COD Data entry Error and Solution in Postman Module

COD articles which are received in Postman module but COD message has not been received through communication, showing error whenever the office is going to enter the booking and details data in COD data entry module as shown in below.
Click below link to download solution which is received from CEPT

Assessment of workload of GDSs other than BPMS

E-Payments in Government Offices

ANSWERED ON: 03.02.2017

E-Payments in Government Offices


Will the Minister of FINANCE be pleased to state:-

(a). Whether the Government has asked its departments/offices of public sector firms and autonomous bodies to encourage their employees to use e-payments/debit cards for personal transactions to boost digital payment economy and if so, the details thereof;

(b)Whether the Government has instructed its departments/offices to stop cash payments to vendors and contractors for amounts above Rs.5000 and if so, the details thereof;

(c) Whether the Government has asked banks to promote digital banking in mission mode to boost digital economy and if so, the details thereof; and

(d).The steps taken/being taken by Government to promote e-payment in this regard?


(a). Yes, the Department of Expenditure has issued an advisory to all Ministries/Departments to encourage its employees to make use of Debit Cards for personal transactions instead of cash vide OM No. 25 (30)/E.Coord/2016 dated 1st December 2016. Given the progress made in banking technology, it is assumed that each employee would be in possession of a Debit/ATM card linked to his/her bank account. Ensuring and encouraging government employees to maximise the usage of Debit cards for personal related transactions instead of cash would go a long way serving with the employees serving as ‘ambassadors’ for the digital push and also motivate, encourage the general public in taking up the cause. All Ministries/Departments have been requested to encourage their employees to make use of Debit Cards for personal related transactions instead of cash. Ministries/Departments should liaise with their accredited banks and set up special camps to facilitate obtaining of and ensure that all its employees are in possession of Debit Cards. Ministries/Departments may also issue similar advisories to their attached/subordinate offices, PSUs, Autonomous Bodies etc.

(b). Yes, the Controller General of Accounts, Department of Expenditure has issued instructions to all Ministries/Departments vide OM. No. 3 (2) (1)/2016/ R&P Rules/Amendments/649 dated 5th December 2016. Rs. 10, 000/- was the earlier threshold limit beyond which all payments to suppliers, contractors etc.were made through e-payment mode. In order to attain the goal of complete digitization of Government payments the existing limit of Rs. 10, 000/- has been lowered to Rs. 5,000/- beyond which all Ministries/Departments shall make payment to suppliers, contractors etc. through e-payment mode only.

(c) & (d): The steps initiated by the Government to encourage digital banking in mission mode and the other measures taken to promote e-payment is provided in Annexure - I.

Incentives to promote digital transactions:

To further accelerate the process of cashless transaction, the Central Government has decided on a package of incentives and measures for promotion of digital and cashless economy in the country. These include:

(A) Petroleum:

Nearly 4.5 crore customers buy petrol or diesel at such petrol pumps per day. It is estimated that petrol/diesel worth Rs.1800 crore is sold per day to the customers, out of which nearly 20% was being paid through digital means. In the month of November 2016 it has increased to 40% and the cash transaction of Rs. 360 crore per day have got shifted to cashless transaction methods.

Incentive on digital payment:

The Central Government petroleum PSUs shall give incentive by offering a discount rate of 0.75% of the sale price to consumers on purchase of petrol/diesel, if payment is made through digital means.

The incentive scheme has the potential of shifting at least 30% more customer to digital means which will further reduce the cash requirement of nearly Rs. 2 Lakh crore per year at the petrol pumps.

(B). Expand digital payment infrastructure in rural areas:

i. To expand digital payment infrastructure in rural areas, the Central Government through NABARD will extend financial support to eligible banks for deployment of 2 POS devices each in 1 Lakh villages with population of less than 10,000. These POS machines are intended to be deployed at primary cooperative societies/milk societies/agricultural input dealers to facilitate agri-related transactions through digital means. This will benefit farmers of 1 Lakh villages covering a total population of nearly 75 crore who will have facility to transact cashlessly in their village for their agri needs.

ii. The Central Government through NABARD will also support Rural regional Banks and Cooperative Banks to issue ‘RuPay Kisan Cards’ to 4.32 crore Kisan Card holders to enable them to make digital transactions at POS machines/Micro ATMs/ATMs.

(C). Railways:

i. Seasonal or Monthly Tickets: Nearly 80 Lakh passengers use seasonal or monthly ticket on suburban railways, largely in cash spending nearly Rs. 2,000 crore per year. As more and more passengers shift to digital means, the cash requirement may get reduced by Rs.1, 000 crore per year in near future.

Incentive on digital payment:

Railways through its suburban railway network shall provide incentive by way of discount upto 0.5% to customers for monthly or seasonal tickets from January 2017, if payment is made through digital means.

ii. Free Accidental Insurance: Nearly 14 Lakh railway passengers are buying tickets everyday, out of which 58% tickets are bought online through digital means. It is expected that another 20% passengers may shift to digital payment methods of buying railway tickets.

Incentive on digital payment:

All railway passengers buying online ticket shall be given free accidental insurance cover upto Rs. 10 Lakh. Nearly 11 Lakh passengers per day will be covered under the accidental insurance scheme.

iii. Paid Services: For paid services e.g. catering, accommodation, retiring rooms etc. being offered by railways through its affiliated entities/corporations to passengers, it will provide a discount of 5% for payment of these services through digital means. All the passengers travelling on railways availing these services may avail the benefit.

(D). General Insurance Policies:

Incentive on digital payment:

Public Sector Insurance Companies will provide incentive by way of discount or credit upto 10% of the premium in general insurance policies and 8% in new life policies of Life Insurance Corporation sold through the customer portals, in case payment is made through digital means.

(E). MDR Charges

The Central Government Departments and Central Public Sector Undertakings will ensure that transaction fee/MDR charges associated with payment through digital means shall not be passed on to the consumers and all such expenses shall be borne by them. State Governments are being advised that the State Governments and its organizations should also consider to absorb the transaction fee/MDR charges related to digital payment to them and consumer should not be asked to bear it.

(F). Ceiling on monthly rental for POS

i. Public Sector banks are being advised that merchant should not be required to pay more than Rs. 100 per month as monthly rental for POS terminals/Micro ATMs/mobile POS from the merchants to bring small merchants on board the digital payment ecosystem.

ii. Neary 6.5 Lakh machines by Public Sector banks have been issued to merchants who will be benefitted by the lower rentals and promote digital transactions. With lower rentals, more merchants will install such machines and promote digital transactions.

(G). Waiver of Service Tax

No Service Tax will be charged on digital transaction charges/MDR for transactions upto Rs. 2000 per transaction.

(H). Digital Payment Incentives for Toll payments

For the payment of toll at Toll Plazas on National Highways using RFID card/Fast Tags, a discount of 10% will be available to users in year 2016-17.

Major initiatives taken for promoting digital/cashless payments so far include the following:

(A). Rationalizing MDR/Transaction Fees:

i. To encourage digital payments by citizens, Government departments have been advised to absorb transaction fees/MDR associated with such transactions to ensure that no extra burden is put on those choosing to make payments by cashless means.

ii. For purchase of fuel and petroleum products, consumers are not required to pay any transaction charge/fee for payment using Debit Card/digital means at CPSU fuel stations.

iii. Discoms and State Governments have been persuaded to facilitate payment of electricity charges by consumers through digital means without any convenience fee/charge to consumers.

iv. Merchant Discount Rate on Debit Card has been waived till 31/12/2016 in public interest. This is expected to encourage small merchants to deploy infrastructure (POS terminals) to accept digital payments.

v. Customers are not required to pay Service Charges on purchase of railway tickets through cards at railway ticketing counters for a limited period.

(B). Strengthening Acceptance Infrastructure:
i. Digital payments being accepted by over 70 Central Government departments through various electronic modes viz., netbanking, debit/credit cards, prepaid cards, Interbank Mobile Payment Service (IMPS) recording more than 1.4 crore transactions worth Rs. 3250 crores.

ii. Mobile Banking through interoperable ATMs has been launched; 81,000 ATMs of 12 Banks are already live and another 15,000 machines are expected to go live shortly.

iii. All major 45 archaeological sites having maximum footfalls/tourists have started accepting digital payments covering more than 80% of the visitors.

iv. To popularise digital payments, the acceptance infrastructure is substantially expanded by increasing deployment of POS/mobile POS machines from 14 Lakh to 25 Lakh by March 2017. A separate Task Force is closely monitoring the progress in this regard.

v. To expedite card less and pin less banking RBI has notified mandatory Aadhar Enablement of all new Point of Sale terminals.

vi. 5.5 Lakh Fair Price Shops are being equipped with micro-ATMs/POS for undertaking digital payment transactions.

vii. Electronic Toll collection system has been implemented in all Toll Plazas along with the facility to pay by credit/debit/prepaid cards. It shall be expanded to cover more lanes and wider network for distribution of Tags.

viii. For the benefit of commuters, standardized interoperable National Common Mobility card is being developed.

ix. 1000 ATMs installed in Post Offices have been permitted to be interoperable with the banks.

x. State Mission Directors of 33 identified smart cities have been issued advisories to provide for adequate deployment of digital payment infrastructure while designing smart cities.

(C). Digital Payments in Govt Departments:

i. To enable all Central Government Departments to accept digital payments without passing associated charges to citizens a separate head of expenditure has been approved.

ii. A Non-Tax Receipt Portal ( has been created to enable users/citizens to make non-tax payments for as many as 237 categories of payments such as spectrum charges, RTI application fee, purchase of forms and magazines etc. online without going to banks or Government Offices.

iii. All Government organizations, Public Sector Undertakings, Authorities have been advised to review rules and regulations to support digital payments, adopt cashless payment solutions and activate payment facility through the platform if they do not have such facility.

iv. Salary disbursal in all Central Government departments is being done through PFMS and the platform is also used for disbursal of other funds/payments.

(D). Rationalization of USSD charges
To enable mobile banking on feature phones, USSD charges have been rationalized and reduced from Rs. 1.50 per SMS to Rs. 0.50; an application for mobile phone payments (*99#) in four languages has been developed and the service providers have completely waived the charges for limited time.

(E). Rolling out of UPI
To facilitate mobile banking on smart phones, NPCI has rolled out Unified Payment Interface (UPI) application and 27 banks have already released the application to their customers.

(F). Strengthening Business Correspondents Network
i. More than 1,10,000 Business Correspondents (BCs) have been engaged by the Banks and Corporates in the country. These BCs are providing services at the door steps of the people in rural as well as in remote areas.

ii. In a major fillip to rural banking 1,25,000 Gramin Dak Sewaks of Post Offices to work as Business Correspondents of Banks.

iii. All geographical areas across the country have been mapped with Banks/Bank Mitras and dark/grey spots identified. Possibility of providing connectivity through VSAT and other means is being explored on priority.

iv. For ease of Direct Benefit Transfer (DBT), long pending issue of incentive compatible payments to Business Correspondents settled.

Besides above, the Hon’ble Prime Minister has also announced certain incentives on 31st December 2016. The proposals have also been announced in the Union Budget by the Hon’ble Finance Minister.


Speed Net Version 4.5 released 06.02.2017

Click below link to Visit FTP site to download Speed Net v5.0

I. SpeedNet Server/Client:

i) Take a print out of the check list and fill up response for each action.

ii) Take full backup of existing databases (i.e., POSPCC and POSPCCBACKUP) before attempting upgradation.

iii) Ensure that SpeedNet is not in use in any system at the time of upgradation.

iv) Check the contents of Log files available in the DB Scripts à Log folder for details on upgradation issues and errors, if any.

v) In case errors are encountered raise ticket in HDMS at and follow the instructions given by CEPT. 

vi) Complete the Pincode – Distance slab mapping for all pincodes using the option available under 'Supervisor --> bulk customers --> Configuration --> Map Pincode - Distance Slab' window. Booking will not be possible if this activity is not completed.

II. SpeedNet Communication:

For upgradation:

i) In case any access issues are noticed during upgradation of Speednet Communication from Speednet Client folder, please copy the SpeedOne Updater.exe to ‘EMSClient’ folder, run SpeedOne Updater.exe file and select ONLY ‘Replace Speednet Communication EXE’ option to upgrade Speednet Communication to the latest version
1. Offices which are non-ePayment offices or offices which do not have Meghdoot Point of Sale installed in their office environment may ignore the errors generated during execution of the following scripts:

a) Counter30012017.exl (In case Meghdoot POS is not installed in your office).

b) POSPCC_COD_30012017.exl (In case your office is not an ePayment office).

RPLI Advertisement English and Tamil Version - Video

Click below link to Play English and Tamil version of RPLI Advertisement:


Tamil Version

Services offered by India Post Payments Bank

India Post Pa​y​ments Bank​
Aapka bank, aapke dwaar

At India Post Payments Bank, we believe that a nation can grow only when its people prosper together. With financial inclusion, trustworthy banking advice and reliable services at the heart of our philosophy, we envision a future full of promises and possibilities. Even a little saving can go a long way if channelized correctly. That’s why, at IPPB, we aim to ensure equal financial access to every Indian, regardless of who they are and where they live. Here is a glimpse of what IPPB offers.
Banking Services for Everybody​​

Domestic Remittance Services​​

Direct benefit Transfer​​

Doorstep Banking​​

​​Banking Services for Everybody:

IPPB offers 3 distinct accounts, tailored to suit the requirements of people everywhere.
Regular Account – Safal
Basic Savings Bank Deposit Account (BSBDA) - Sugam
BSBDA Small - Saral​
While the Safal Account is packed with features, the Saral account is aimed at people with limited banking experience. ​

The following services are availables across the different accounts.

Domestic Remittance Services:

IPPB will provide an inexpensive and secure medium to transfer funds via its domestic remittance offering. All customers of IPPB would be eligible to avail a host of different modes of domestic remittance subject to the stipulated constraints – NEFT, IMPS, AEPS, UPI and *99#

​​Direct Benefit Transfer (DBT):

DBT program aims to transfer subsidies directly to the people through their bank accounts, which will in turn reduce leakages, delays and other similar challenges.

Funds from the disbursing agency are automatically credited into the beneficiary accounts through NACH/APBS instead of cash disbursal. IPPB will provide cash out of the subsidies at the customer's doorstep by combining this service with Doorstep Banking.

Doorstep Banking:

We look forward to extending our relationship with banking at your doorstep. Doorstep banking allows a customer for a nominal fee to request and avail banking and related services at their door. The services currently offered are as follows:
  1. Cash deposit
  2. Cash withdrawal
  3. Balance enquiry
  4. Aadhaar to Aadhaar funds transfer
With “Aapka bank, aapke dwaar”, what you see is what you get.

Revision of fees and charges - Savings and Salary effect from 01.03.2017

Click below image to enlarge it 

FMenu dated 07.02.2017 - Download

Download FMenu dated 07.02.2017

Possibilities of sanctioning CCS(Pension)Rules 1972 from NPS



An analysis

About the feasibility

Dear Comrade,
I am a postal pensioner. I have put in 33 years of service as Lab Technician, Postal Dispensary, Tirunelveli 627001, in Tirunelveli postal division of Tamilnadu circle. Presently I am the secretary of the All India Postal And RMS pensioners Association, Tirunelveli and organizing secretary, CHQ. Also, I am the Convenor, Central, State, Local bodies and Public sector pensioners’ Federation, Tirunelveli.

Everybody fights against this NPS within their ability. The Trade Unions, Pensioner’s associations took it seriously and continue their battle against the government. In this Herculean task, I wish to share the following for your consideration and to take the case at appropriate forum.

The 7th Central Pay Commission has not made any specific recommendations with regard to NPS, but let it to be decided by the government. The government, in turn formulated a committee to consider this issue. Under these circumstances, I took this opportunity to submit my ideas.

I took this opportunity of submitting this article about the feasibility of extending the CCS (Pension) Rules 1972 to the government servants who are covered under New Pension Scheme, with effect from 1.1.2004. You may be more informative about the aspects and dangers of the introduction of the NPS .

The details of the NPS and its impact on the future pensioners have already been discussed and written elsewhere and almost nothing left. In this article I want to submit the negative aspects of the NPS and I try to make an alternative study about the investment of the contributions. The government shows its intentions to provide a social security in the form of a monthly pension to all the Indian Citizens, by introducing the Atal Pension Yojana scheme. At the same time it turns a blind eye to the claim of the NPS subscribers, especially the government servants joined service on or after 1.1.2004 for the benefits under CCS (Pension) Rules 1972. It is noteworthy that the reasons for the social security of the citizens in the words of the government are squarely applicable to these government servants also.

The government introduced this NPS, citing pension, especially the pension under CCS (Pension) Rules 1972 as a financial burden to the government and also stating it widens the fiscal deficit. On the contrary it introduces pension schemes to the citizens of India and conducts intensive mobilization towards it. The scheme, Atal Pension Yojana, introduced by our Honorable Prime Minister is a fitting example. From this it is clear that the government is committed to provide a social security to the population, especially to the unorganized sector, by way of a assured monthly pension. At the same time it is not ready to consider the request of its employees for a defined pension under the old pension scheme.

The government has the duty and responsibility to assure its pensioners a decent and dignified retired life. The government cannot escape its responsibility by stating it is a financial burden or fiscal deficit. The Supreme Court in its landmark judgment in D.S.Nakara & others vs. union of India, 1982 categorically stated that pension is a right. The government wants to discharge its duty and responsibility for pension just by introducing this NPS, offering a contribution on its behalf and left all other things to be decided by the market. I wish to stress that the government is prepared to pay 10% contribution to this NPS as matching.

This article is about the study of this 10% government contribution into well- established schemes and to see its growth. From this study I came to the conclusion that the growth of this government contribution alone is more than enough to extend the benefits under CCS (Pension) Rules 1972. In fact, the extension of old pension rules is cheaper than this contribution.

Let us start my study with the following question.

“For the government, 10% contribution to NPS is possible.

Is it possible to extend the CCS (Pension) Rules 1972 instead of NPS ?

The answer is “possible”.

I request you to kindly go through this, and continue your endeavor to bring back all the government servants covered under NPS to the CCS (Pension) Rules, 1972.

Sl no Details Page
1 The need for a statutory pension 6-8
2 The old pension under CCS(Pension) Rules 1972 9-10
3 The New Pension Scheme 11
4 Drawbacks of the NPS 12-16
5 The expectations of the NPS subscribers 17-19
6 Possibilities for defined pension under NPS 20-21
7 The alternates and a comparative study of investments
The assumptions 22-23
A Accumulations kept idle upto retirement and then invested 24-25
B NPS vs. Pension contributions for foreign service 26-27
C Atal Pension Yojana-a comparison 28-31
D Investment in GPF and PPF 32-34
8 Conclusions 35-36
9 Annexures 37
A1 Details of government’s contribution
A2 Table of pension contribution for foreign service
A3 Table of contributions under APY
A4 Table showing the benefits under GPF and a comparative study with APY
A5 Affidavit of then Prime Minister
A6 Exposure draft of PFRDA dated 17.8.2016
A6 Brochure of Atal Pension Yojana

Thanks to 

Finance ministry warns employees of action for criticizing govt policies

PTI | Updated: Feb 6, 2017
NEW DELHI: The finance ministry has warned employees of disciplinary action if they criticize the government or its policies. 

The directive assumes significance as associations representing employees of Central Board of Excise and Customs (CBEC) are protesting against certain decisions taken by the GST Council led by finance minister Arun Jaitley on Goods and Services Tax. 
"Instructions have been issued in the past wherein it has been impressed upon all concerned to refrain from commenting adversely on the government and its policies," the ministry said in a recent order. 

It said failing to comply with its instructions "may lead to appropriate action (including disciplinary action)". 

The instructions cite service rules that bar any government servant from making any adverse criticism of any policy or action of the government.

"No government servant shall, in any radio broadcast, telecast through any electronic media or in any document published in his own name or anonymously, pseudonymously or in the name of any other person or in any communication to the press or in any public utterance, make any statement of fact or opinion which has the effect of an adverse criticism of any current or recent policy or action of the central government or state government," reads the service rules.

Certain members of Indian Revenue Service (Customs and Central Excise), All India Association of Central Excise Gazetted Executive Officers, All India Central Excise Inspectors' Association and All India Central Excise and Service Tax Ministerial Officers Association had recently participated in a symbolic protest to oppose some decisions taken by the GST Council.

When contacted, President of IRS (Customs and Central Excise) officers association, Anup Srivastava, said their members are not adversely commenting on the state's policies by any way.

Source :

XXX All India Postal Basket Ball Tournament 2016-17

The XXX All India Postal Basketball Tournament was inaugurated in Postal Training Centre, Vadodara on 07.02.2017 by Shri Rajiv Gupta, Director General (National Academy of Indian Railways), Vadodara in the presence of Shri Vineet Mathur, the Postmaster General, Vadodara Region. 

The details of league matches played among participating teams on 07.02.2017 and names of winning teams are given below.

Date Pool Teams Score Winning team
07.02.2017 B Gujarat V/s Haryana 78/36 Gujarat
A West Bengal V/s Tamilnadu 59/100 Tamilnadu
B Odisha V/s Haryana 64/23 Odisha