Tuesday, March 07, 2017

Benefits of Having Post Office Savings Bank (SB) Account

Finacle Module wise Menu List

CIF IDs Related menus for DOP Finacle

1. CDEDUP - To see whether the customer is already a existing customer
2. CCRC/CIFCR - For creation of CIF
3. CCRC/CIFCR - CIF creation needs a verification by Supervisor
4. CMRC/CIFMD - CIF Modification
5. CMRC/CIFMD - Suspension of CIF ID
6. HCCA - Merger of CIF ID
7. HCRV - Inquiring of CIF IDs(Customer Relationship View) SB ACCOUNT
1. CASBAO/QDESA - For opening a savings account
2. CASBAV/QDESAVF - For verification of an opened account
3. CASBAOM/QDEMSABV - For modification of an account BEFORE verification
4. CASBAM/QDEMSA - For modification of an account AFTER verification
5. CTM/CXFER - For cash and transfer transactions respectively
6. HPBP - Pass Book Printing
7. HCAAC - To close a savings account and for verification for closure
8. CNAC - Finding out the new account number from the Old account number
9. HCBM - Changing the status of the customer from Minor to Major 

TD Account Related Menu for DOP finacle 

1. CMISAO/ MISAOP` - To open an account
2. CMISAOPV/ MISAVF - Verification by Supervisor
3. CMISAOPM / MISAMBV - To modify an account before verification
4. CMISAM /MISAMAV - To modify an account after verification
5. TRCDP/ CTM - Fund an account by cash
6. TRTFR/HXFER/CXFER - Fund an account by through transfer
7. HTDTRAN - Transaction inquiry
8. TDRED/HTDREN - To renew a TD account
9. HCAACTD/TDACTCL - To close a TD account
10. HCAACVTD/TDACTCLV - Verification of closer 

MIS ACCOUNT Related Menus

1. CMISAOP/MISAO - To open an account
2. CMISAOPV/MISAVF - Verify the account
3. CMISAOPM/MISAMBV - Modification Before Verification
4. CMISAM/MISAMAV - Modification After Verification
5. HCAACTD - For closure/ pre-closure of the account,
6. HCAACVTD - Verification
7. HTM - Interest to be paid by debiting SUNDARY DEPOSIT MIS 

SCSS ACCOUNT Related Menus

1. CSCAOP/SCSSAO - For opening an SCSS deposit account
2. CSCAOPM/SCSSMBV - Modification BEFORE Verification
3. CSCAOPV/SCSSAV - The account opening verification
4. CSCAM/SCSSMAV - Account modification AFTER Verification
5. HCAACTD - Closure of an SCSS account
6. HCAACVTD - Closure verification 

RD Account Related Menu in DOP Finacle

1. CRDOAAC/RDAOCM - For opening of recurring deposit account
2. CRDOAACV/RDAOVF - Verification of opening
3. CRDOAACM/RDMAO - Modification in the account before verification
4. CRDACM - Modification in the account After verification
5. RDAMT/CRDP - RD Account transaction maintenance
6. CRDCAAC/RDACLM - For closure of recurring deposit account
7. CRDCAACV/RDACLM - Verification of the closure account 

PPF Account Related Menu in Finacle

1. CPPFAO/PPFAO - To open a PPF account
2. CPPFAV/PPFACVF - Verification
3. CPDTM - Funding and for all the future deposits in the PPF account
4. CPWTM - Part withdrawal
5. HAFSM - To unfreeze the account for
6. PPFAMBV/CPPFAOM - PPF A/c can be modified before verification
7. PPFAMAVF/CPPFAM - PPF A/c modification after verification
8. PPFAEXT/HCEXTN - PPF A/c Extension
9. HCAAC - To close a PPF account 

NSC/KVP Account Related Menu

1. CSCOAAC/NSCAO - For Opening a NSC Account
2. CSCOAACV/NSCAOVF - Verification
3. HDRP - For printing NSC
4. CSCOAACM/NSCAMBV - Modification of an NSC account can be done BEFORE verification
5. CSCACM/NSCAM - Modification AFTER Verification can
6. CSCCAAC/NSCAC - For closing an account and this require verification
by the Supervisors by the same menu option
7. HPR - Report can be viewed
8. CSCACM/NSCAM - For modification of a KVP account
9. CSCCAAC/NSCAC - For premature closure/closure on maturity of a KVP
10. HCCA - Transfer of KVP Account from one customer to another customer 11. HACLITD - For balance inquiry in a KVP account. 

LOAN AGAINST RD ACCOUNT 

1. CAOLARD/RDHWAO - To open a loan account against RD
2. CAOMLARD/RDHWAMBV - For Modification Before Verification
3. CACMLARD/RDHWAMAV - For Modification After Verification
4. CAOVLARD/RDHWAVF - Verification
5. LARDD/RDHWDP - For disbursement of the sanctioned amount
6. HLAUPAY - For making unscheduled payments (for both bullet and monthly installment loans)
7. HLASPAY - For making scheduled payments ( for monthly installment loans)
8. HPAYOFF/CAACLA - For closure of the account
9. HPAYOFF/CAACLA - Verification of closer 

LOAN ACCOUNT AGAINST A PPF ACCOUNT 

1. CLPPFAO/PPFLAO - To open a loan account against PPF
2. CLPPFAOV/PPFLAVF - Verification
3. CLPPFAOM/PPFLAMBV - Modification before verification
4. CLPPFAM/PPFLAMAV - Modification after verification
5. CPWTM/PPFWLINT - For PPF Withdrawal, Loan Disbursement and Interest Recovery
6. Invoke the menu option CLPR and HACINT before proceeding with account closure
7. CPDTM/ PPFDPLR - For the repayment of the loan and closing the loan account
8. CPDTM/PPFDPLR - Verification 

OFFICE ACCOUNTS AND REPORTS 

1. HIOT - Inquire on transaction
2. HIOGLT - Inquiry on GL transaction
3. HACLINQ - Office Account Ledger Inquiry
4. HACLPOA - Office A/c. Ledgers Print 

INTEREST INQUIRIES AND REPORTS 

1. HAITINQ - Account Interest Inquiry
2. HCUIR - Customer Interest Inquiry
3. HAINTRPT - Account Interest report
4. HINTTI - Interest Details Inquiry
5. HLINTI - Inquiry on Interest
6. HIARM - Interest Adjustment 

CHARGES INQUIRY AND REPORTS 

  1. HCCI - Customer wise charges Inquiry 
  2. IFD - Inquire Fee details 
  3. CCCSA - Closed Charges For Silent Account 
  4. HGCHRG - General Fees 

CLEARING INQUIRIES AND REPORTS 

  1. HPICSL - Print inward clearing statement 
  2. HMICZ - Print inward clearing validation report 
  3. HREJREP - Clearing rejection report 
  4. HINWREMI - Inward Remittance Details Report 
  5. HOUTREMI - Outward Remittance Details Report 
  6. HOIQ - Outward Clearing Instrument Inquiry 
  7. HTRFTOPC - Transfer File to PC 

LOAN ACCOUNTS INQUIRY AND REPORTS 

  1. HCULA - Loan accounts of customer report 
  2. HLNGI - Loan General Details 
  3. HLACLI - Ledger Inquiry

CUSTOMER INQUIRIES AND REPORTS 

  1. HACS - Account Selection 
  2. HACSP - Account selection and Print 
  3. HACCBAL - Components of account balance 
  4. HACCBALI - Account balance inquiry 
  5. HACLI - Account Ledger inquiry 
  6. HABMR - Account below minimum balance report 
  7. HACLPCA - Account ledger print 
  8. HCUACC - Account of customer 
  9. HCRV - Customer Search 
  10. HCUDET - Inquire on General Details of Customer 
  11. HACI - Signature Verification 
  12. VSPH - View Signature and Photograph List 

CHEQUE BOOKS AND REPORTS 

  1. HCHBI - Cheques book issue inquiry 
  2. HISAI - Inventory Split and Inquiry 
  3. HIIA - Inventory Inquiry All 
  4. HIMI - Inquire on Inventory Movement 
  5. HISI - Inquiring on the inventory 

OTHER INQUIRY AND REPORTS 

  1. HBR - Balancing report 
  2. HQBR - Quick balancing report 
  3. HPR - Print report 
  4. HISTR - Inter sol transaction report 
  5. HISAR - Inter sol audit report 
  6. HEXCPRPT - Exceptions Report 
  7. HFINRPT - FINRPT Report Generation 
  8. HGR - General Report 
  9. HPDB - Day Book printing 
  10. HSPRG - Generate Stop Payment Register Report 
  11. HSCWRPT - Shroff Cash Report 
  12. CATREP - Accounts Transfer Report 
  13. HMR - Monthly/Yearly Statistical report 
  14. CSCB - Scheme Balances 
  15. CNSR - HNSR (Monthly/Yearly Nomination Statistical Reports) 
  16. HMEMOPAD - Memo pad Maintenance 

DEPOSITS INQUIRY AND REPORTS 

  1. HACDET ` - Account details 
  2. HGDET - General details 
  3. HRELACI - Renewed account inquiry 
  4. HPLIST - Pending installment List (Recurring Deposit) 
  5. HCUMAT - Customer accounts maturities 
  6. HCUTD - Term Deposit of the customer 
  7. HDTRS - Deposit Transactions Report Summary 
  8. HRENHIST - Term Deposit Renewal History Details of Account 
  9. HTDSIP - Tax Report Options 
  10. HTDSREP - Customer Wise TDS Report 

TRANSACTIONS INQUIRY AND REPORTS 

  1. HFTI - Financial Transaction Inquiry 
  2. HFTR - Financial Transaction Report 
  3. HTCPIAE - Teller cash position Inquiry - employee 
  4. HTCPIAC - Teller cash position Inquiry- currency 
  5. HOCI - Outward cheques Inquiry 
  6. HABI - Balance Inquiry 
  7. HACSBIO - A/c. Shadow Balance Inquiry 
  8. CNSTRP - Transactions Report 

SAVINGS ACCOUNT INQUIRY AND REPORTS 

  1. CATREP - Accounts transfer Report 
  2. CCHQREP - Cheques Report Generation 
  3. CMITMA - Minor to Major Report 
  4. CRVACC - Dormant Accounts revived Report 
  5. CSIREP - Silent account Report 
  6. CAFUREP - Account Freeze and Unfreeze Report 
  7. CWAREP - Welcome Kit Account Report 
  8. CWDREP - Report of SB Withdrawals above Rs.10000 
  9. HACDET - A/c. Balance Details 
  10. CNAC - Old Accounts Details Look Up 
  11. HACCDET - Inquire on General Details of Account 
  12. HAFSM - Account freeze/Unfreeze 
  13. HSSII - Inquire on standing instructions maintenance 
  14. HSIREPTS - Standing Instructions Reports 

DAY END 

  1. HFTI - Financial Transaction Inquiry 
  2. HSVALRPT - SOL VAL Reports 
  3. HSCOD - To Change Date (Day End) 
  4. HSOLCOP - SOL Closure 
  5. HSCOLD - SOL Closure for Last Day 
  6. HSSI - Inquire on SOL status

Amendment to the payment of wages act Gazzette Notification

CSI HAND BOOK prepared by WCTC,Pune R.O.

CSI HAND BOOK prepared by WCTC,Pune R.O.

CSI Master Guide prepared by Mysore Division

Click below for downloading CSI Master Guide prepared by Mysore Division

Western Union Money transfer Service(WUMTS) of DOP at a glance


~~~~~~~~~~~~
SETTINGS:
~~~~~~~~~~~~
CONTACT YOUR SYSTEM ADMIN 
~~~~~~~~~~~~
LOGIN:
~~~~~~~~~~~~
  • AT PRESENT FINACLE SETTINGS INSTALLED INTERNET EXPLORER BROWSER IS NOT SUPPORTING WUPOS LOGIN.
  • USE FIREFOX OR CHROME BROWSER.
~~~~~~~~~~~~
PAYMENT:
~~~~~~~~~~~~
CASH: UPTO RS.49999-00
CHEQUE: RS.50000-00 OR ABOVE
POSB CREDIT: NOT ALLOWED.
~~~~~~~~~~~~
DOCUMENTS:
~~~~~~~~~~~~
  • ADHAR / RATION CARD / VOTER ID / DRIVING LICENSE OR ANY GOVT.ISSUED DOCUMENT.
  • NAME SHOULD BE SAME IN WUMTS TRANSACTION & PROOF DOCUMENT.
  • NAME VARIATION ALLOWED MAXIMUM UPTO 2 OR 3 LETTERS ONLY DEPENDING UPON THE COUNTER CLERK & SUPERVISOR SATISFACTION.
~~~~~~~~~~~~
PRINTING:
~~~~~~~~~~~~
  • 4 COPIES TO BE PRINTED.
  • ONE COPY TO BE ISSUED TO CUSTOMER
  • TWO COPIES ALONG WITH PROOF DOCUMENT TO HEAD OFFICE.
  • ONE COPY IS OFFICE COPY.
~~~~~~~~~~~~
CHAREGS:
~~~~~~~~~~~~
RS.30 /- PER TRANSACTION MAY BE CHARGED FOR TEA/COFFEE/COOL DRINK/SNACKS TO CUSTOMER AS "REFRESHMENT CHARGES(ఉపాహారంగా చెల్లించు)" USING THE FORM ACG-17.
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*** PREPARED BY A.ASHOK KUMAR,SPM,RAYAKUDURU - 534247 ***

SBI to hike minimum balance for savings account; move will hit 31 crore people

The State Bank of India (SBI) has decided to increase - by several times - the minimum balance required to maintain a savings account.

The monthly average balance (MAB) requirement has been increased to as high as Rs 5,000 for branches in six metros. The minimum balance is expected to be raised from April 1. The move will hit 31 crore depositors, including pensioners and students.
The benchmark for MAB and the penalties for not maintaining it are likely to be followed by other public sector banks.

In the meanwhile, the government has asked SBI to reconsider it's decision to raise the MAB, sources told PTI.

Savings bank account holders of SBI and its five associate banks (that are scheduled to merge with it April 1) will have to maintain this monthly balance or they will invite a penalty ranging from Rs 20 (rural branches) to Rs 100 (metro cities).

As of now, the MAB across the country for a savings bank account is Rs 500 without the facility of a cheque book and Rs 1,000 with a cheque book.

India's largest bank has now decided to fix separate MABs for 'metro', 'urban', 'semi-urban' and 'rural' areas from the beginning of April 1, that is, the next financial year.

MAB for metro branches will be Rs 5,000 and penalty for non-maintenance of minimum balance will be between Rs 50 and Rs 100. For urban and semi-urban branches, the MAB has been fixed at Rs 3,000 and Rs 2,000 respectively.

In case of rural branches, the minimum balance has been fixed at Rs 1,000. Breach of MAB will attract a penalty ranging between Rs 20 and Rs 50.

Five associates banks of SBI -- State Bank of Bikaner and Jaipur (SBBJ), State Bank of Mysore (SBM), State Bank of Travancore (SBT), State Bank of Patiala (SBP) and State Bank of Hyderabad (SBH) -- will merge with the parent on April 1.

With the merger of all five associates, SBI is expected to become a lender of global proportions with an asset base of Rs 37 trillion (Rs 37 lakh crore) or over $555 billion, 22,500 branches and 58,000 ATMs. It will have over 50 crore customers.

Source:-The Times of India

List of HOs which can accept GDS online Selection Fee

Click below link to view online selection fee accepting HOs list


RMS Postman makes a comeback

Drop your letter in boxes on trains and it could reach the next morning 
 On its way:The postbox facility on the Thiruvananthapuram-Mumbai LTT Netravathi Express.H.S. MANJUNATH 

Enthused by the positive response to ‘letter boxes’ introduced on three Railway Mail Service (RMS) coaches, the Karnataka Circle of India Post is planning to introduce them in other trains in the State.

Letters and postcards posted in these boxes can be delivered the next morning at specified locations, which otherwise takes at least two days.
The letter boxes are being reintroduced after a gap of over three decades, when it was discontinued in 1984.

At present, the boxes have been put on Rani Chennamma (Bengaluru-Kolhapur), Chennai Mail (Bengaluru-Chennai), Hubballi-Vijayawada, and Netravathi (Thiruvananthapuram-Mumbai LTT) trains. It would be extended to at least four more trains, including the Udyan Express.

Chief Postmaster General (Karnataka Circle) Charles Lobo re-introduced letter boxes on Rani Chennamma on February 13, a day before Valentine’s Day.

Mr. Lobo said the step was taken to encourage the waning letter-writing habit and to ensure speedy delivery of articles such as invitation and greeting cards.

Mr. Lobo told The Hindu that the postboxes were part and parcel of mail trains since 1854 where RMS staff working on board the trains used to sort the letters and arrange delivery. After the practice was discontinued in1984, dedicated RMS coaches were withdrawn and in their places India Post got either half a coach or a quarter of the coach. Since the speed of trains too increased, it was difficult to sort letters on board.

Mr. Lobo said letters would be delivered at limited destinations where RMS facility is working in railway stations, including Bengaluru, Hubballi-Dharwad and Belagavi for Rani Chennamma; Bengaluru and Chennai for Chennai Mail; Mangaluru and Goa for Netravathi Express; Hubballi-Dharwad and Bagalkot for Vijayawada passenger train, among others.

The consigner has to visit the station to post the articles in the letter boxes on the specified trains and the system helps in cases of urgent deliveries, he said.

Extension of the facility to trains with non-RMS coaches would depend upon the response from the Railways.