Friday, December 08, 2017

CBDT extends date till 31.3.18 for linking of Aadhaar with PAN

Press Information Bureau 
Government of India
Ministry of Finance
08-December-2017 12:21 IST
CBDT extends date till 31.3.18 for linking of Aadhaar with PAN 
Under the provisions of recently introduced section 139AA of the Income-tax Act, 1961 (the Act), with effect from 01.07.2017, all taxpayers having Aadhaar Number or Enrolment Number are required to link the same with Permanent Account Number (PAN). In view of the difficulties faced by some of the taxpayers in the process, the date for linking of Aadhaar with PAN was initially extended till 31st August, 2017 which was further extended upto 31st December, 2017.

It has come to notice that some of the taxpayers have not yet completed the linking of PAN with Aadhaar. Therefore, to facilitate the process of linking, it has been decided to further extend the time for linking of Aadhaar with PAN till 31.03.2018.


Instructions on Seeding of Aadhaar/ Mobile Number

Aadhaar/Mobile Seeding in Finacle Workshop PPT

Revision / Consolidation of Central Civil Services ( Fixation of Pay of Re-employed Pensioners) Orders , 1986 and other related Orders - Reg : DoPT

Revision / Consolidation of Central Civil Services ( Fixation of Pay of Re-employed Pensioners) Orders , 1986 and other related Orders - Reg : DoPT

Comprehensive transfer policy - exemption from 5 years service condition

National Federation of Indian Railwaymen
3, Chelmsford Road, New Delhi-110055

No. II/14/Part VIII
Dated: 04/12/2017

The Secretary (E),
Railway Board,
New Delhi

Dear Sir,

Sub: Comprehensive transfer policy — exemption from 5 years service condition-reg.

Ref: (i) NFIR’s PNM Item No. 18/2016 and ATS given to Federation on 13th November,2017.

(ii) Railway Board’s letter No. E(NG)I-2005/TR/20 dated 10/02/2017.

(iii) NFIR’s letter No. II/14/Part VII dated 21′ Feb, 2017, 23/02/2017 and 12/04/2017.

(iv) NFIR’s letter No. II/14/Part VIII dated 15/05/2017.

Kind attention of the Railway Board is invited to NFIR’s PNM Item No. 18/2016 on the subject and Board’s letter dated 10/02/2017 wherein relaxation in five years service condition has been granted in certain situations.
Consequent to receipt of representations from the Defence Forces Personnel re-employed in Railways and the widows/widowers appointed on compassionate ground seeking relaxation of five years minimum service condition, Federation vide letters cited under reference had approached the Hon’ble MR and sought approval for exemption from 5 years service condition to enable those re-employed ex-servicemen and widows/widowers to seek inter railway transfer to join their families and look after children. Thereafter a period of more than six months has passed this genuine demand has not been favourably considered. It is also sad to note that negative stand has been taken by Board while conveying “ATS” to the Federation without discussing the PNM Item. Attention is also invited to the General Manager (E), Western Railway’s letter No. EP/1140/0 Vol. IV dated 02/08/2017 to Railway Board on the subject.

NFIR once again urges upon the Railway Board to kindly review extant instructions and issue revised instructions for exempting 5 years minimum service condition for entertaining inter railway transfer requests of ex-servicemen re-employed in Railways and also the widows/widowers/wards of Railway employees appointed on compassionate ground. Federation also proposes that a separate meeting be convened at the level of “Member Staff’ to discuss this PNM Item.

Yours faithfully,
(Dr.M. Raghavaiah)
General Secretary

Source : NFIR

Provisions of the Financial Resolution and Deposit Insurance Bill, 2017 meant to protect interests of depositors : Ministry of Finance

Provisions of the Financial Resolution and Deposit Insurance Bill, 2017 meant to protect interests of depositors : Ministry of Finance

The Financial Resolution and Deposit Insurance Bill, 2017 (FRDI Bill), introduced in the Lok Sabha on August 10, 2017, is presently under the consideration of the Joint Committee of the Parliament. The Joint Committee is consulting all the stakeholders on the provisions of the FRDI Bill. Certain misgivings have been expressed in the media regarding “bail-in” provisions of the FRDI Bill. The provisions contained in the FRDI Bill, as introduced in the Parliament, do not modify present protections to the depositors adversely at all. They provide rather additional protections to the depositors in a more transparent manner. 

The FRDI Bill is far more depositor friendly than many other jurisdictions, which provide for statutory bail-in, where consent of creditors / depositors is not required for bail-in. 
The FRDI Bill does not propose in any way to limit the scope of powers for the Government to extend financing and resolution support to banks, including Public Sector Banks. The Government’s implicit guarantee for Public Sector Banks remains unaffected. 

Indian Banks have adequate capital and are also under prudent regulation and supervision to ensure safety and soundness, as well as systemic stability. The existing laws ensure the integrity, security and safety of the banking system. In India, all possible steps and policy measures are taken to prevent the failure of banks and protection of interests of depositors (e.g. issue of directions / prompt corrective action measures, capital adequacy and prudential norms). The FRDI Bill will strengthen the system by adding a comprehensive resolution regime that will help ensure that, in the rare event of failure of a financial service provider, there is a system of quick, orderly and efficient resolution in favour of depositors. 

NUGDS Telangana Circle meeting with Smt.Renuka Chowdary , Hon'ble Member of Parliament (Rajya Sabha)

NUGDS Telangana Circle meeting with Smt.Renuka Chowdary , Hon'ble Member of Parliament (Rajya Sabha)

Sri.I.Vasantha Rao C/S NUGDS, Telangana Circle ,Sri.Ch.Koteswara Rao Circle Treasurer , Sri.K.Nageswara Rao ,Khammam D/S with nearly 30 GDS officials today met Smt.Renukha Chowadary , Hon'ble Member of Parliament(Rajya Sabha ). Delegation explained the social and economical status of GDS and inordinate delay in implementation of GDS Committee Report to Hon'ble MP. And also one Memorandum submitted . Madam assured that she will give top priority on this issue and also she will raise her voice on behalf of 3 Lakh GDS in Parliament House.

Sample CSV file for bulk uploading of Aadhaar with SB CIF

Click below link to download Sample File

Please go through the instruction:
Process of Bulk Upload
  • Bulk Seeding file should be CSV file format.
  • Only 20000 accounts should be given in one file.
  • This file consists of 2 columns. First column should be Aadhaar Number and Second column should be CBS Account Number.
  • Valid 12 digit AADHAAR NUMBER should be updated in Aadhaar Number field.
  • CBS Account Number should be valid SB account number. No other scheme accounts viz RD,MIS,TD,SCSS, ETC should be updated in this column. Any Direct Benefit Transfer scheme funds if any will be received only in this linked ACCOUNT NUMBER. Hence if any other scheme account is given in this column, updating will fail for this record.
  • On sharing the files in required format, we will upload the files and failure reports will be shared next day. Failure_1, Failure_2 report will be shared. It is presumed that balance records have been successfully seeded with AADHAAR.
  • Bulk uploading is uploading of AADHAAR NUMBER in CIF. Aadhaar number is updated as ADDRESS PROOF currently. CBS Account Number(Valid SB account) is uploaded as Aadhaar Linked Account Number.
  • If Aadhaar Number is invalid or Account number is invalid, record will not be uploaded. This will appear in failure report_1 or failure report _2.​
  • The updated .csv file should be renamed with (OfficeName_SOLID) and the mail sent with cc:

Denial of Pay fixation benefit on promotion - Article by Shri. Hariharakrishnan

Denial of Pay fixation benefit on promotion
This is regarding the fixation of pay on promotion. Consequent on the implementation of MACP scheme w.e.f. 1.9.2008, there are huge confusion in the fixation of pay. There are cases of denial of benefits on fixation and also some cases of recoveries consequent on the fixation. This is the analysis about the consequence of MACP on regular promotion and also fixation consequent on the recently introduced Cadre Restructuring.

The details regarding MACPS are contained in the Annexure I of Ministry of Personnel, Public Grievances and Pensions, Department of Personnel and Training no 35034/3/2008-Estt.(D) dated 19.5.2009. The following are the important points which are relevant to our discussion.

I. About MACPS

1. MACPS ensures three financial upgradations counted from the direct entry grade on completion of 10, 20 and 30 years of service respectively. Financial upgradation under the scheme will be admissible whenever a person has spent 10 years continuously in the same grade pay. (para 1)

2. Benefit of pay fixation available at the time of regular promotion shall also be allowed at the time of financial upgradation under the scheme. (The assured benefit is as that for a regular promotion. )There shall, however, be no further fixation of pay at the time of regular promotion if it is in the same grade pay as granted under MACPS. However, at the time of actual promotion if it happens to be in a post carrying higher grade pay than what is available under MACPS, no pay fixation would be available and only difference of grade pay would be made available. To illustrate, in case a government servant joins as a direct recruit in the grade pay of Rs. 1900 in PB-I and he gets no promotion till completion of 10 years of service, he will be granted financial upgradation under MACPS in the next higher grade pay of Rs. 2000 and his pay will be fixed by granting him one increment plus the difference of grade pay (i.e.Rs.100). After availing financial upgradation under MACPS, if the government servant gets his regular promotion in the hierarchy of his cadre, which is to the grade pay of Rs. 2400, on regular promotion, he will only be granted the difference of grade pay between Rs. 2000 and Rs.2400. No additional increment will be granted at this stage. (para 4)

3. Promotions earned in the post carrying same grade pay in the promotional hierarchy as per Recruitment Rules shall be counted for the purpose of MACPS. (para 8)

4. On grant of financial upgradation under the scheme, there shall be no change in the designation, classification or higher status. (para 16)

5. The MACPS contemplates merely placement on personal basis in the immediate higher grade pay/grant of financial benefits only and shall not amount to actual/functional promotion of the employees concerned. (para 19)

6. Financial upgradation under the MACPS shall be purely personal to the employee and shall have no relevance to his seniority position. As such, there shall be no additional financial upgradation for the senior employees on the ground that the junior employee in the grade has got higher pay/grade pay under the MACPS. (para 20)

7. If a regular promotion has been offered but was refused by the employee before becoming entitled to a financial upgradation, no financial upgradation shall be allowed as such an employee has not been stagnated due to lack of opportunities. If, however, financial upgradation has been allowed due to stagnation and the employees subsequently refuse the promotion, it shall not be a ground to withdraw the financial upgradation. He shall, however, not be eligible to be considered for further financial upgradation till he agrees to be considered for promotion again and the second and next financial upgradation shall also be deferred to the extent of period of debarment due to the refusal. (para 25)

From the above, the following conclusions could be arrived.

8. MACPS is provided to the officials, considering their stagnation, without any promotion.

9. The benefit under this scheme is the same as that for a regular promotion.

10. Regular promotions earned by the official will be counted against upgradations under this scheme.

11. If any employee refuses regular promotion, the employee will not be allowed the further MACPS.

12. MACPS is not a promotion whether actual/functional as clearly spelt out in para 19.

II. Difference between Regular Promotion and financial upgradation

1. First of all promotion is entirely different from the financial upgradations under MACPS. This could be seen from the following facts.

2. Promotion is earned by the employee out of his sweat and blood. The financial upgradations are allowed or offered by the department, considering the stagnation of the employee.

3. MACPS I, II and III belong to the same cadre of Time scale Postal Assistants. But LSG, HSG II and HSG I are selection grade posts coming under different cadre and also are governed by separate Recruitment Rules.

4. MACPS I,II,III are offered by Divisional Level DPC and are divisional cadre. They, alongwith Time scale postal assistants are placed in the same Divisional Gradation List. As far as selection grade posts are concerned, the promotions are cleared by Circle Level DPC and are Circle Cadre and brought under a different Gradation List.

5. The word “Promotion” is not used in any orders for financial upgradation under MACPS. In the case of promotion to LSG, HSG II and HSG I, the word “promotion” is clearly spelt out.

6. MACPS I, II, III officials work against PA posts whereas the selction grade officials are working against norm based supervisory posts.

7. There is no change in the designation, classification or higher status in MACPS. Comparnig to MACPS officials, the selection grade officials form separate category.

8. MACPS officiais, even though their grade pays are equal to those of selection grade officials, they are Group C, where as HSG II and HSG I are Group B, non-gazetted.

9. Stepping up of pay on par with junior is not available for MACPS, whereas selection grade officials are entitled for this benefit when situation arises.

10. Consequent on the recent cadre restructuring proposal, the officials can be classified in the promotional hierarchy as follows. From, bottom to top, the ladder would be,

Time scale postal assistant
  • MACP I
  • LSG
  • HSG II
  • HSG I
From the above, it could be seen that, even a MACP III official is first promoted to LSG only, even though the grade pay is equal to that of a HSG I official. A MACP III official cannot directly be promoted to HSG II or HSG I. Only after putting a minimum required service in the LSG, the official will be promoted to HSG II or HSG I as the case may be. From this, it can be said beyond doubt that LSG is a promotional post to even MACP III and hence involves more duties and responsibilities that a MACP III official. Also, in the promotional orders to LSG, it is clearly spelt that “….Time scale Postal Assistant is promoted to LSG….” Which is ample proof for the claim?

11. Also, from the annexure I of the MACPS orders, the following text proves the above claim.
a.Benefit of pay fixation available at the time of regular promotion shall also be allowed….
b.If a regular promotion has been offered but was refused by the employee…
c.However, at the time of actual promotion….
12. From the foregoing, it is very clear that LSG, HSG II and HSG I are not equal to MACPS I, II, III, even though they may have identical grade pays. 

III. About the benefits on promotion

1. FR 22, especially FR 22 (I) (a) (1) {now GID (1) below FR 22} assures for benefits on promotion on adhoc/regular/officiating basis.

2. For this benefit, the first thing is to see whether the promotion involves higher duties and responsibilities compared to the feeder post.

3.If the promotional post involves higher duties and responsibilities, then the employee is entitled for benefits of pay fixation for the promoion.

4.The quantum and the formula for fixation is governed by the Revised pay rules in force on that date.

5. In other words, FR 22 decides whether benefits are available for that promotion and the Revised pay rules prescribes the method of fixation on that promotion.

6. After the implementation of 6th CPC, the fixation is governed by CCS (RP) Rules 2008.

7. It prescribes the formula for fixation on promotion as follows “One increment equal to 3% of the sum of the pay in the pay band and the existing grade pay will be computed and rounded off to the next multiple of 10. This will be added to the existing pay in the pay band. The grade pay corresponding to the promotion post will thereafter be granted in addition to this pay in the pay band. “ (GID (1) below FR 22 and rule 13(1) of CCS (RP) Rules 2008.)
8. Rule 13 (1) of RP rules 2008 stipulates the above formula when the promotion is from one grade pay to another. Hence, no fixation was available for promotions where the feeder post and the promotional post carry identical grade pays. Instructions are issued vide Government of India, Ministry of Finance, Department of Expenditure No: 10/02/2011.E/A dated 7.1.2013, for the grant of one increment in case the feeder post and promotional post carry identical grade pay.

9. In spite of the issue of this order, no fixation has been granted, stating that Rule 13 (1) permits pay fixation for promotions only from one grade pay to another. This is totally wrong. This position has been modified vide OM dated 7.1.2013.

IV. The cases

1. In the following cases, pay fixation has not been given. In some cases, the benefit given to the officials have subsequently been recovered.

a. MACP I official promoted to PM Grade I

b. MACP II, III officials promoted to LSG (cadre restructuring)

c. Many officials were promoted to LSG through FTP. They are denied the benefit of fixation when promoted to HSG II after getting MACP II stating that MACP II and HSG II have the same grade pay.

2. In the above cases, the officials are entitled for pay fixation as per FR 22, in as much as those promotional posts are involving higher responsibilities as mentioned in this article. The grade pay of the officials has no role to play as far as FR 22 is concerned. The only pre condition for application of FR 22 is that the promotional post should have more responsibilities compared to the feeder post. In all the above cases, this condition is satisfied and as such these officials are eligble for pay fixation as per FR 22 read with 13(1) of RP rules 2008 and also Min. of finance order dated 7.1.2013.

3. From the foregoing discussions, it is clear that those officials are to be provided the benefit on promotion to the extent of one increment or 3%, depending upon the date of promotion.

V. The prayer

1. It is an irony that the MACPS which derives its benefits from “Regular promotion”, FR 22 (I) (a)(1) and 13(1) of RP Rules 2008 denies the benefit on regular promotion which is guaranteed under FR 22. The benefit which is assured by the statutory provisions of FR 22 cannot be taken away by the MACPS orders.

2. CCS (RP) Rules should suitably be modified so that in the above cases, the officials are extended the benefit on promotion.

3. All the officials should be assured of the benefit on promotion which involves higher responsibilities by ignoring the MACPS and the grade pay of the official.

This should be considered at appropriate levels and orders are to be issued.

I hope the Government will consider this case and issue suitable orders in order to render justice.

Article by R.Hariharakrishnan Postmaster, Srivaikuntam HO 628601

Proposal in connection with Cadre Restructuring of Group C employees in Department of Posts

1. This is regarding the cadre restructuring consequent on the acceptance of the recommendations made by the committee on this issue. Order containing instructions is issued vide Dte letter dated 10.11.2017.
2. Already, a batch of officials have been promoted to LSG and posted to the places of their choices. Since the posts of treasurer were marked as LSG some of the officials are working as treasurer in HO/SOs. As per the recent instructions, the post of Treasurer could not be identified as LSG and hence those officials are to be posted to some other LSG posts. It is to be noted that those officials are senior officials. If they are posted to some other office there may be dislocation and consequtly dissatisfaction among officials. Also they may claim for some other posts which are already occupied by the LSG officials those who are junioirs. 
3. On the other hand if the entire postings are cancelled and the exercise is done again by considering all the posts and all the LSG officials, it would be very difficult to manage. There may be growing dissatisfaction among officials, especially those who are now working at their place of choice.
In order to simplify the things and to implement the proposal with minimum trouble the following is suggested.

4. Those officials working in LSG posts otherthan treasurer should be allowed to continue in the present post. There would be no counter claims as those officials are seniors and have been posted against their willingness.

5. The recent instructions permit identification of PA posts in HO/SO as LSG. As such in the offices in which LSG officials are working as treasurers, one post of PA should be identified as LSG, so that those officials working as treasurers may continue in the same office but against a different LSG post, other than treasurer. Thus the present status will continue without any trouble.

6. The rest of the identified LSG posts within the division may be filled by the officials proposed to be promoted to LSG now. These officials should be given an opportunity to furnish their choices of places, as done for those LSG officials promoted earlier.

7. If any official declines the promotion, the same should be accepted.

8. It is more important that almost in all the cases, there are absolutely no monetary benefits to the officials since each official is already in receipt of GP more than that of LSG. It is only a change in designation and can not be called a promotion. It is added that as per the provisions of FR 22, every promotion is accompanied by fixation of pay. Since this proposal earns nothing to the officials, this should not be called a promotion.

9. The promotion to LSG does not involve any fixation and hence if any official declines the promotion, the same should be accepted and this declination should not be a bar for the future MACPS. FR 22 assures for pay fixation on promotion, as per pay fixation formula prevailing on that date. The same amount of fixation benefit is assured under MACPS also. The rules on MACPS stipulates that if any regular promotion is declined by any official, the future MACP will not be provided to that official. This is only a change in name and no fixation benefit is available to any official. If a close reading of the rulings on MACPS with FR 22 is made, it could be seen that this cadre change cannot be called a promotion. Hence declining such thing cannot be a bar for future MACP. If the official declines LSG the official will not be offered promotions to HSG II and HSG I. Also in a majority of the cases, there is no scope for any fixation in future also in as much as HSG II and HSG I promotions would be awared only after a considerable time when the official would have crossed that grade pay level.

10. This promotion is linked to the number of posts identified. At the same time, MACP is awarded based purely on the length of the service of the individual officials and there is fixation benefit to all the officials.

11. In the light of the above facts, if any official, who is not entltled for any fixation benefit for this promotion, declines this promotion the same should be accepted and the future MACP should not be denied to that official. This should be taken at appropriate level for issue of suitable orders. Making this promotion in which no benefit to the official as a pre condition for getting the due benefits under MACPs is not under any law and also against natural justice.

12. It would be absolutely right if any official is entitled for pay fixation consequent on this proposal, and if the official declines the official will not be eligible for future MACP.

13. Alternatively, instead of identifying the posts, number of officials equal to the number posts may be identified, as LSG. The promotion may be awarded in situ. In this case, there would be absolutely no trouble at all. In such a case, every official will continue in their present post and will get their due promotions on their turn. There would be absolutely no dislocation at all. For example, if the number of LSG posts for our circle is 1500, then the senior most 1500 officials in the circle will be identified as LSG and so on.

14. In this case, all the officials will remain in the same division.

15. This should be considered at appropriate level for issue of suitable orders in this regard. 
Article by R.Hariharakrishnan Postmaster, Srivaikuntam HO 628601

Addendum to SB Order No.15/2017 : Mandatory use of Savings Account for all schemes of India Post

Addendum to SB Order No. 15 / 2017 : Mandatory use of Savings Account for credit of maturity/premature value, monthly/quartely/yearly interest in case of MIS/SCSS/TD accounts and investments from 15.12.2017


  • This calculator may be used as a reference for surrender quote with lapsed policies as not shown in Mc Camish.(Also for inactive status policies to know the correct value of surrender)
  • It can be used for proper guidance to the insurant in the following scenarios
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PA (CPC),MELAKAVERI HO – 612002TN Circle