Friday, November 30, 2018

Consumer Price Index for Industrial Workers (CPI-IW) - October , 2018 & DA

The All-India CPI-IW for October , 2018 Increased by one point now stands at 302 (three hundred and two). 

DA as on October 2018 is 11.87%.

BO CSI - Day to day Operations Flow Chart

1.Power on the device and wait for 15min for network searching. 

2. Login using Biometric 

3. Day Begin 
Demobooking>Day Begin>Confirm today’s date and click on OK 
4. Bag Open 
Dell Apps>Bag Open>Scan Bag Barcode>Receive all Articles>Click on OK>Scan BO Slip>Click on OK>Receive Cash,Stamp,Document and Submit 
5.Invoice emo to GDS MD 
Dell Apps>Invoice>Click on Scanner Icon and enter number of emos to be scanned>Scan one by one emos 
6.Cash to GDS MD 

Dell Apps>Click three lines on top>Select Cash>Cash to GDS MD>Select eMO>Submit 

7.Book Counter Transactions like RL,Parcel,Speed,eMO, ePayment, SB Transactions,PLI-RPLI Transactions. 

8.eMO and Article Delivery 

Dell Apps>Select the article type>Untick All--.Tick one by one delivered articles and click on submit 

9. eMO and Article Returns 

Dell Apps>Select eMO/Registered Letter/Registered Parcel/Speed Post. Click on Returns and enter remarks for articles one by one 

10.Cash return from Postman 

Dell Apps>Click three lines on top>Select Cash>Cash From GDS MD>Select eMO>Submit 

Same step is to be repeat if there are COD or VP. Article type to be select as Letter or Parcel 

11.CBS PLI Tool 

Demo Booking>CBS/PLI>Enter the head wise transactions and click submit 

12.Day End 

Demobooking>Day End>Confirm today’s date and click on OK 

13.Daily Account generation 

Demo Booking>BODA Report>Request required cash for next day>Accept Liability or send excess cash>Enter Cash Bag Weight>Daily account can be viewed>Click on print. 

14.Bag Close 

Dell Apps>Bag Close>Click on Fetch Articles> 

Employee Has Right To Resign, Subject To Stipulations In Service Rules: SC relief

Click below to download SC Order:
Thanks to Umesha HN Sub Post Master

Regarding unhandeled exception error in CSI utility

Dear friends,
In CSI utility tool many offices facing issue when it get corrupted due to sudden power cut when tool is using, there is one of the solution for that error:-
1. Go to RUN command (window+R)
2. Type APPDATA (Press enter key)
3. Go to local folder
4. Delete folder namely (A)
5. Restart the system

Now tool is working file For any other query mail me to-

Recording of Annual Performance Appraisal Report (APAR) – DoPT

Recording of annual performance Appraisal Report (APAR) – DoPT

Recording of annual performance Appraisal Report (APAR) for the financial year 2017-18 in respect of CSS/CSSS officers – ‘Alert’ regarding.

F No.22-10/2018-CS 1(APAR)
Government of India
Ministry of personal,Public Grievances & Pensions
Department of Personal & Training

2nd Floor,A-Wing, Lok Nayak Bhawan
Khan Market,New Delhi-3

New Delhi; the 29th November, 2018
Subject: Recording of annual performance Appraisal Report (APAR) for the financial year 2017-18 in respect of CSS/CSSS officers – ‘Alert’ regarding.

Online system for recording of APARs on SPARROW web portal has been introduced in CSS from the financial year 2015-16. Initially,it was implemented for Deputy Secretary and above level officers in CSS and equivalent levels in CSSS w.e.f. the financial year 2015-16. From the financial year 2016-17, SPARROW has been extended from under secretary and above levels in CSS and equivalent levels in CSSS. As per Estt. Division’s O.M. dated 23.07.2009 time schedule for completion of various activities relating to PARs are as under:
Sl. No.  Activity  Prescribed timelines
1 Submission of self-appraisal PAR to the Reporting Officer by the Officer to be Reported Upon (ORU) 15th April
2 Submission of report by Reporting Officer to Reviewing Officer 30th June
3 Report to be completed by Reviewing Officer and to be sent to Admn. 31st July
2.Keeping in view the difficulties faced by Nodal Officers in the Ministries/Departments and also the individual was decided  to extend the timelines for completion of APARs on;ine on SPARROW web portal for the financial year 2017-18 as under:
No. Activity Extended timelines for the FY 2017-18
1 Submission of self-appraisal PAR by ORU to the Reporting officer 31st July ,2018
2 Forwarding pf report by Reporting Officer to Reviewing Officer 16th August, 2018
3 Forwarding of report by Reviewing Officer Administration/APAR Cell 31st August, 2018
3 The progress made toward generation and completon of online APARs on SPARROW system for the financial year 2017-18 is being constantly monitored in this Department.It has been observed that as on date 367 APARs are pending with ORUs,404 APARs are pending with Reporting Officers and 445 APARs are pending with the Reviewing Officers. Apart from the above,a total number of 503 APARs are pending at different stage for disclosure/clodsure. It is note-worthy that the timelines including extended timelines for writing of APARs for the financial  year 2017-18 have been over on 31.8.2018.As per the instructions contained in OM of even number dated 24.07.2018,the entire exercise for writing of APARs in respect of CSS/CSSS officers,for the financial year 2017-18 will be closed on 31.12.2018
4. In the meantime, a new feature for sending ‘alerts; in the SPARROW web portal has been developed by the NIC (SPARROW Division) to remind the officers to complete their APAR activities on SPARROW.
5. Keeping in view the overall progress made in completion of apars on SPARROW, the Ministries/Departments are advised to take the following actions for timely completion of APARs on SPARROW for the financial year 2017-18,before it is finally closed on 31.12.2018.
(i) All the ministries/Department may send ‘alerts’ to all the officers to complete the APARs on lying in their ‘inboxes’The facillity for sending ‘alerts’ are available in the revised  version of SPARROW.
(ii) The PARs in respect of ORU who have still not submitted their PARs to their Reporting Officers,may be given a final chance to submit their self-appraisl to their respective Reporting Officers within 15 days from the date of issue of this OM Thereafter, their APARs may be force forwarded to their next level i.e the Reporting Officer.
(iii) The Nodal officers are advised to devise a mechanism to monitor progress pf completion of APARs for the financial year 2017-18 including disclosure and consideration of representation.if any by the stipulated date i.e 31/12/2018
(iv) It may be re-iterated that the end of entire APAR recording process on SPARROW for the  financial year 2017-18 will be on 31.12.2018.
(Chandra Shekhar)
Under Secretary to the Govt. of India

Mark list of Competitive examination restricted to GDS for joining as MTS(non-APS) for the year 2017-2018 held on 16.09.2018 - TN Circle

Mark list of Competitive examination restricted to GDS for joining as MTS(non-APS) for the year 2017-2018 held on 16.09.2018 - TN Circle

Name of the Division 

Verification of pending Digital Life Certificates in Jeevan Praman Centre

Expert Committee for revise of the CPS/NPS - Govt of Andhra Pradesh

Admissibility of SPORTS tour package to Lakshadweep Islands on ships operated by its Administration on LTC

Admissibility of SPORTS tour package to Lakshadweep Islands on ships operated by its Administration on LTC

No. AN/XIV/ 19015/Govt. Orders/TA/DA/LTC/Medical/2018

All PCsDA/CsDA/PCA (Fys)

Sub: Admissibility of SPORTS (Society for Promotion of Nature Tourism and Sports) tour package to Lakshadweep Islands on ships operated by Lakshadweep Administration on LTC.

A Copy of Government of India, Ministry of Personnel, Public Grievances and Pensions (Department of Personnel and Training) Office Memorandum No. 31011/10/2017-Estt.A-IV dated 11.10.2018 on the above subject is forwarded herewith for your information, guidance and compliance please.

Source: CGDA

Two days Strike - 8th & 9th January 2019

Mobile Phone expenses reimbursed up to a maximum of Rs.500/-plus taxes effective from 01.12.2018

Mobile Phone expenses reimbursed up to a maximum of Rs. 500/-plus taxes effective from 01.12.2018 - CGA

Government of India
Ministry of Finance
Department of Expenditure
Controller General of Accounts
Public Financial Management System
3rd Floor, Shivaji Stadium Annexe
New Delhi-110001
Dated: 27/11/2018
Office Memorandum

Sub: Re-imbursement of Mobile charges to non-entitled officers (Sr.AOs/AOs/AAOs posted in SPMUs.

The undersigned is directed to convey the approval of Controller General of Accounts vide diary no. 230 dated 23.05.2018 and Secretary(Expenditure), M/o Finance vide diary no. 716366 dated 13.11.2018 for re-imbursement of mobile phone charges to the non-entitled officers (Sr.AOs/AOs/AAOs) posted at various State Project Management Units(SPMUs) of PFMS across the country.

2. Mobile Phone expenses shall be reimbursed up to a maximum of Rs. 500/-plus taxes per person/month which is subject to the actual uses and the production of original receipt.

3. These instructions will be effective from 01.12.2018.

4. All such claims shall be paid from the budget of PFMS under Head "Office Expenses".

5. The approval of the aforementioned is for one year subject to the condition that the facility must be reviewed after one year based on infrastructure condition of the SPMUs.

(Manpreet kaur)
Sr. Accounts Officer

Thursday, November 29, 2018

Temporary suspension of booking of International Mail articles for Canada [DOP Order]

Clarification of Travel entitlements of Government employees for the purpose of LTC post(7th CPC) -CGDA

Clarification of Travel entitlements of Government employees for the purpose of LTC post(7th CPC) -CGDA

No. AN/XIV/ 19015/Govt. Orders/TA/DA/LTC/Medical/2018


Sub: Travel entitlements of Government employees for the purpose of LTC post Seventh Central Pay Commission – clarification reg.

A Copy of Government of India, Ministry of Personnel, Public Grievances and Pensions(Department of Personnel and Training) Office Memorandum No. 31011/08/2017-Estt.A-IV dated 18.10.2018 on the above subject is forwarded herewith for your infoiniation, guidance and compliance please.

Proceeding on adoption of Resolution on Abolishing NPS by Delhi Assembly- एन.पी.एस को समाप्त करने के संकल्प पर दिल्ली विधान सभा की कार्यवाही

Proceeding on adoption of Resolution on Abolishing NPS by Delhi Assembly- एन.पी.एस को समाप्त करने के संकल्प पर दिल्ली विधान सभा की कार्यवाही

Bulletin Part-I 
(Brief summary of proceedings) 

Monday, 26 November 2018 / 05 Margshirsha 1940 (Saka) 
No. 91
10. 6.51 PM Calling Attention (Rule-54) : 

Shri Ajay Dutt called the attention of the Government towards “Abolishing National Pension System (NPS) and reinstate the old Pension System in the interest of lakhs of Government Servants”. 

Sh. Arvind Kejriwal, Hon’ble Chief Minister made a brief statement. 

The following Resolution moved by Sh. Ajay Dutt was put to vote and adopted by voice-vote : 

“The Legislative Assembly of NCT of Delhi, having its sitting on 26 November 2018 : 

Taking note of the negative consequences of the anti-employee National Pension System (NPS) that is imposed on the Government Servants by the then NDA Government in 2004 and sustained by the UPA-I, UPA-II and NDA-II Governments, 

Given the fact that, unlike the old pension scheme, the NP S : 
does not give any guarantee to the employees either for assured returns on investments or for minimum pension.
  • does not provide for family pension or social security, 
  • does not provide for loan facility when in dire need, 
  • does not provide for annual increments and hike in DA, 
  • does not allow the employees to withdraw enough money from their own pension fund to meet the medical emergencies, 
  • leaves the employees at the mercy of volatile markets and the forces that have notoriously been manipulating the markets,
  • imposes draconian restrictions on withdrawals from pension fund,
  • allows the insurance companies to exploit employees by way of forcing them to buy annuity for a minimum of ten years even after retirement, and 
  • runs contrary to the spirit of welfare state as enshrined in the Constitution, 
Given the fact that the pro-people and welfare oriented Government of NCT of Delhi is strongly in favour of restoring the rights and privileges of its employees by way of replacing the NPS with the time tested old pension scheme, 

Resolves to urge upon the Government of India to scrap the NPS with immediate effect and bring at once all the Government Servants working under the Government of NCT of Delhi under the old pension scheme and restore to them all the benefits of the old pension scheme wherein the fair and legitimate pensions’ benefits are disbursed through the Consolidated Fund of India, so that the dedicated work force of the Government of NCT of Delhi and their families will be able to lead their lives with sense of security and dignity, and 

Further resolves to urge upon the Government of India to restore t he old pension scheme in place of NPS or the benefit of all the Government Servants working under the Government of India and also to actively encourage other States to follow this true welfare measure”

विधान सभा
राष्ट्रीय राजधानी क्षेत्र दिल्ली
समाचार भाग—1
(कार्यवाही का संक्षिप्त अभिलेख)
सोमवार, 26 नवम्बर, 2018/05 मार्गशीर्ष 1940 (शक)


10. 6.51 बजे ध्यानाकर्षण (नियम-54): 

श्री अजय दत्त ने “लाखों सरकारी कर्मचारियों के हित में राष्ट्रीय पेंशन योजना (एन.पी.एस) को समाप्त करके पुरानी पेंशन योजना को बहाल करने ” के संबध में माननीय मुख्यमंत्री का ध्यान आकर्षित किया। 

श्री अरविन्द केजरीवाल, माननीय मुख्यमंत्री ने संक्षिप्त वक्तव्य दिया। श्री अजय दत्त द्वारा प्रस्तुत निम्नलिखित प्रस्ताव मतदान के लिए रखा गया और घ्वनिमत से स्वीकार हुआ:- 

‘‘राष्ट्रीय राजधानी क्षेत्र दिल्ली की विधानसभा दिनांक 26 नवम्बर, 2018 को आयोजित अपनी बैठक में:

कर्मचारी-विरोधी राष्ट्रीय पेंशन व्यवस्था (एन.पी.एस) के नकारात्मक परिणामों पर विचार करते हुए, जो तत्कालीन एन.डी.ए सरकार द्वारा वर्ष 2004 में सरकारी कर्मचारियों पर थोपी गई थी और यू.पी.ए.-I , यू.पी.ए-II और एन.डी.ए-II सरकारों द्वारा इसे बरकरार रखा गया, यह एक तथ्य है कि पुरानी पेंशन योजना के विपरीत, एन.पी.एस: 
कर्मचारियों को निवेश पर सुनिश्चित लाभ या न्यूनतम पेंशन की कोई गारंटी नहीं देती, 
पारिवारिक पेंशन या सामाजिक सुरक्षा प्रदान नहीं करती , 
अत्यधिक आवश्यकता होने पर ऋण की कोई सुविधा प्रदान नहीं करती, 
वार्षिक वेतन वृद्धि तथा डी.ए में बढ़ोतरी का कोई प्रावधान नहीं है, 
चिकित्सा की आपातकालीन अवस्था में कर्मचारियों को अपने ही पेंशन फण्ड से पर्याप्त धनराशि निकालने की कोई अनुमति नहीं देती, 
कर्मचारियों को अस्थिर बाजारों तथा उन ताकतों की दया पर छोड़ देती है जो अस्थिर बाजारों में कुख्यात रूप से हेर-फेर करते रहते हैं, 
पेंशन फण्ड से निकासी पर कठोर प्रतिबंध लगाती है, 
रिटायरमेंट के बाद भी न्यूनतम 10 वर्ष के लिए वार्षिक वृत्ति खरीदने का दबाव डालकर, बीमा कम्पनियों को कर्मचारियों का शोषण करने की अनुमति देती है, और 
संविधान में प्रतिष्ठापित कल्याणकारी राज्य की भावना के विपरीत कार्य करती है, 

यह एक तथ्य है कि राष्ट्रीय राजधानी क्षेत्र दिल्ली की जन-हितैषी तथा कल्याणकारी सरकार एन.पी.एस को समय-परीक्षित पुरानी पेंशन योजना से प्रतिस्थापित करके अपने कर्मचारियों के अधिकारों और विशेशाधिकारों को बहाल करने के लिए मजबूती से समर्थन में है, भारत सरकार से अनुरोध करने का संकल्प करती है कि एन.पी.एस. को तत्काल प्रभाव से हटाया जाये तथा राष्ट्रीय राजधानी क्षेत्र दिल्ली सरकार के अधीन कार्यरत सभी सरकारी कर्मचारियो को तुरंत पुरानी पेंशन योजना के अंतर्गत लाया जाये तथा उन्हें पुरानी पेंशन योजना के सभी लाभ प्रदान किये जायें, जिसमें पेंशनरों के न्यायपूर्ण तथा विधिसम्मत लाभों का भारत की समेकित निधि के माध्यम से भुगतान किया जाता है ताकि राष्ट्रीय राजधानी क्षेत्र दिल्ली सरकार की समर्पित कार्यशक्ति तथा उनके परिवार सुरक्षा एवं सम्मान की भावना के साथ अपना जीवन यापन करने में सक्षम हो सकें, और 

भारत सरकार से यह भी अनुरोध करने का संकल्प करती है कि भारत सरकार के अधीन कार्यरत सभी सरकारी कर्मचारियों के लाभ के लिए एन.पी.एस के स्थान पर पुरानी पेंशन योजना को बहाल किया जाये तथा अन्य राज्यों को भी इस वास्तविक कल्याणकारी कदम को अपनाने के लिए सक्रिय रूप से प्रोत्साहित किया जाये।’’.

Source: Delhi Assembly

Promotion and Posting Orders in the grade of Assistant Accounts Officers (AAOs) - Extension of joining time

Promotion and posting orders in the grade of Assistant Accounts officers(AAo) of IP&TAFS Group 'B' consequent to declaration of Merit List of AAo LDCE-2018 - Extension of joining time regarding.

To view Dte's letter dated 28.11.2018 , please Click here

External antenna for RICT Device

Note: it is not an authenticated. It may be used with your own riak

For Rural area, Branch Post offices,

Use RICT External Antenna..
Cost Rs.250/-

Network connectivity problem will be solved

Wednesday, November 28, 2018

India Post Payment Bank - Micro ATM User Manual

Recent Legal Snippets

  • Honble Supreme Court held that MACP is part of pay structure and has to be given effect from 1-1-2006 Officials appointed around 1986 &1996 will get maximum benefits
  • Courts held that officials retired on 31st June and December 31st are eligible for enhanced DA of 2% allowed from 1st July. They are also eligible for increment from 1.7.2018.
  • Officials who retired after rendering 20 years of service and before 33 years are eligible for full pension in terms of 6th pay Commission Recommendations. CAT Ernakulam.
  • Hsg-1 Post Masters retired prior to 1.1.2006 and similarly placed officials are eligible for revised Pension in terms of para 4.2 of OM dtd 1.9.2008 or 50% of the minimum of the pay band with Grade pay as per fitment table. CAT Ernakulam.
  • Concerned officials and Pensioners who will be benefited may be advised to represent their cases to the respective authorities.
Retd SSP & Advocate.

Old Pension Scheme will be restored by Delhi Govt.

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The Secretary
Department of Posts
Dak Bhawan
New Delhi – 110 001

Respected Sir,
Sub:- Non-settlement of GDS demands – Two days strike with Postal JCA – Reg.

I would like to draw your kind attention on the following issues of GDS. The entire GDS employees are very much agitated on the non-settlement of GDS demands for the last 4 months. Implementation of positive recommendations of Shri Kamalesh Chandra Committee made partial and so many other positive recommendations are yet to be implemented. Regarding the drawal of Combined Duty Allowance, Composite Allowance and Risk & Hardship Allowances are kept pending in many divisions for seeking necessary clarifications from the Directorate. Membership verification in GDS cadre has been stopped arbitrarily. Non-availability of proper net work connection in rural areas became tedious in the operation of RICT devices in BOs including IPPB. Drawl of benefit from SDBS to retired GDS even after 5-6 years became farce. Repeated requests to the administration through various forums became in vain. 

In this background, we have no other option except to conduct a serious trade union action and AIPEU-GDS is decided to go for two days strike on 8th & 9th January 2019 along with Postal JCA (NFPE & FNPO) demanding to settle the following issues in favour of GDS.

1.Implement all positive recommendations of Shri Kamalesh Chandra Committee and grant civil servant status to GDS.

2.The recommendations of the GDS Committee should be implemented from 01-01-2016 regarding new wage scale for calculation of arrears.

3.All the recommendations on retirement benefits to GDS should be implemented from 01-01-2016. Consider perusal about the drawal of benefits from SDBS to the retired GDS in waiting since Jan, 2014.

4.Justified scale fixation to be granted to senior GDS as there are some anomalies while fixing the new wage scale caused drawal of lesser wage and meager benefit compared with new entrants.

5.Bring GDS under the purview of Gratuity Act as recommended by the GDS Committee up to Rs.5.00 lakhs w.e.f 01-01-2016.

6.Issue orders on the following recommendations as ensured in the minutes of the meeting dtd.31-07-2018 with GDS unions.
(a) Children Education Allowance
(b) Emergency leave to GDS
(c) Accumulation of Paid Leave to a maximum of 180 days
(d) Insurance Scheme
(e) Limited transfer facility
(f) Voluntary discharge scheme
(g) Qualifying service for LDCEs.

7.Restart the process of membership verification in GDS cadre as it was arbitrarily cancelled.

8.Combined Duty Allowance, Composite Allowance, Risk & Hardship Allowance should be granted to GDS as per the recommendations of the GDS Committee without any modification.

9.All vacant posts of Departmental cadres viz., MTS, Postman, MG allotted to the GDS should be filled up as and when the vacancy arises every year keeping in view of the age of GDS and cut-off date of the examination. Conditions like 3yrs / 5yrs minimum service may be relaxed and allow the suggestions made by the GDS Committee. Condition of possessing Driving License at the time of examination may also be relaxed.

10.Fill up all vacant posts in GDS cadre to avoid combination of duties in the back ground of RICT & IPPB rolled out in BOs.

11.Grant Pension to the promoted GDS to the Departmental cadres based on Supreme Court Judgement in SLP No. (C) 13042 of 2014.

12.Proper net work availability should be made in all rural areas after introduction of DARPAN in BOs.

13.Grant funds to draw all kinds of incentives liable to GDS viz., MNREGS, DBT Schemes, PLI/RPLI etc., pending for years in all Circles.

14.Necessary changes may be made in Rule-3A of GDS (C&E) Rules, 2011 in case of Rule-3A (i),(ii),(iii),(vii)&(ix) in favour of GDS in the changed pattern of working conditions in the BOs besides the recommendations of the GDS Committee.

15. Introduce Medical treatment facility to GDS as suggested by the GDS Committee.

Yours sincerely,
General Secretary

Source :

Promotion to the post of LSG(NB) in connection with Cadre Restructuring - Maharashtra Circle

Working Procedures for CSI

S.No. Document Name URL
1. Advance Customer Settlement Link
2. Cash Transfer between CSI and Non CSI Link
3. COD Epayment Steps Document Link
4. COD After CSI Link
5. Create Customer CRM Link
6. CSI Bank Reconciliation Link
7. CSI IPVS Schedule Creation Link
8. CSI E-Payment V6.1(Non-COD) Link
9. Customer and Contract Creation Link
10. GSTN Configuration CRM Link
11. Master Guide for BNPL Centres Link
12. NAF Customers Link
13. Reversing the Clearing Document Link
14. Substitute Workflow Link
15. CQ Request Process Link
16. Cash transfer Process Link

Source :

Tuesday, November 27, 2018

Clarification on drawal of new TRCA to GDS substitutes : Hyd Region : Telangana Circle

SB Order 12/2018 : Transmission of Scheme-wise commission of agent's

SB Order 12/2018 : Transmission of Scheme-wise commission of agent's

To View PDF : Click Here

Protest against New Pension Scheme - Why?

Protest against New Pension Scheme - Why? : Descriptive Article by The Wire

Why Govt Employees Are Up in Arms About the New Pension Scheme
Author: Akhil Kumar

Unlike the old scheme, government employees are now forced to fund half of their pension themselves. This has caused indignation and sparked widespread protests.

New Delhi: On November 16, Union minister Piyush Goyal was reportedly hounded out of an event in Lucknow by railway employees. Among other issues, the protesters were angry about the new pension scheme and demanded the restoration of the old system.

Not just Uttar Pradesh, unrest against the scheme has been brewing across the country and often manifests in mass protest demonstrations.

Forget sustenance, several recently retired government employees say they can’t even pay their monthly electricity bills with the pension amount.

Many of these employees covered under the new contribution-based pension system are receiving as little as Rs 700-800 as monthly pension while the minimum guaranteed amount in the old defined benefit scheme is Rs 9,000. They are now required to pay 10% of their monthly wages which is matched by the government and invested in equity shares. Retirement pensions are dependent on the returns on that accumulated investment.

In the old system, the entire pension amount was borne by the government while fixed returns were guaranteed for employee contribution to the General Provident Fund (GPF). The government pays 50% of the last drawn salary plus dearness allowance (DA) as pension to employees after retiring, and to their dependent family members in case of death.

What is the new pension scheme and how is it different from the old one?

The National Pension System (NPS) is a defined contribution scheme mandatory for all new recruits to the Central government (except armed forces) joining on or after January 1, 2004. All state governments, except West Bengal, have also made it mandatory.

In 2009, the scheme was extended to all Indian citizens from 18-60 years of age, however, the 10% government contribution is only for government employees. An independent Pension Fund Regulatory and Development Authority (PFRDA), set up in 2013, regulates the NPS.

The NPS has two tiers – Tier 1 is mandatory for all government employees and has a fixed lock-in period. Subscribers can only withdraw the accumulated wealth after they retire, i.e., are 60 years old. A recent amendment allows them to withdraw 25% of the employee contribution in case of emergencies.

Even at the time of retirement, subscribers can withdraw only 60% of the total amount, which is taxable, and it’s mandatory to invest the rest 40% to buy a lifelong annuity scheme through an IRDA-regulated insurance company. If they leave the scheme or retire before attaining the age of 60, 80% of the pension wealth has to be invested in the annuity scheme.

Tier 2 is a voluntary account, more of a substitute for the GPF where one can withdraw any amount at any time. The government does not contribute anything in the tier 2 account.

Unlike the pension and GPF in the old scheme, the NPS does not guarantee any fixed returns as it is market-linked.

Teething troubles or discriminatory by design?

Since the NPS covers employees recruited after December 2003 and the age of retirement is 60, most employees are yet to avail the new pension benefits.

On being asked why they were protesting more than a decade after the old scheme was replaced, the employees say they initially had little understanding of the scheme as there were no active efforts to educate them or raise awareness about it.

They were told that NPS was better as the government was also matching their contributions. “Many employees have been protesting from the start but NPS was forced on us nevertheless. Such large-scale movements take time. We were fewer in number and it took time to organise,” Manjeet Singh Patel, Delhi state president of the National Movement for Old Pension Scheme (NMOPS), told The Wire.

Many experts and supporters of the scheme argue that just like a standard Systematic Investment Plan, long-term capital gains under NPS would be better than before. However, protesting employees argue that for those retiring after 10-12 years under NPS, the accumulated wealth is too less to provide substantial amount as pensions.

“The total accumulated wealth in my NPS account on retirement was Rs 3.25 lakhs even when I got 13% interest rate on it. After 60% of it was paid to me on retirement, I am receiving less than Rs 700 every month as pension through the annuity scheme,” R.P. Bhatia, a former employee of the Haryana electricity board, told The Wire.

Bhatia was made permanent in November 2006 and retired in 2013. NPS was enforced in Haryana from 2006 itself. He says his colleagues who were recruited not long before him are receiving over Rs 15,000 as pension under the old scheme.

To be sure, employees did not need to contribute anything to avail pension in the earlier scheme. Under NPS, employees have to fund half of their pension themselves.

If they want a GPF-like option where there’s no strict lock-in period, they have to additionally deposit money in the tier 2 account. They say this leaves them with less disposable income and even then, they live in constant anxiety of losing their money in the equity market.

“If the government wanted to encourage us to invest in mutual funds, we should have been educated about it and it should be optional for those willing to risk it. The government is forcing us into it instead of providing a safety net,” Patel added.

In addition to these issues, government employees from many parts of Uttar Pradesh allege their contribution hasn’t even started being deducted from their salaries. “How will we get returns from the market when our money hasn’t even been deducted from our accounts to be invested,” Ajit Verma, a 32-year-old government employee from Lakhimpur Kheri in UP, told The Wire. He adds that this is the case in many blocks of his district.

Speculative benefits instead of safety net

“The minimum pension amount under the old scheme is Rs 9,000 which has been calculated keeping in mind entry-level minimum wages. Real pension amounts are much higher as nobody retires on entry-level wages. In the new scheme, even those who have worked for a decade are getting as little as Rs 1,000-2,000. This is a disastrous policy,” Tapan Sen, general secretary, Center of Indian Trade Unions, told The Wire.

Sen also alleges that both the Congress and BJP governments, through this scheme, have been using public money to help those who profit through speculation in the share market at the cost of vulnerable government employees.

In addition to nervousness because of a mistrust in market-linked schemes, the employees also feel they are being discriminated against as armed forces recruits are still covered under the old scheme and they feel their fellow colleagues covered under the old scheme are getting a better deal.

Clearly defined pension amounts and a safety net in the form of fixed interest rates on GPF were the main attractions for a government job for these employees who typically spend their whole working lives in the public sector.

Current state of economy adding to woes

The current state of the economy does nothing to inspire confidence in these employees as they see their interest rates dip in the aftermath of events like demonetisation and Goods and Services Tax.

“We were told that our money in the market would also help avoid a 2008-like economic slowdown. How are we to trust this logic when people like Vijay Mallya and Nirav Modi run away with thousands of crores of public money? When even our pension fund managers like SBI goes into massive losses?” Vijay Kumar, national president of the NMOPS, told The Wire.

A rare moment of unity among government employees
As word spreads of an organised movement against the new pension scheme, employees from various government departments and states are joining in. Leaders of the movement say this is one of the rare issues that has united government employees from very diverse sectors and geographical locations.

Workers from the banking sector are also lending their voice to the protest. A charter of demands submitted to the Indian Banks’ Association by the All India Bank Officers’ Confederation also demands scrapping of the NPS.

“Either we go to the old scheme or this scheme can itself be converted into an assured pension scheme. We have also given a workaround on how it can be done. If invested properly, it is possible to guarantee assured income. Instead of investing in the market, the fund can be used in lending activities. Retail lending can alone fetch 12-15% interest and we can avoid the whims of the market,” Thomas Franco, former general secretary of AIBOC, told The Wire. Even while suggesting how to ease anxieties regarding market volatility, Franco’s preference remains going back to the old scheme.

Since no concrete action was taken to address their concerns even after multiple appeals to all concerned authorities, the NMOPS has planned to mobilise lakhs of government employees from across India and march to the parliament on Monday.

LGO EXAM (Questions & Answers ) Exam date : 15.09.2013

LGO EXAM (Questions & Answers ) Exam date : 15.09.2013

1. The amount to open a Domestic Philatelic Deposit Account may be paid b a customer by?
a) Cash only
b) Money Order only 
c) Cheque/Bank Draft encashable in India only
d) Cash or Money Order or Cheque/Bank Draft encashable in India (ANS)
(Post Office Guide – I clause 257-ii)

2. Maximum limit of Sum Assured in PLI is Rs.Ten lac in respect of :
a) Whole Life Assurance and Yugal Suraksha
b) Endowment Assurance & Yugal Suraksha
c) Endowment Assurance & Anticipated Endowment Assurance
d) Whole Life Assurance & Endowment Assurance (ANS)
[Post Office Guide – I clause 263 (latest limit of PLI)]

3. A Whole Life insurance policy of an endowment assurance policy may be surrendered for an immediate payment in cash provided the policy has been paid for:
a) Three years (ANS)
b) Four years
c) Eighteen months
d) Six months
(Post Office Guide – I clause 271)

4. Postal Articles exchanged in the foreign post are broadly divided into:
a) Letter Post
b) Parcel Post
c) Logistics Post
d) Both (a) and (b) only (ANS)
(Post Office Guide – II clause 2)

5. Postage stamp or postal franking impressions should be applied to the top right hand corner of the address side. Post cards having stamps affixed on the back (other than address side) are liable to be treated as:
a) Unpaid (ANS)
b) Paid
c) Both (a) & (b)
d) None of these
(Post Office Guide – II clause 12 (c))

6. What is maximum weight limit in case of foreign letter mail:
a) 1 Kg
b) 2 Kg (ANS)
c) 5 Kgs
d) 10 Kgs
(Post Office Guide – II clause 26)

7. For insurance following articles can be accepted:
a) Unpaid
b) Underpaid
c) Fully pre-paid (ANS)
d) All of these
(Post Office Guide – II clause 79-c)

8. With which country exchange of parcel is regulated by means of special bilateral arrangement:
a) Bangladesh
b) Nepal
c) Pakistan (ANS)
d) all of these
(Post Office Guide – II clause 94)

9. Under What circumstances airmail money order may be issued from any post office in India for payment in country and places:
a) For which a direct money order service is available
b) Airmail service is available
c) Both (a) and (b) (ANS)
d) None of these
(Post Office Guide – II clause 144)

10. All foreign V.P. letter post items and V.P. and C.O.D. parcels should not contain:
a) Coupons
b) Tickets
c) certificates
d) All of these (ANS)
(Post Office Guide – II clause 175)

11. Customs clearance fee will be charged at the time of:
a) Booking
b) Examination at foreign post office
c) Delivery (ANS)
d) One of these
(Post Office Guide – II clause 186)

12. Enquiries regarding (1) ……………. And export restrictions prevalent in India may be addressed to the (2) …………. New Delhi. The export or import of many goods is required to be covered by a (3) ……… and permits issued by a (4) ………..

a) (1) Competent authority (2) import (3) Chief Controller of imports and Exports (4) valid license
b) (1) Import (2) Chief Controller of import and Exports (3) valid license (4) competent authority (ANS)
c) (1) Import (2) Competent authority (3) valid license (4) Chief controller of imports and exports
d) (1) valid license (2) Chief controller of import and Exports (3) import (4)competent authority
(Post Office Guide – II clause 196)

13. Complaints and (1) ……………. Regarding articles of (2) ………. and parcel mail in the foreign post must be submitted before a lapse of (3) …………. counting from the day following the day on which the (4) …………… was posted:

a) (1) Enquiries (2) letter mail (3) one year (4) article (ANS)
b) (1) one year (2) letter mail (3) enquiries (4) article
c) (1) letter mail (2) enquiries (3) one year (4) article
d) (1) Article (2) letter mail (3) one year (4) enquires

(Post Office Guide – II clause 200)

14. If the SB passbook is lost, stolen, destroyed or spoilt while in custody of the depositor, a duplicate passbook may be issued of payment of a fee of:
a) Ten rupees (ANS)
b) Two rupees
c) five rupees
d) Twenty rupees
(Post Office Guide – IV clause 8 (3))

15. Under the Post Office Savings Bank general Rules, 1981, nomination or the cancellation or variation of nomination shall be registered in the relevant:
a) Head Savings Bank (ANS)
b) Sub Savings Bank
c) Branch Savings Bank
d) All the above
(Post Office Guide – IV Clause 12(4))

16. A minor can operate a Savings Account in her/his name, if he has attained the age of:
a) 10 years (ANS)
b) 14 years
c) 18 years
d) 7 years
(Post Office Guide – IV Sec II table – 1.(b))

17. Under the Post Office Recurring deposit rules, 1981, Joint account means:
a) An account opened by two adults (ANS)
b) an account opened by three adults
c) an account opened two adults and one minor
d) an account opened by one adult and one minor

18. The Post Office Time deposit rules, 1981, come in to force on the :
a) 1st day of April, 1982 (ANS)
b) 1st day of April, 1981
c) 1st day of October, 1981
d) 1st day of October, 1982

19. The current rate of interest for deposit made under Monthly Income Accounts is:
a) 8 per cent (Ans 8.4)
b) 7 per cent
c) 9 per cent
d) 10 per cent

20. The Senior Citizens Savings Scheme Rules, 2004, come in to force on the :
a) 15th day of August, 2004
b) 1st day of April, 2004
c) 2nd day of August, 2004
d) 1st day of October, 2004

21. The subscription in Public Provident Fund, which shall be in multiples of Rs.5, may, for any year, be paid into the account in one lump sum or installments not exceeding:
a) Ten in a year
b) Six in a year
c) Five in a year
d) Twelve in a Year (ANS)

22. Where payment for the purchase of kisan vikas patra is made by cheque, the date of purchase of such certificate shall be the date of:
a) Encashment/realization of the cheque, (ANS)
b) Presentation of the cheque in post office by investor
c) Issue of the cheque
d) Presentation of the cheque in Bank by Post office

23. The maturity period of a National Savings Certificates (VIII Issue) purchased on or after the 1st day of March, 2003 shall be:
a) Six years and six months from the date of issue
b) Six years from the date of issue (ANS)
c) Seven years and three months from the date of issue
d) Eight years and three months from the date of issue

24. Postal Department of Uttrakhand State is under administrative jurisdiction of :
a) Haryana Circle
b) Uttar Pradesh Circle
c) Himachal Pradesh Circle
d) None of these (ANS)
(See the Organization chart in India post website)

25. How many members are there in postal services Board?
a) Three
b) Five
c) Six (ANS)
d) Eight
(See the Organization chart in India post website)

26. The Head of Postal Circle is:
a) Asst. Postmaster General
b) Director Postal Secvices
c) Postmaster General
d) Chief Postmaster General (ANS)

27. Postal Department of Uttar Pradesh state is under administrative jurisdiction of:
a) Madhya Pradesh Circle
b) Uttrakhand Circle
c) Chhattisgarh Circle
d) None of these (ANS)
(See the Organization chart in India post website)

28. The working of all post offices under postal Divisions is directly controlled by:
a) The Postmaster
b) The Inspector of Posts
c) The Postmaster General
d) The Senior Superintendent of Post Offices (ANS)

29. A Post Office which is also opened on Sundays and Holidays is called:
a) Mobile Post Office
b) Head Post Office
c) Night Post Office (ANS)
d) Branch Post Office
(Post Office Guide – I clause 3-iii)

30. The special registration envelopes provided by the post office can be used for transmission of:
a) Unregistered articles
b) Registered articles (ANS)
c) Both (a) and (b)
d) none of these
(Post Office Guide – I clause 13)

31. Letter boxed marked “for letters only” should be used for the posting only of:
a) Letters
b) Postcards
c) Both (a) and (b) (ANS)
d) for all articles
(Post Office Guide – I clause 19)

32. While prepaying postage charges, the public are advised to use:
a) A large number of low value stamps
b) low and high value stamps
c) minimum number of stamps by using stamps of appropriate higher denominations (ANS)
d) none of these
(Post Office Guide – I clause 25)

33. In case of articles addressed to foreign countries the address should be written in:
a) Roman letters and in Arabic figures (ANS)
b) Roman letters
c) Arabic figures
d) none of these
(Post Office Guide – I clause 26-e)

34. what is the fee for recall of an inland article?
a) Rs.2/-
b) Rs.5/-
c) Rs.6/- (ANS)
d) Rs.10/-

35. A customer posted four articles at the same time, at the same office, to the same addressee for delivery in India. What fee will be paid by the customer for recall of these four articles?
a) Rs. 6/- (ANS)
b) Rs.12/-
c) Rs.24/-
d) Rs.25/-
(Post Office Guide – I clause 34 - 4)

36. A parcel which does not exceed 10 Kg in weight (except VP parcel and those addressed to poste restante) will be issued for delivery:
a) Twice
b) Once (ANS)
c) Regularly for five days
d) All of these
(Post Office Guide – I clause 41)

37. Letters, letter cards and post cards are treated as articles of:
a) ordinary mails
b) First class mails
c) second class mails
d) none of these
(Post Office Guide – I clause 98)

38. How many classes of Inland Postal articles are there?
a) 12
b) 10 (ANS)
c) 8
d) 7
(Post Office Guide – I clause 97)

39. Out of ten postal articles, how man postal articles come under First class mails?
a) Two
b) Three (ANS)
c) Five
d) Seven
(Post Office Guide – I clause 98)

40. What is the maximum weight limit of a letter?
a) 500 Gms
b) One Kg
c) Two Kg (ANS)
d) Five Kg
(Post Office Guide – I clause 100)

41. The use of inland letter cards for addressing communications to foreign countries including those countries for which inland surface rate of postage apply, is not permissible except for:
a) Pakistan and Nepal (ANS)
b) Srilanka and Japan
c) Indonesia and Iran
d) Tehran and Malaysia
(Post Office Guide – I clause 108 -3)

42. Inland letter cards used for addressing communication to foreign countries except Pakistan and Nepal are treated as:
a) Fully prepaid letter cards
b) Unpaid letter cards
c) Insufficiently paid letter (ANS)
d) Insufficiently paid letter cards
(Post Office Guide – I clause 108 -3)

43. Persons desirous of availing the facility of Business Reply Service, should take out a permit from the :
a) Head of the Division (ANS)
b) Head of the Circle
c) 1st Class Gazetted Postmaster
d) All of these
(Post Office Guide – I clause 117)

44. For taking benefit of concessional rate of ‘Book packet containing periodicals’ the registration number:
a) Should be printed either on the first or last page (ANS)
b) Should not be printed
c) Printed on any page in between first or last page
d) None of these
(Post Office Guide – I clause 129 -1-b)

45. Who is authorized to alter the amount of postage due as entered in the figure on official postal article?
a) Delivery postal assistant
b) Postmaster or other authorized officer of office of delivery (ANS)
c) Postman of the beat
d) Superintendent of post offices
(Post Office Guide – I clause 204)

46. Which one is prohibited article for the purpose of transmission by inland post?
a) Any indecent photograph (ANS)
b) Any decent photograph
c) Railway ticket
d) None of these
(Post Office Guide – I clause 209 - 2)

47. The person who sends money by means of a money order is called:
a) Payee
b) Addressee
c) Remitter (ANS)
d) None of these
(Post Office Guide – I clause 215)

48. The maximum amount for which a single money order ma be issued under eMO:
a) Rs.2000
b) Rs.5000 (ANS)
c) Rs.20000
d) Rs.50000
(Post Office Guide – I clause 217)

49. The remitter may write any communication, it he desires to make to payee on the:
a) Coupon portion of the money order form (ANS)
b) advice portion of money order form
c) Payee’s portion of the money order form
d) Acknowledgement portion of the money order form
(Post Office Guide – I clause 218)

50. In which year the first postage stamp was issued in England?
a) In the year of 1774
b) In the year of 1840 (ANS)
c) In the year of 1852
d) In the year of 1966
(Post Office Guide – I clause 255 -ii)

DoP&PW: Clarification on date upto which enhanced family pension payable

No. 1/1(5)/2018-P&PW(E)
Department of Pension & Pensioners’ Welfare
(Desk E)

Sub: Clarification on date upto which enhanced family pension payable-reg.

Ref: CPAO ID No. CPAO/IT & Tech/Clarification/13(VOL-III)/P&PW/2017-18/193 dated 05.02.2018 and NIC Note, dated 3.4.2013.

CPAO may please refer to above mention ID, dated 5.2.2018 on the subject mentioned above.

2. It was decided to increase the age of retirement from 58 to 60 years vide its notification No.25012/2/97-Estt.(A) dated 13th May, 1998. In pursuance of this decision and in view of the recommendation of the Vth Central Pay Commission, in partial modification of Rule 54(3) (a) of CCS (Pension) rules, 1972, it was decided that the payment of family pension at enhanced rates will be payable for 7 years or till the government servant/pensioner would have attained the age of 67 years against the existing provision of 65 years. This has been applicable in cases where Government servant is to retire at the age of 60 years in pursuance of the notification dated 11.05.1998 and not where Government servant has already retired at the age of 58 years or would have retired at the age of 55 years but for his premature demise.

3. Subsequently rule 54(3)(a)(ii) has also been amended to read as under:
In the event of death of Government servant after retirement, the family pension as determined under sub-clause (i) shall be payable for a period of seven years, or for u period up to the date on which the retired deceased Government servant would have attained the age of 67 years had he survived, whichever is less.

4. In view of this it is clear that family pension at enhanced rates will be payable for 7 years or till the deceased retired government servant would have attained the age of 67 years had he survived, whichever is less, irrespective of type of retirement. date of retirement and age of superannuation applicable in the case of retired Govt. servant. This would equally apply in all Central Civil Govt. Departments/Offices including CPAF and Medical Officers.

5. This issues with the approval of competent authority.

(Sanjoy Shankar)
Under Secretary

CPAO, Trikoot-II, Bhikaji Kama Place, New Delhi
D/o P&PW ID No. 1/1(5)/2018-P&PW(E)/32206 dated 12th April, 2018

NPS issue: Old Pension Scheme will be restored by AAP Govt. in National Capital

NPS issue: Old Pension Scheme will be restored by AAP Govt. in National Capital

Delhi CM Arvind Kejriwal announces old pension scheme will be restored by AAP government in national capital

Delhi: Delhi Chief Minister Arvind Kejriwal announced Monday that the old pension scheme will be restored by his government and he will write to his counterparts in other states to follow the suit. He said a resolution to restore the old pension scheme in the city will be passed in a special session of the Legislative Assembly.

"It will then be sent to the Centre for approval. I will fight with the Centre to get it implemented," Kejriwal said while addressing a rally organised by the All Teachers, Employees Welfare Association (ATEWA) at Ramlila Ground here. He said that he will also speak to his counterparts in West Bengal, Kerala, Andhra Pradesh and Karnataka for implementation of the scheme.

"The government employees have the power to change the government of the country. I want to warn the Centre, if the demand of employees is not accepted in three months, there will be an apocalypse in 2019," the Aam Aadmi Party (AAP) convener said. Slogans like "desh ka neta kaisa ho, Kejriwal jaisa ho" greeted the Delhi chief minister as he made the announcement at the rally. Kejriwal slammed the new pension scheme as "betrayal and cheating" with government employees.

"I want to request Modiji that you cannot accomplish nation-building by disappointing the government employees," he said, adding that the AAP government could perform in the areas of education, health, power and water supply only because of the cooperation of its employees. The new pension scheme was introduced by the Centre in 2004. Under it, employees contribute towards pension from their monthly salary along with an equal contribution from their employer. The funds are then invested in earmarked investment schemes through pension fund managers.

Read at: Times Now

Public Authorities Under RTI Act – PIB

Press Information Bureau 
Government of India
Ministry of Personnel, Public Grievances &Pensions

Government Brought Most Public Authorities Under RTI Act

The Union Minister of State (Independent Charge) Development of North Eastern Region (DoNER), MoS PMO, Personnel, Public Grievances & Pensions, Atomic Energy and Space, Dr Jitendra Singh stated here today that in the last four and half years, the government led by Prime Minister Shri Narendra Modi has brought most of the public authorities under the purview of the RTI act, which is in keeping with the commitment to ensure maximum transparency in the working of these institutions. The Department of Personnel and Training(DOP&T), which is the nodal department for the Right to Information and Central Information Commission, has so far successfully covered nearly 2000 public authorities under the RTI Act, he said.

Dr Jitendra Singh made these observations when the outgoing Chief Information Commissioner (CIC), Shri R.K. Mathur called on him today.Lauding the achievements of the last over four years, Dr Jitendra Singh said, when the government came in, there were very few public authorities under the purview of RTI Act, but a fast – track process was initiated to make the RTI more effective and more inclusive.

In addition, Dr Jitendra Singh noted that the filing of RTI has been made much more convenient and easy with the use of latest technology. There is now a portal and an App, as a result of which, any citizen can file an RTI from his mobile phone, at any time of the day or night, and from anywhere.

The disposal time of the RTI application received in the Central Information Commission has been drastically reduced, said, Dr Jitendra Singh, and added that the pendency has also considerably reduced in comparison to what it was before 2014.

In the DOP&T, Dr Jitendra Singh said, we have tried to sincerely live up to Prime Minister Shri Narendra Modi’s commitment of maximum governance with minimum government, maximum transparency and maximum citizen-participation. He said, there has also been a successful effort to compile inputs from the various RTIs received, in order to prepare research manuals for planning future strategies and improve upon the existing methodologies.

Source: PIB