Saturday, August 24, 2019

Proposal proforma of merging single handed non delivery post offices with nearest delivery offices

Proposal proforma of merging single handed non delivery post offices with nearest delivery offices

Latest Comments from Central Govt Employees – Aug 2019

1. Question on Gratuity
Sir, what is gratuity, according to new rules now gratuity raises from 10 lakhs to 20 lakhs. What is this please clear, kya ab govt 20 lakhs pay kregi the time of retirement


Limits of gratuity increased. But it will be given as per eligibility of your service and pay basic pay. It is not given 20 lakhs for all.

2. Question on Income Tax
How much tax amount deduct from my blance due, when i take vrs from central government job after doing my 27yrs. Of job. Which amount is taxable.


There’s no tax deductible for retirement amounts. If your basic pay (upto retirement) & pension is more than 5 lakhs for the total amount in the next financial year, bank will deduct as per the income tax rules.

Letter to Authorities on issue of bifurcation of PAO, Hyderabad

Clarification regarding acceptance of PLI premium through RICT by BPMs

Vision Document 2019-2024 - Department of Posts

Vision Document 2019-2024 - Department of Posts

Delivery of Citizen Centric Services through Post Offices - Interaction with unions

List of citizen centric services proposed to be offered through Post offices

1. Government to Consumer (G2C)
Various Government Services like
Birth/ Death Certificate,
Forms Download and Submission,
Property Tax and Registration,
Bus Pass,
Railway Ticket,
Subsidies etc.
Insurance Services (except Life Insurance)
Premium Collection Services of LIC, SBI, ICICI Prudential, AVIVA DHFL and Other Insurance Companies
E-Nagrik & E- District Services {Birth/ Death Certificate etc.}
Pension Services
NIOS Registration
Apollo Telemedicine
NIELIT Services
Aadhar Printing and Enrolment
PAN Card
Electoral Services
E-Courts and Results Services
State Electricity and Water Bill Collection Services
IHHL Project of MoUD (Swachh Bharat)
Digitize India

2. Business to Consumer (B2C)
Online Cricket Course
IRCTC, Air and Bus Ticket Services
Mobile and DTH Recharge
English Speaking Course
E- Commerce Sales (Book, Electronics, Households Items etc.)
Agriculture Services
CSC Bazaar
3. Business to Business(B2B)
Rural BPO (Data Collection, Digitalization of Data)
4. Educational Services

IGNOU Services- Examination Form, Results declaration, Students Admission or Offering
courses from IGNOU etc. 
NIELIT Services- Online Registration/ Fee Collection, Online Examination Form submission and printing of examination. 
NIOS Services- Registration of Students, Payment of Examination Fees, Declaration of Results. 

5. Financial Inclusion
Banking- Deposit, Balance Enquiry, Statement of Accounts, Recurring Deposit Accounts, 
Insurance- Health Insurance, Crop Insurance, Personal Accident, Motor Insurance etc. 

6. Other Services
Agriculture- To avail the agriculture services, Farmer registration is done. It helps the farmers to receive advisories related to it from experts. In addition, many other services like Weather Information, Soil Information is also provided to the citizens. 
Recruitment- Notification for Recruitment in Indian Navy, Indian Army, Indian Air Force is provided. 

Income Tax Filling- Income Tax Returns can also be filed through CSC. Manual is available in
English and Hindi for VLE. 

List of Postal services proposed to be offered through Common Service Centres 
Booking of Registered/Speed Post 
Booking of eMO 
Acceptance of deposits in POSB accounts. 
Acceptance of PLI/RPLI proposals/premium

Letters to Govt from JCM Secretary

What is Penal Interest?. How to Calculate?

Amounts defrauded from S.B. Accounts to Departmental Officials and not accounted for in the books of the Department.

58(1) After satisfying himself about the bonafides of the claim of the depositors in respect of defrauded amount, the Head of Circle/Regional Director/ Divisional Superintendent will approach CEPT Team to check whether defrauded amount can be restored in the accounts. In cases where CEPT approves restoration, the competent authority should issue sanction for the restoration of the defrauded amount with interest thereon up to the end of the year preceding the year in which the amount is restored to the account. The amount of interest to be restored to the account will be calculated by the Head Post Office and checked by the S.B. Control Organisation. In cases where restoration is not admissible, sanction will be issued for directly paying the defrauded amount to the claimant by Cheque. Accounts standing in CBS application should be closed in such cases in closure proceed paid to the depositors as per laid down rules.

Note :- The Head of Division(irrespective of status of the division) and Group 'A' Postmasters can sanction the claims upto Rs. 5000/- in each case regardless of the aspect of recovery of the loss subject to the condition that sanctioning authority has to ensure that there has not been any negligence on the part of the defrauded person in contributing to the fraud and also that settlement of claim will not cause any hindrance in concluding the enquiry, fixing responsibility and taking appropriate action against the officials at fault. These powers will be exercised personally by the Divisional Heads/Group 'A' Postmasters. Regional Directors are vested with powers to sanction claims without any limit. (DG Posts Letter NO. 8-5/2003-Inv(Pt) dated 5.6.2003)

(2)          Immediately on receipt of the sanction for restoration of amount, the Head Postmaster should credit the amount in the respective account (principal) and Interest should be credited by using HIARM menu by Supervisor SBCO. The net loss sustained by the department in respect of principal amount (arrived at after taking into consideration the deposits and withdrawals not accounted for by the departmental official) and interest thereon should be entered in the schedule of unclassified payment(UCP) by per contra entry as deposit (Total amount) in the list of transactions. Complete details of the charge should be given in the remarks field of the account and in column 3 of the schedule of unclassified payment to enable the Postal Accounts Office to classify the amounts properly.
(3)          When the amounts defrauded are to be recovered from the officials at fault, penal interest should be calculated in the manner prescribed in Rule 156(2) of the Central Government Compilation of General Financial rules, extract given below, on the amount outstanding from time to time for the actual number of days such amounts remain outside the custody of Government.
Rule 156 (2):- “A loan shall bear the interest for the day of payment but not for the day of repayment.  Interest for any period shorter than a complete half year shall be calculated as :-
Number of day x yearly rate of interest
unless any other method of calculation is prescribed in any particular case or class of cases.”
(4)          The penal interest will be recovered at the rate of 2 ½ % per annum (compound) over and above the rate of interest fixed from time to time for the various types of accounts and savings certificates for the period during which the amount was defrauded. The amount of penal interest will be calculated by the Head office and intimated to the punishing authority after check by the Control Organisation.
(5)          The interest may be recovered from the depositor/investor on the amount paid in excess for the actual period (total number of days) for which the amount excess paid is retained by him if the period is less than a complete half year. This will be done in the manner prescribed in sub para (3) above.
(6)          The normal rate of interest payable on each type of account or certificate and not the post-maturity interest rate will be applicable.
(7)          If the period is more than a year, the interest will be recovered at the compound rate of interest.
Note:- In case of recovery of interest from the members of the public to whom double or excess payment on account of discharge value of savings certificate or in any type of account due to negligence of the departmental officials and the amount over paid was retained by the depositor/investor for the considerable period till its refund at the instance of the department, the interest at normal rate only should be recovered from the depositor on the amount paid excess and for the period the amount was retained by him. The term “normal rate” means the rate of interest which was paid to the depositor/investor on his account/certificates, as the case may be. In case it is proved on enquiry that the member of the public defrauded the department by taking double payment deliberately, the desirability of instituting a criminal case may also be kept in view.

Fox Eg. SB scheme 
Normal Int rate = 4.0 % Penal Int rate = 2.5 % Total = 6.5 %

Sl No Account No Date of Suppression Date of Credit Defrauded
No. of Days Normal Interest Penal Interest Total
 6.5 %
1 100000001 12-01-2019 22-08-2019 10000 223 562.08 152.74 714.82
2 do 31-01-2019 22-08-2019 5000 204 111.78 69.86 181.64
3 100000036 19-02-2019 31-08-2019 7500 194 159.45 99.66 259.11
4 do 25-02-2019 31-08-2019 15000 188 309.04 193.15 502.19
5 do 01-03-2019 31-08-2019 2000 184 40.33 25.21 65.33
 39500 1182.68 540.62 1723.30

Defrauded Amount Rs. 39500
Total Interest ( Rounded off)
Rs    1723
Total Recovery Rs  41223
** The penal interest will be recovered at the rate of 2 ½ % per annum (compound) over and above the rate of interest fixed from time to time for the various types of accounts and savings certificates for the period during which the amount was defrauded.
Source : SB Order 5/2018 (CBS Manual), Page No. 61, 62

No referral is required for the treatment from the Government Hospital

No referral is required for the treatment from the Government Hospital



LDCE for recruitment to the cadre of PM/MG for the vacancy years 2018 & 2019- Karnataka Circle

LDCE for recruitment to the cadre of PM/MG from eligible MTS & Limited Competitive examination for recruitment to the cadre of PM/MG from eligible GDS for the vacancy years 2018 & 2019- Karnataka Circle

For details please click here

Post Card: Still a Poor Man’s Best Medium of Communication

Bruhaspati Samal
Postmaster, Sahidnagar MDG
Bhubaneswar – 751 007

Normally, I open my office at about 9.15 AM to enable my staff members to maintain the working hours from 9.30 AM to 5.30 PM. But just before the normal business hour, when the MTS opens the public entrance of the office, I have been marking a peculiar incident for last five months since my joining here in this Post Office.

As soon as the gate is opened, a man about 55 years of age wearing dirty pant / shirt, having unshaven beard on the face and uncombed grey hairs on the head rushes into the public area. First of all he goes to the water filter and takes a glass of water and then comes to the Stamp Counter. He then asks for one or two Post Cards or Inland Letter Cards as per his requirement. On receipt from the counter, he then goes to the public writing desk and starts writing letters in the same Post Card(s) / Inland Letter Card(s). Within 15 to 20 minutes, he finishes the job and leaves the post office putting the letters in the outside letter boxes in a hurry.

Hardly, there will a day when he has not attended the Post Office Witnessing this regular event, I couldn’t suppress my curiosity. To satisfy my inquisitiveness, I requested him one day come to my chamber.

Briefly conveying my observations for last 5 months, I asked him “Due to rapid growth of Information Technology, when we witness people to hardly purchase Post Cards / Inland Letter Cards etc. now a day on one hand and when people want instant communication and response from other side through mobile, internet and different social media on the other, I am surprised that you are writing and posting two / three letters regularly. Are you writing to your family members or anybody else?”
“No Sir”, he replied, “I have no family. I am a bachelor and belong to the district of Mayurbhanj. Due to continuous torture of my step mother, I could not complete my B Sc and left my village at the age of 21 and started working in a private Aluminium factory here in Bhubaneswar. I also completed my C T course privately. But could not get any Govt. job. While working in the factory, I met a major road accident with serious injury in my right leg and partially lost my hearing capacity. The factory owner fired me out. Since then I wandered here and there in search of a job. A small hotel owner engaged me in cleaning utensils in his hotel and since then I am working and staying there. Now I am 57.”

Swiftly telling me at a stretch, he showed me his right leg which has been bent below the keen and causing difficulty in normal walking.

Expressing grief, I enquired, “To whom then you are writing letters regularly?”

“Earlier when I had money with me, I was writing to the Presidents and Prime Ministers of various countries of the world. Since my income has been very low and now I am unable to afford the cost of postage to foreign countries, presently I am writing to the professors, vice-chancellors and other high dignitaries of different universities”, he replied very normally.

I became more curious to know the contents of his writings. With every politeness, I just asked, “If you don’t take it otherwise, may I know the theme of your writings to such high dignitaries?”

He was worried, I marked and in a hurry to leave the post office. I told, “If you have any objection or if you don’t want to share, then you may not discuss.”

“That is not the issue, Sir”, he replied. “I have come here finishing all the morning works in the hotel. My work will again start from 10 AM. If I will be late, my owner may drive me away from the job”.

Immediately, I changed the topic and requested him to attend his job. “We may talk on some other day”, I told.

“No Sir”, since you have asked me with so much anxiety, “I will tell”, he emotionally told me. “I have also gone to other post offices. But many people treat me as a mad. Some have even handed over me to police and ordered me not to enter their premises. Nobody has ever tried to understand me”.

I marked drops of tears in his eyes. I also became sentimental. Tightly holding his palms, I requested him to continue.

He started, “While I was a student in MPC College, Baripada in the district of Mayurbhanj during 1983, I became associated with the Hindu spiritual movement of Brahma Kumaries which teaches a form of meditation that focuses on identity as souls, as opposed to bodies. I was greatly inspired by their teachings to transcend labels associated with the body, such as race, nationality, religion and gender which aspire to establish a global culture based on what it calls Soul-consciousness. Sir, I had an ambition to be a teacher and to educate people of the world for bringing spiritual consciousness. But unfortunately, I am now working in a road side hotel from dawn to dusk to feed my belly.”

In a sensitive mood he continued, “Finding no other alternative to share my knowledge what I have gained from the Brahma Kumaries, I took the shelter of your post cards and inland letter cards, Sir.”

Gladly he said, “The post card is my best friend now. It is the poor man’s best medium of communication. I use the same for sharing the ethics of Brahma Kumaries to achieve the goal of establishing a new world characterized by honesty, sincerity and goodwill. When I write on the post card, I feel as if I am in a class room and writing on a black board. When I drop a post card in your letter box, I feel that I educate one person of the world. At a cost of Re.0.50 only, I share my knowledge to aware the people on spiritual consciousness from Kashmir to Kanyakumari. Only for your Department, I have been able to write continuously as such since 1983.

Being depressed, he told, “When I have to write more, I hardly depend on an Inland Letter Card. But it is too difficult now on my part to sacrifice Rs.2.50/- . So I use postcards often. I am in search of Meghdoot Post Cards which will cost me less. Kind request to arrange for me Sir”.

I was about to ask him if he has received any response against such letters posted to numerous people of the world, he left my office in a hurry. I just looked at him. When we are dreaming of a digital India and now to digitize India Post turning our back to the handwritten letters, such customers still remind us about the importance of such letters may be in a Post Card.

Really he was a mad, a mad for letters, a mad for sharing knowledge, a mad for bringing spiritual consciousness among the people and a mad for establishing a new world full of peace through postcards.

Extremely proud of my India Post’s low cost Post Card which has the power to share love, emotions, agony, ecstasy and what not throughout the world.